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Banking Industry: Goals and Skills - Essay Example

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An essay "Banking Industry: Goals and Skills" reports that levels of liquidity in Kuwaiti banks have continued to be high, non-performing loans ratio has steadily declined and consumer credit activity has been rising (Kuwait Banking Industry Goes From Strength To Strength)…
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Banking Industry: Goals and Skills
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Download file to see previous pages The year 2012, in view of a stagnant operating environment, was by and large regarded as a ‘tough time’ for banks and it is remarkable that it did not affect much the performance of players like the National Bank of Kuwait (NBK), thanks to the dynamic fiscal policy pursued by the Government of Kuwait. The business environment and the potential of opportunities in Kuwait banking have now lured the Industrial and Commercial Bank of China to open a branch in Kuwait and the China Development Bank is also making efforts to enter Kuwait market. National Bank of Kuwait (NBK), Kuwait Finance House (KFH), Boubyan Bank, Kuwait International Bank, Al Ahli United Bank, Warba Bank, Al – Rajhi Bank, Gulf Bank, and Burgan Bank are currently some of the major players in Kuwait banking industry. Of these, the organization of my choice is the National Bank of Kuwait (NBK), Kuwait’s largest bank in terms of assets. It is impressive to note that NBK alone accounts for more than one – third of Kuwait’s banking assets. It has the honor of being listed among the highest-rated banks in the region by international rating agencies such as Moody’s, Standard & Poors and Fitch Ratings (NBK At A Glance). With a history of more than six eventful decades of its credible presence and consistent performance in banking since its inception in 1952, NBK rightly calls itself ‘The Bank You Know And Trust’ (About NBK Group). I adore NBK not only for its status of being the first shareholding company in the entire region of the Persian Gulf but also for its very large overseas branch network. Apart from its 64 branches in Kuwait, NBK operates 173 more branches across 16 other countries that include the United States of America (USA), the United Kingdom (UK), France, Switzerland, and Singapore. ...Download file to see next pagesRead More
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