Finance & Accounting Essays

According to the report raising the premium makes the people with private insurance be charged higher. Expanding Medicaid leads hospitals and doctors to shift costs onto patients with private insurance, this makes private insurance less affordable and contributes to the vicious cycle of increasing the number of people without insurance.

It mediates them to financial institutions to realize or implement growth and ambition at the international level. Entities that have not adopted the framework yet should aspire for its implementation through local business organization efforts that would lobby its adoption in the jurisdiction if this is not yet accepted as well as through their own initiatives.

The governments started to release some effective packages in order to save their financial systems. The investors became frightened by the abrupt decline in the stock market, which reduces their investments in the market.

The author states that financial reporting refers to the disclosure of the company’s financial and operational information in order to provide the users with a clear and accurate picture of the actual performance and worth of the company. Although every business is different in some respect from the other.

There are two major categories of capital expenditure. When the assets are held on a short term basis, such as Accounts Receivables, Cash and Cash Equivalents, Notes Receivables, Materials Inventory, and temporary marketable securities, to name a few, they are categorized as “Current Assets”. The second major category of Capital Expenditure is “Fixed Assets”.

Tax reduction for the house depends on three issues: first, the house was destroyed in the taxable year 2009; second, the house was destroyed by a natural disaster: third, the insurance company doe not cover damages or destruction caused by natural disasters. Section 165(d) provides that a loss shall be allowed as a deduction under section 165(a).

Place a value on a prize won by Mary Richard. She thought that she won $5 million until the lottery company advised her that it was not paid in one sum up-front. What is the value of Mary’s $5 million if it is to be paid to her in equal

The hedging of foreign exchange risk refers to procedures carried out by a firm in order to mitigate the impact of adverse exchange rate fluctuations on the value of the firm. Sedate can use financial hedging as protection against unforeseen exchange rate movements so as to minimize the impact of foreign exchange rate fluctuations on future cash flows.

Business managers mainly looked at the financial performances instead of looking on the customer relations, internal business process, learning, and growth of employees, which in turn bring about stable financial

Some of the core objectives include storing and retrieving financial information, using generally Accepted Accounting Principles to carry out financial

A real estate consultant provides a variety of services to help maximize the potential return on an investment in real estate. Property developers, builders, real estate investors, and investment banks rely on real estate consultants for professional advice.

In the case study, the employee identified a loophole in which the employee maximized on it. The economic situation of the employee and the weakness of the financial system created an opportunity in which the employee started pocketing some money. For example, the employee continued taking more cash on subsequent days without feeling the guilt.

This research paper has been prepared based on the article “Corporate governance and value creation: Evidence from private equity” (Acharya, et. al., 2013). The objective of the analysis is the effect of private equity upon the value of the corporations and the effect of governance on corporate valuation.

Vermont’s health care system is quite progressive and this is noted to be contributed by the fact that they never wait for initiation of the implementation steps defined by the affordable care act (United States Government Accountability Office, 2011). In other words, Vermont usually votes for its own state-based reform systems. 

The prediction of future behavior of cash flows is dependent on the current condition of the enterprise and aspects such as earnings.  Estimation of future cash flows can be very challenging if appropriate measures are not put in place since the business world is changing rapidly.

This method ensures that a uniform amount of depreciation is charged in the income statement for a particular asset. The depreciation per year is found by Lessing the residual value from the base cost and then divided by the

The report suggests that the GCC Central Bank should have four decision-making bodies namely: Executive Board, Governing Board, Advisory Council, and General Operations Committee. This structure is similar to the ECB because they both have an executive board that implements the monetary policy of the central bank.

This move by the company will see the company in business for the next seven years guaranteeing good returns annually. Therefore, a critical analysis of the financial implications of such

This error will result to the bank statement reflecting a less figure of $ 1,800 while the company’s cash account reflects an excess of $ 1,800. This error is reconciled by deducting $ 1,800 from the cash account. The second error the bookkeeper

The Inland Revenue authority provides that property owners have the right to deduct expenses they are entitled to in determining the profit to be taxed (Everett, Hennig, & Nichols, 2009). Thus, the redecoration expenses, expenses of advertising for new tenants, other property operational costs will be deducted in determining the taxable income.

The adjusting entries have to be a debit or credit depending on the nature of the transaction. They require a systematic approach and always are done for each transaction. The accounting entries are steps and accounting principles generally accepted by accounting bodily internationally and are not a waste of time as others may claim.

Just as business corporations have a set of reports to publish, government agencies and public enterprises have their own standards. It is required of major government sector enterprises to comply by the Government Performance and Results Act (GRPA). Accordingly, GRPA Annual Performance Reports are issued.

When deciding on the type of checking or savings account to open, a prospective depositor should ask what interest rates (for savings and/or current accounts) would the financial institution offer. Are there maintaining balances required for opening the account and at which no charges would be posted to the depositor in cases of funds?

Skills: Strong organizational and analytical skills. Excellent interpersonal communications skills. Proficient in all aspects of general office maintenance, including typing. Proficient with Excel & PowerPoint and Out Look Great team player, fast learner Bilingual, English, Mandarin and Cantonese.

Hence financial ratios that are the basic to the need of an understanding of the financial status are applied in smaller organizations that present an analysis of the profits and

As the paper outlines, an analysis of the cash flow statement will also reveal whether a company has recorded growth or decline in the cash from the various activities. The cash flow statement is composed of three broad categories i.e. cash from operating activities, investing activities, and financing activities.

The median cost of a home in the Bronx is about $351,300, which is an increase in the percentage of about 2%, as compared to New York whose median cost of a home is $895,000. This has brought about an increase in the percentage of still about the same, 2%. NewYork’s cost of living is generally higher than the United States average.

These and other questions have brought continuous debate on the value of shareholders in the company. It also brought the question on the importance of cash to shareholders when valuing a company. Due to this dispute, David

Generally, the strategies that have been employed by investors vary from market to market and from region to region. Diversification of portfolios has emerged as one of the common ways employed by investors in order to reduce the risks of their investments with an aim of maximizing their returns.

Diversification theory aids businesses in minimizing financial risks. The SOX Act and diversification theory aid HSBC Finance Corporation in performing its business operations in a transparent manner. The company is facilitated with the opportunity of building trust. The study reveals that the company has been able to conduct operations in a reliable as well as sustainable manner.

As the discussion stresses the primary aim of the company is to provide best financial service to its clients all over the U.K. and presently has more than 28 billion worth of investor’s money. The company presently employs 1877 employees. The business also encompasses managing funds of charities and conducts estate planning.  

The paper discusses financial trends of the company using past five year data and its corporate and financial activities during this period. Spirent is a global company and is susceptible to various risks and vulnerabilities such as foreign exchange risk and country and political risk that unfold from cross border trading.

It could be through book entry accounting, funds transfer or any other type of a payment order. The market is principal in the provision

I would incorporate is psychological pricing which is known as the “.99” pricing technique. This technique when used with the loss leader price mechanism will be used to attract more clients by making the customers believe that the product is cheaper than it is. The pricing method is intended to entice customers that are searching for value. 

The value of the soft drink market is expected to rise by 2018, more people will have migrated to the UK than those who will leave, and this is an opportunity for Britvic to expand. Again, the number of new entrants is not as many as it is in the other industries, and this gives the company room to even improve itself more.

The current USPS business model is not feasible (USPostalService, 2012). The current business model is grounded on the concept of making ends_meet. Under this concept, the company tried to reduce its operating expenses. By reducing the same expenses, the company has a higher probability of generating a net profit.

This research proposes to create an all-inclusive recommendation towards management strategic methods based on the participants' responses, suggestions and concerns as well as a complete case study through historical document analysis. The insights to be gained are empirical-behaviours in usage; observational-what strategies work; functional-how strategies work; recommendations based on benefits and limitations. 

Here we are using NPV and payback method to analyze the project. Let us start with the NPV method. NPV method recognizes the fact that a pound today is worth more than a pound tomorrow. NPV is ‘a calculation in dollars of the present value of all future cash flows from a project. It is roughly analogous to the concept of profit’.

Reasonable assurance is of the high level while a limited assurance is a moderate level assurance. When giving out a reasonable assurance, the auditor gives out a positive report (means the statement given out would be a positive one as opposed to a normative statement given out in limited assurance).

The Indian stock market has been in existence for 135 years, and I believe it has stayed in the industry for so long because of the trust and confidence of investors.

In the capital improvement policy statement, there are issues like appropriate management of resources and funds. Timely accomplishment of projects is also taken with greater weight in the policy. These issues are well addressed in the long beach city of California since most of the projects had been accomplished on time.

The author states that he gained a huge amount of knowledge about financial planning through this book. Every part and every chapter of the book has provided me with in-depth information about different financial issues that hold critical value in the life of any individual. He has a very basic knowledge of personal financial planning.

The author concludes that it is recommendable for investors to invest in this company as the income statement reflects a profit. The cash budget also indicates that the cash flow is favorable. The balance sheet position of that company is good. There are other theoretical factors that may affect returns such as competition, technological changes and tax 

She is in the process of making an annual expense budget for the coming year, and thus has to consider various issues before reaching at the final budget figure. Nevertheless, the most significant

Company valuation, therefore, acts as a form of strategic planning for companies, with the contribution of its stakeholders towards strengthening the company. Company valuation, as argued by Hitchner (2011), enables the company

However, when the interest is paid quarterly, there are small proceeds that are realized from the investment since the maturity period is decreased by the period for which the interest is paid. This therefore reduces the amount earned after 5 years to be $10,640.82

Breakeven Point is the point at which the organization’s total cost is equal to the sales revenue of the organization. The breakeven point is even regarded as that point at which the contribution margin is equal to the fixed cost incurred by the organization and at this point, the organization does not make either any profit or loss.

Activity-based costing is the cost attribution to cost units on the basis of the benefit the product receives from the activity performed such as ordering, material receiving, and handling, setting up machines, scheduling of jobs, or assurance of quality. ABC argues that overheads are incurred because of the activities being performed to support production.

s theory actually describes the behavior of people when choosing between risk involved alternatives with unknown probabilities of outcome (Barber and Odean, 2011, pg. 87). Prospect theory is also known as the "loss-aversion theory." This theory stipulates that generally, people

This can be attributed to the fact that the company has been increasing the cost of the goods sold thereby leading to an increase of the total revenue each year. Economic