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American Health care - Term Paper Example

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American Health Care Reform and its Future Toni Rogers MED130 Final Paper Introduction The issue of healthcare reforms is perhaps one of the few subjects that can be considered to be a cross cutting and fully universal outreach; bearing in mind that anyone can fall sick were their status and class has no merit…
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American Health care
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Download file to see previous pages Various discriminatory processes of the health care system of America has injected the need for reform. The paper will be discussing the future of the American health care reforms and will be analyzing its future prospects. ‘Obama Care’ and politics When Obama became president in 2008, he promised to justify his election by bringing positive change in America’s services, such as education, health care and the economy in general. While there is little doubt he can bring change, its positivity, especially during the campaign period, has become relative based on political opinion and ideology. Democrats claim he improved the health sector considerably citing the reforms in healthcare popularly dubbed “Obama care”. The opposition is attempting to use the flaws in the health reforms to try to bring him down. Even with the issue of health care in itself as a whole; one can easily deduce it’s a stormy debate. Many people expect Obama care to have a decisive influence on the results of 2012 November election, although it might continue long after. Adverse effects of insurance companies and significance of health reforms Medical reforms have been taking place on different levels in America for the last several decades. Two of the most pertinent aspects of medical reform are embodied in the federal statutes enacted in 2010 patient protection and affordable care acts. One of the most contentious issues pertaining to this was the concept that all Americans should have healthcare payment coverage, and this brought about controversy, as it had to be resolved in the Supreme Court (Torrey, 2010). Prior to the Affordable Care Act, patients with chronic conditions or debilitating injuries were not able to buy insurance unless they were covered with their employers (Amadeo,n.d.). As a result, those who could not afford private treatment would have limited options and most would be forced to wait for death with no recourse. The insurance companies hardly perform the function as insurers. Majority of the non elderly Americans or it can be said that around 60% of the Americans are bestowed health insurances by the employers of the companies where they work. The risks are borne by the companies where the Americans work. The insurance companies processed the billing claims. The insurance company backed by their data and market power identifies people who are healthy and bring them under their varying risk coverage and will readily exclude the unhealthy people from the purview. The insurance companies also imposes barriers like that of the need of prior authorization for tests and treatments and then the denial of the medical services for which they are insured and then attempts are taken for avoiding paying for the services. This also injects a negative feeling within the patients regarding the receipt of required medical care as well as imposes administrative pressures on the doctors as well as the patients. However, new policies have changed this, and it is approximated that, by 2014, insurance companies refusing coverage to individual is based on such criterion will be in breach of the law. The insurance companies will be substituted by the accountable care organizations composed of group of doctors, hospitals as well as providers of health care who will be coming togerher in the provision of full range of medical care for the patients (Emanuel & Liebman, 2012).Health reforms, will also benefit senior citizens who will save money on prescription ...Download file to see next pagesRead More
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