Finance & Accounting Essays

The paper "Principles of Financial Literacy" is a great example of a finance and accounting coursework. Budgeting refers to the planning of the acquisition of resources and their use or allocation to an organization or a person’s life over a specific period. It refers to the process of allocating the financial resources of an organization or an individual to their activities or investments (Pintea et al. 164).

Certain rules are to be respected if the aims of a buffer zone are to be achieved. Due to the ever-changing world towards globalization, it has emerged that those economic activities that take place in different countries all over the globe, may lead to far-reaching consequences for many countries – on all continents.

The strategy formulated in time warp 2 using the CVP (Cost Volume Profit) analysis is implemented in the years 2006 – 2009. The results are then presented to analyze the profit and performance of the products in this time warp. Based on this analysis, the pitfalls of the strategy are identified and recommendations are provided.

Its effectiveness can be judged through the parameters like increased market power, reduced earnings volatility, scale and scope of economies, and reduction in expenses. The merger will create a lot of speculation in the market and the financial and legal viability need to be checked before the merger.

Senate hearings proved that Citigroup and JP Morgan Chase had participated in the cover-up. Through these ‘companies’ they were able to obtain $8.5 billion in loans through 26 transactions between 1992-2001transferred to the concocted companies. The two crediting companies allowed Mahoria and Yosemite “to open escrow deposits in favor of Enron” (Cantoria, 2011).

The firm is an industry leader in property and corporate facility management services, with a portfolio of approximately 1.8 billion square feet worldwide. The mission of the company is to create and deliver real value for clients, shareholders, and its own people in a complex world that is constantly changing.

The information ratio is used in the measure of the portfolio manager’s capacity to generate excess returns in reference to the ratio set as the benchmark. It also identifies inconsistencies in investor decisions.  An information ratio defines the opportunities that an active manager can undertake and are available to him.

In the year 2008, before declaring bankruptcy, Lehman Brothers was one of the leading and largest investment banks of the US (Hamilton, 2009, p.64). On September 15, 2008, this leading investment bank filed for bankruptcy protection due to the huge exodus of major of its clients, devaluation of assets, and drastic losses in the stock by the credit rating agencies.

The ratios are calculated and compared with the previous years to aid in the analysis of the performance of the company. These ratios include the liquidity ratios, management ratios, profitability ratios, and other ratios. The financial statements such as balance sheets, cash flows, income statements, and other financial statements are used.

Apart from considering sourcing and budgeting procedure, Tesco would also have to comply with the requirements associated with financial reporting. In this regard, the requirements might encompass the generation of frequent financial reports along with facilitating the shareholders to reveal major shareholding within the financial statements.

This was an increment of £6.7 million from the prior quarter. This is a positive trend with the club given that for the progressive year as of 13th of February 2014, the club had realized a growth of 30% in its commercial revenue. This demonstrates the commitment by the club stakeholders especially the fans in supporting the club.

OSTK  used very little debt in its capital structure. All of its retained earnings are reinvested and plowed back to the business that explains its very little debt. Comparing the 2013 net income of E-bay with that of OSTK, we find the net income of OSTK to be $88.5B and a net income of E-Bay to be $2.86B.

Every year, the federal government of the US spends a total of $550 billion to support the running of public elementary and high schools in the country. This money is meant to support the education of ordinary American children who only rely on public education. However, there have been cases of misappropriation of these funds by the school administrators. 

Analysis of the company is crucial in companies and for investors in analyzing an organization. This is especially crucial when an investor wants to buy a company. It looks at the internal and the external environments of a company, and also the strategies that companies take in maintaining their competitive advantage company. 

The BT Global Services branch provides telecom services to governmental and corporate clients internationally. The BT Consumer branch provides three key services within Great Britain to approximately 18 million customers. The three services are; telephony, subscription television, and broadband services.  

The currency market first failed in Thailand and then it affected the other Asian countries of the world. This financial crisis led to the decline of the stock market and reduced the import revenue. The decline in the currency compelled the south Asian countries especially Thailand to borrow money from other countries.

The quick ratio, on the other hand, is conservative than the current ratio in determining the short-term debt-paying ability of a company. Inventory is excluded on the assumption of being slow-moving, obsolete, or pledged to creditors. Inventory is fast-moving and constitutes a small portion of the current assets of the fertilizer industry.

Ever since it was founded about a century, General Motors has held a substantial portion of the automobile market. According to the company’s official website, it has manufacturing plants in 32 countries that produce vehicles for sale in 192 countries worldwide. Its total revenue is estimated at $176 billion.

Major cities in the world have developed their own systems of governance which differ significantly from one country to another. The competitive fiscal governance of the U.S. suburbs creates compelling evidence that supports the use of a centralized system to control public financing for the various city services.

United Airlines gets 75% of its income from “Mainline Passengers” of which about 20% is derived from “Regional Affiliate” clients. The company’s capacity in international markets is about 41% with 59% of it being in US markets. The airline benefits from being one of the two airlines allowed to ply the U.S. – Narita routes from any US departure point and also to offer service to Asia from Narita.

The use of debt in an organization is fundamental as it creates financial leverage that is used to multiply the yield on investment. This happens only if the provided return yielded by debt exceeds the cost of debt. The interest that the organization pays on debt is written off as an expense and hence debt is considered the cheapest long-term financing strategy. Debt is not only used by organizations but also by personal individuals.

The last few decades have witnessed a sharp drop in the service quality that the federation aviation provides and has been primarily due to a reduction in budgets. This has affected the level of service quality and has thereby been unable to deliver quality services as seen in other places. The impact has been so strong that it has delayed the acquisition of new technology.

The development of a strong and formidable clientele as well as gaining a competitive advantage over one's competitors calls for time as well as effort from the management team as they try to make their services and goods desirable to make profits. When most businesses fail to complete the above-mentioned function they are likely to lose money from the various operations that they engage in and they may incur financial losses.

A typical watercraft can be categorized under one of the following several ship categories: reefer ship, container ship, bulk carrier ship, tanker ship, coastal trading ship, roll-on/roll-off ship, cable layer ship, ocean liner ship, ferry ship, cruise ship, barge, tugboat, dredger, or general cargo ship (Wijnols & Wergeland 2009). The Safe Bulkers and Diana Shipping Inc. are mainly tanker and container ships, bulk carrier ships, roll-on/roll-off ships, and barges. 

Such benefits would include savings on costs, improvement in productivity, real-time business insight as well as increased revenue. There are many reasons that may make organizations want to change from an old accounting system to a new one. For instance, the system may not be giving the required results while the people using the system may not be comfortable with it owing to obvious accounting systems.

The paper “Should the Government Privatize Medibank?” is a spectacular example of a case study on finance & accounting. Dating back to 1976 when it was established by the Fraser Government via its health insurance commission, Medibank has been the Australian government-owned private health insurance.

Therefore, there arises a conflict of interest between the management and the shareholders as far as the representation of shareholder interest is concerned. Because of the fact that shareholders want a maximum return for their investments, management usually gets torn between maximizing shareholders' value through profit maximization.

The paper 'The Conceptual Framework Approach' is a great example of a finance and accounting case study. The accountancy profession is exceptionally different. Each member is not only entirely responsible for satisfying the desires of an individual client or employer but also required to perform in the public interest.

The paper "Pink Limited’s Financial Statements Analysis" is a perfect example of a case study on finance and accounting. This paper looks at the performance of Pink limited in the year 2013 as compared to 2012. The company has generally registered an improved performance in 2013 owing to a number of measures that the company’s management has put in place.

The paper "Accounting Scandals: ABC Learning and Parmalat Cases" is a perfect example of a case study on finance and accounting.  This paper tells that ABC Learning was established in 1988 as a child care center by a couple: Edmund Groves and his now alienated wife Le Neve Groves in Brisbane, Queensland.

The paper "Island Wheels Management Accounting" is a perfect example of a case study on finance and accounting. The major purposes of a cost formula are: to help managers in valuing stock and measuring the cost of sales for financial accounting; to help managers assess the costs of products, activities, customers, and services.

The paper “Operations Management Preventing HSBC Bank from Transactional and Administration Problems” is a spectacular variant of a case study on finance & accounting. HSBC bank is a financial institution, whose conceptualization age dates back to 1865 in Hong Kong. Commonly known as the HSBC Holdings plc, the multinational bank expanded.

The paper “HSBC in Oman - Organisational and Operational Problems, Stuff and Customer Satisfaction” is a breathtaking variant of a case study on finance & accounting. HSBC in Oman is the largest international bank in the Middle East and located in Oman. Oman is a very important market in the region due to its political, social, and economic stability.

The paper “HIH Insurance Limited - Strengths and Weaknesses of Financial Analysis” is an affecting example of a finance & accounting case study. This particular article seeks to address issues related to financial statement analysis which are considered very critical to the company’s performance. Through the review, the strengths and limitations of analyzing financial statements are described.

The paper "Accounting of Narnia Ltd" is a perfect example of a finance and accounting case study. According to the Chartered Institute of Management Accountants, a budget is “A financial and/or quantitative statement, prepared and approved prior to defining period of time, of the policy to be pursued during that period for the purpose of attaining a given objective.”

The paper “Investment Recommendation for Swire Pacific Limited and Virgin Australia” is an earnest variant of a case study on finance & accounting. There are numerous reasons in what can regularly be a testing industry. In reality, it is frequently said in the aerial shuttle business that the most ideal approach to make a little fortune in flight is, to begin with, a substantial fortune.

The paper "Financial Statement Analysis and Security Valuation - Burberry and Guess" is a perfect example of a finance and accounting case study. Financial analysis is where the financial information is obtained from the books of accounts for decision-making purposes (Dodd & Graham, 2008). In financial analysis involves the application of valuation models.

The paper ''Financial Planning Client Interview''  is a wonderful example of Finance & Accounting case study. Current situation: The client is an engineer at Build zone Pty Ltd where he earns$70,000 per year alongside superannuatio and the client is keen to purchase his own house within 5 years.

The paper "ANZ Inherent Risk " is a perfect example of a finance and accounting case study. ANZ is faced with four major inherent risks that might directly or indirectly affect the position of the company negatively if not taken care of during auditing (risk-based audit). These risks include unethical lending, change of management and lay off, inaccurate ATM services and poor organizational culture.

The paper “Disadvantage and Disadvantage of Islamic Banking and Conventional Banking” is a comprehensive example of a finance & accounting case study. Musharakah is considered as one type of Shirkat-ul-Amwal which generally means sharing. In terms of business, it is a joint enterprise whereby the parties share the profits and losses.

The paper "Value-Added Tax in the United Kingdom" is a perfect example of a finance and accounting case study. The United Kingdom utilizes a Value Added Tax standard rate of 20% that was expanded from 17.5% on fourth January 2011. A standard rate is a Value Added Tax rate that is for the most part subjected to those goods that are taxable by the administration (Schenk, 2015).

The paper “Principle-Based and Rule-Based Accounting Standards” is a worthy example of a finance & accounting case study. There have been claims that rule-based standards are more effective than principle-based standards. It is evidenced that rule-based standards prevent the accountants from litigation while principle-based standards eliminate the complexity of standards.

The paper “Campbell Soup Company - Accounting Systems Design and Development” is a perfect example of a finance & accounting case study. An accounting information system is a set of procedures that are involved in gathering, storing, and processing data that is mainly financial or of an accounting nature.

The paper “Cubbies Cable - Earnings Management and the Quality of Financial Reporting” is an impressive example of a finance & accounting case study. People with little knowledge about finance take earning management as a very simple thing and look like a very interesting topic. In this report, the discussion is on earning management which has been mistaken as a good thing.

The paper “Implementation of Basel III in Australia and Its Impacts on the Banking Sector” is a convincing example of a finance & accounting case study. The APRA (Australian Prudential Regulation Authority) in 2011 November made a release of a discussion paper referred to as Implementing Basel III liquidity reforms in Australia.

The paper “US Bonds and Money Market - Yield on 90-Day Bank Accepted Bills-Negotiable Certificates of Deposit” is an affecting example of a finance & accounting case study. The 90-day Bank Accepted bills comprising of futures and options are considered by the financial analysts to be the most desirable securities for yielding good interests within a span of short duration in the money market.

The paper “Ethical Issues in Accounting ” is an impressive example of a finance & accounting case study. The periodic occurrence of corporate scandals is an issue of great concern. Massive scandals in the previous years such as the Enron scandal and the Bernard Madoff Ponzi scheme greatly surprised many.

The paper “Basel III Impact on the Financial System, New Capital Requirements, and Banks’ Lending Activities” is an excellent example of a finance & accounting case study. The XYZ Bank seeks to investigate the implications of the implementation of Basel III. Paper on bank’s behavior in reaction to the new Capital Accord for banks, this report presents a discussion on the Basel III.

The paper "Islamic Finance - the IDB Sukuk vs the Dubai Sukuk" is a perfect example of a finance and accounting case study. The Sukuk is described by Çizakça (2011, 25) as the equivalent of the conventional bonds. Ideally, they are the Islamic bonds and were designed and structured to help the Islamic faithful from breaking the sharia codes.

The paper "Accounting Analysis: Lease Project" is a perfect example of a case study on finance and accounting. Off-balance-sheet financing is used in order to adhere to the financial covenants. The company also employs an off-balance-sheet to maintain the capacity to borrow. When an asset is leased under off-balance-sheet financing, the asset under the lease is exempted from a company’s financial records.