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The Pro and Con of Obama's New Healthcare Policy - Essay Example

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The Pros and Cons of Obamacare Name Institution Date The Pros and Cons of Obamacare The Obamacare is considered one of the major changes realized in the United States in the recent times. The Obamacare, as it is often termed is a combination of Patient Protection with the Affordable Care Act…
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The Pro and Con of Obamas New Healthcare Policy
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However, there has been a stir of controversies revolving around the implementation of the reform in the health sector. Some of the controversies that have been noted include the effectiveness of the reform, incurred costs, and the impact of this particular reform on the debt of the United States. As a fact, many cons and pros can be derived from the Obamacare reform. Many families, individuals and the society as a whole are bound to benefit (Zephyros Press, 2013). Similarly, the Obamacare deems to benefit the medical practitioners in the United States.

Since it is a collective benefit for many professionals, individuals and society, it is a prudent approach in the health sector. The first positivity of the Obamacare is provision of affordable healthcare to the entire population of the United States. Apparently, the reform is to provide affordable health insurance to the whole population in the country. It has been noted that many people do not have health insurance due to the high rates payable for health insurance. Since some people have skewed budgets, they are not in a position to afford the basic services of healthcare insurance (Tate, 2012).

This has affected a large part of the population as they find it difficult to access some of the services incorporated in health insurance. Therefore, this will be a prudent approach to provision of such services to the people. This will be helpful especially to people that find it hard to cater for the up surging expenses of health insurance. The Obamacare is a positive approach to health insurance. As a fact, with the implementation of this reform, it is believed that over 32 million Americans will have access to health insurance.

In addition to this, the initiation of this reform will help protect Americans from discriminatory health practices. Similarly, it will weed out unfair practices from the medical practitioners in the health sector (Maglione, 2011). It is noted that some insurance companies have established unfair and discriminatory practices in their scope of their service provision. Therefore, implementation of this reform will protect and encourage other Americans that often face unfairness from the discriminating insurance companies.

This will pave way for a comfortable living for all Americans (Boehner, 2011). This will also have a positive impact on the health of many Americans as they will have equal opportunity. This is an encouraging aspect in ensuring equality for all Americans. The Obamacare is set to benefit a cross-section of individuals in the whole country. First, Unemployed persons in the United States will be in acceptance of the stated Obamacare. For example, unemployed persons with an annual income of up to 15, 000 will be legible for healthcare coverage.

This will be effective from 2014 under the Medicaid, for single individuals (Pipes, 2013). However, unemployed persons with families will have to pay a higher amount for the same services. Secondly, patients will not face any discrimination when they need health coverage. For example, it is noted that many insurance companies do not cover patients that are diagnosed with existing conditions. It is noted that many insurance companies do not insure people with disabilities and deformities. Similarly, insurance companies are selective on patients with cancer and other diseases.

However, with the provision of Obamacare, such patients will not be discriminated. Thirdly, patients who

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