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Getting by on Less : Practical Recommendation on Personal Budgeting - Article Example

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Summary
This paper discovers the ways, that individuals, living within the constraints, can follow to save money on food, transport, shopping, rent, entertainment, and other factors. Analysis is conducted with an aim to secure a general improvement in the quality of an individual, who follows this advice…
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Getting by on Less : Practical Recommendation on Personal Budgeting

Download file to see previous pages... What is meant by this is the fact that cheap food is oftentimes readily available quickly whereas more expensive food will require the individual to spend a great deal of time preparing such food. In such a way, a secondary issue with regards to overall health is brought to mind (Wang et al 63). Although there are many ways in which money can be saved on food, it will be the recommendation of this brief analysis that the level of savings to which can be realized with relation to must necessarily be limited. This is of course due to the fact that cheap readily available food has a drawback that is exhibited over time. This drawback is of course with relation to poor health, obesity, diabetes, heart disease, and a litany of other factors that are oftentimes attributed to readily available/low-cost/what quality food. However, this is not say that no money can be saved on food within the life of the individual. Rather, it is the understanding of this author that the most important way to limit the amount of money spent on food is with regards to cutting down upon the number of times in which an individual chooses to eat out in any given week/month. Although the process is convenient and does necessarily save time, it comes at a high overall cost. For instance, the average meal in a standard restaurant for dinner can easily range above 20 pounds. With this amount of money, an individual could easily provide themselves, and possibly their family, dinner for several days. Although it is been emphasized many different times by a litany of individuals, the reality of the situation is that careful shopping combined with making it clear that it to list prior to going to market is one of the...
This paper aims to provide practical recommendation for the individuals with low level of income to improve their quality of life, by abiding to the advice, which is proposed in the essay. This improvement needs to be facilitated by an increase in the overall level of discretionary spending that individuals have at the end of every month/week.
It needs to be the responsibility of the individual to find and pursue a path of fiscal responsibility, which seeks to inject a level of logic and self-restraint, with regards to the purchases and expenditures that take place on a daily basis.
The most important way to limit the amount of money spent on food is with regards to cutting down upon the number of times in which an individual chooses to eat out in any given week/month. There are multiple different types of student passes, multi passes, monthly passes, and a variety of other financial instruments, through which money can be saved based upon the regularity/frequency of travel.
Another aspect in which individuals can seek to save money is with regards to renting. This particular decision can be particularly difficult due to the fact of the trade-offs and benefits that it necessarily represents.
It is reasonable to assume that a degree of personal savings should be saved, which will allow the individual more economic freedom with regards to purchasing their own home, investing some of their money, or seeking a further and/or higher degree of education for themselves or the family members. ...Download file to see next pagesRead More
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