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Describe the work of a voluntary/community organisation or NGO/social enterprise including,What is the social problem/issue they are addressin) How are they tackling) What are the resource implications of the above itg - Essay Example

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Although, he was not born to an affluent family and was third amongst the nine children of his parents, he had a promising educational career, which almost guaranteed a respectable living in the future. He took a job at Chittagong College and established a profitable packaging…
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Describe the work of a voluntary/community organisation or NGO/social enterprise including,What is the social problem/issue they are addressin) How are they tackling) What are the resource implications of the above itg
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Download file to see previous pages He knew that the banking system is supposed to promote economic growth through allowing various members of the society to utilize those funds at projects that create value for them and in the process of doing so; they generate economic value for the society through increased demand and employment (Grameen Bank. 2011c). However, the serious flaw within this cycle was that banks were specific and risk averse in their lending. It appears that the only way to acquire a loan from the bank was to provide evidence to the bank that you do not need the loan. In theory, the banks are supposed to lend to the lower middle class, and the poor within the society to provide them with opportunities for growth and value creation. However, in practice, it was impossible for the poor to acquire credit from the bank because of the absence of guarantee and collateral. It meant that the chances of progress and advancement for the poor within the society were diminishing, and the income gap was increasing. He was unsatisfied with the conventional banking system and finally, he came up with the idea that would challenge the wisdom of many experts in banking and finance (Grameen Bank, 2011b).
Dr. Muhammad Yunus was clearly inspired with the humanistic perspective in psychology as they strongly propagates that every human, regardless of their social class and especially the poorest ones have a drive to achieve their maximum potential and contribute to their development of their families and the overall society. However, Yunus believes that charity or government dependence in the form of constant redistribution of wealth from rich to poor or welfare state is not the answer to the problems of the poor (Dowla & Barua, 2006, p. 97). Even the poorest in the society have substantial creative potential, and only if those people are provided the resources to channel their ...Download file to see next pagesRead More
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