Health Care and Its Future - Essay Example

It is found that pension holders are at the threshold of financial support. The pension does not seem to support the aged to make ends meet.
There is always an increase in the amount spent on health care, despite the reason that the public and private sectors do involve in administering health care expenses. The concept of health insurance seems to be spreading in all parts of the world, but then, many articles and reports provide the fact that big countries like the USA, do not have public insurance for the majority of their people. In reality, there comes uncountable advertisements and news regarding the several insurance companies and policies for health care, but those who need to get benefit does not get them in the majority. This shows that the administration has some drawbacks or to be more precise only a partial action has been taken by the authorities.
The talk concerning how to reduce the expenditure for health care among the individual and the group under the health care services provided by public and private authorities continues. There has been a lot of development seen in the field of computers and wireless technology. The system of wireless health care services helps a lot in reducing expenses to some extent by making arrangements such as fixing the

Appointments for the patients, reminding the dates by sending SMS, and these gradually reduce the cost of medical expenses. The provisions of certain Health Care software, and the availability of Health Care Consultants, Health Care Service Providers, help a lot in reducing the expenditure for patients. Health insurance also helps a lot during emergency times. Though the premium rates have to be given at the correct time, the effect of the insurance seems to be worth more expenses.
How will Health Care be financed in the future?
Health care is usually financed by the public and private authorities in general. For example “Medicare” and the “Medicaid” are set to meet the health care expenses for the aged and the poor respectively. The process of the Universal Health Care system which is funded by tax revenue has two-way payment systems “single-payer” and “multi-payer”. The single-payer is a government-run organization, which acts as the payer and it saves money. The multi-payer system runs with the joint venture of the public as well as private sectors as payers.
The system of “Money Plus $”[http://www.eip.sc.gov/costcutter/default.htm]
introduced by the American State, under the health care plan proves to be an effective one to reduce expenditure. With the help of this, the amount gets deducted from the account before being taxed.
This being the present situation in health care financing, the plan of the governments in many parts of the world seems to be implementing health care insurance for all the people. So the financial administration needs to be maintained accordingly.

As far as an individual is concerned it is better to make use of the latest facilities like insurance with cheap premiums, and eHealth care services, and seek the help of healthcare service providers during the required time.
Universal Health Insurance
The thought of acclaiming insurance for all, regardless of the apartheid policies in a country like America, came after several reports of the people who suffer from health problems without prime support from the so-called health insurance. This is probably due to the reason that most of the American working class, [be it Afro-American or indigenous Americans] do not receive the proposed benefit from the general insurance given by the Government. The insurance companies are also working with the intention to redeem the profit from their side.
Universal Health Insurance should probably activate the features such as having links with other health care services and offend those who stress race differences and pay less for prescription drugs etc. As a result, people would be forced into a situation where prescription drugs cannot come under the consideration of insurance policies. Universal Health Insurance seems to be better than other Health Care Insurance as it covers all classes of people and has many benefits comparatively favorable. Read More