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American Heath Care Reform and Its Future - Research Paper Example

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The issue of healthcare reforms is perhaps one of the few subjects which have a cross cutting and fully universal outreach; bearing in mind that anyone can fall sick notwithstanding their status and class. While the wealthy classes can afford to get high cost medical care in the best and most expensive hospitals due to the universal care policies in place, every taxpaying American has a stake in the provision of health care services for their fellow citizens…
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American Heath Care Reform and Its Future
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Download file to see previous pages Democrats claim he improved the health sector considerably citing the reforms in healthcare popularly dubbed Obamacare. The opposition is using the flaws in the health reforms to try to bring him down and the issue of health care as one can easily deduce is a stormy one with the debate surrounding it. Many people expect it to have a decisive influence on the results of 2012 November election, although it might continue long after. Medical reforms have been taking place on different levels in America for the last several decades, two of the most pertinent aspects of medical reform are embodied in the federal statutes enacted in 2010 patient protection and affordable care acts. One of the most contentious issues pertaining to this was that all Americans should have healthcare payment coverage of face a fine, and this brought about controversy, as it had to be resolved in the Supreme Court (Torrey, 2010). Prior to the affordable care act, patients with chronic conditions or debilitating injuries were not able to buy insurance unless they were covered with their employers (Amadeo, n.d.). As a result, those who could not afford private treatment would have limited options and most would be forced to wait for death with no recourse. However, new policies have changed this, and it is approximated that, by 2014, insurance companies refusing coverage to individual is based on such criterion will be in breach of the law. Health reforms, will also benefit senior citizens who will save money on prescription drugs, eliminating the doughnut hole that makes expensive drugs inaccessible to them, though need them most (Amadeo, n.d.). Children, and by extension parents, will be safe from the Machiavellian antics of insurance companies such as raising premiums or be denying care for any reason. Furthermore, the advantages accruing to adults with pre-existing conditions will also apply to them. Moreover, young adults who previously lost coverage after the parents after high school (if they did not join college), otherwise, they would remain covered as long as they are under 26 with the exemptions of those who will have secured employment and covered by their employers (Torrey 2010). The affordable care act also provides for preventive care and children and adults will access testing and screening services without requiring them to incur any extra cost on top of their insurance premiums. This will cover conditions and diseases like HIV, Diabetes, high blood pressure, cholesterol and cancer among others, however, exemptions for these may apply to policies that may have been purchased before the act was passed on 23rd march in 2010. Health care reforms have had extensive influence in several spheres of social economic lives of many Americans. The availability of government health insurance poses a dilemma more so to employers; there have been uncertainty in making business decisions because employers are still not sure how these will affect them. Firstly, all employers are faced with the dilemma of whether to continue providing their workers with insurance, or they should let them purchase the government’s subsidized insurance (Accounting Today, 2010). Thus, the future is uncertain, and it is predicted that many firms will ...Download file to see next pages Read More
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