Finance & Accounting Essays

Steve and Belinda own three different properties and they have chosen the use of an Excel workbook to store and compute their data. 3 worksheets use a specific template to compute data for the three properties respectively, and a summary worksheet that gives a summary of the information obtained from the property worksheets.

The paper "The Impact of Professional Judgment on the Effectiveness of International Financial Reporting" is a perfect example of a finance and accounting research proposal. Financial accounting is a fundamental element for organizations whether they are in the private or public sector, profit or non-profit making organizations, large or small enterprises and service or product industries.

The paper  “Promoting Good Corporate Governance in the University of Queensland - the Role of the Internal Auditor”  is a pertinent example of a finance & accounting research proposal. Across the world, internal auditor plays a major role in providing services to the management.

The paper “Analysis of the Bank Client Information Disclosure Exceptions”  is a helpful example of a finance & accounting research paper. The banking and by extension the financial industry is a key pillar in global economic development. In this case, as Klein and Barth (2005) noted, the banks ensure a smooth and seamless flow of payment and funding activities in the industry.

The paper “The Influence of the Flat Tax Rate on the Increase of Foreign Investments in Albania” is a meaty example of a finance & accounting term paper. The impact of duties on investment is an essential point that must be activated very much talk along with research inside finance and economics. Taxation strategies influence an extensive variety of financial choices.

With the changing environment of business all over the world the need for the companies to audit and update their strategies has also increased. A merger is an important strategy, which is being adopted by most of the companies in order to increase their market share and acquiring other motives.

S/he wants to be very clear on their needs and goals. As s/he is a 22 years old graduate and after getting employment this very month, s/he thinks it is the perfect scheme of things to match their expenditure with the income. Currently, s/he is single but would be married very soon. Their parents-in-law would be staying with them in the near foreseeable future.

The leverage ratios mainly include the debt ratio and the time's interest earned ratio. Company’s that are highly levered are at a greater risk of incurring losses in case the return on investment is lower than the borrowing cost. Thus it is very important for a company to restrict its amount of debt so that it does not go beyond a certain percentage.

A normative accounting theory seeks to prescribe some basis of accounting measurement, particular accounting procedures and the contents of financial reports. On the other hand, positive accounting theory aims to explain why accounting is what it is, why accountants do what they do, and what effects these phenomena have on people and resource utilization. 

There can be correct ways to do privatization or PPPs following the logic of Jones, et al (2008). We have to rethink privatization and PPPs especially now that there is a clear trend for employing the mechanism (Kikeri & Phipps, 2008). Perhaps, more importantly, we have to improve transparency as per the recommendation of the Transport Committee of the House of Commons (2008, p. 39).

We define risk to mean the variation of actual outcomes from expected outcomes e.g., in an investment decision-Expected outcome = profit; actual outcome=loss hence risk.” (Insurance and risk management IIA course notes, n.d., p.1). “Risk comprises two components: uncertainty, and exposure. If either is not present, there is no risk.”

The two options that have been proposed are Bank Aval and Credit Insurance. These options intend to make open accounts a cheaper and safer option for making international payments. In Bank Aval, the collection instruction state that the required documents are only released to the buyer once the Bill of Exchange becomes liquid.

Also known as the Corporate and Auditing Accountability and Responsibility Act or the Public Company Accounting Reform and Investor Protection Act, SOX was enacted in the United States of America as a reaction to numerous major scandals that affected at least five companies. The high profile scandals in Tyco International led to the enactment.

The arguments presented in the Fair Tax Book are logically sound and provide a good backdrop of the current taxation system. Sometimes, the reader might feel that the authors are making wild claims that may hold no truth, however, mostly; the book provides factual evidence to what it claims and then proposes as a replacement.

Providing accounting information for management decision-making by itself is a complex process as the information required in individual instances is different in different contexts. Individuals also are constrained due to several organizational factors if decision-making is left to individuals. It is very essential for all those involved in the process.

All the banks under the Federal Reserve System have to maintain a minimum balance with the Federal Reserve Bank (FRB). Federal Funds are the amount that the banks have to deposit at FRB to maintain the balance. Few banks in major cities like New York City and San Francisco often failed to maintain the reserve and in such cases.

Over the financial analysts, an office is a busy place. We calculate ratios determine outcomes predict future budgets and set performance standards for our investments. The board of directors determines what guidelines we need for a company as a whole, but each operating company requires direction and guidelines.

The results, superficially, lead us to believe that crowding out may result if persons are taxed, but albeit substantial, such a crowding out is not complete giving credence to the claim of the “warm glow” theory. Closer scrutiny of the non-taxed rounds reveals that the willingness to give to the public good was more positive initially.

Most importantly it changed the way people viewed business, in many ways for the negative. Just as with the collapse of Enron a few years earlier, when shareholders were wiped out by bad, unethical, and illegal business practices, a new era of distrust began. Public ire was focused on Wall Street, which was seen to have caused the crisis.

For the poor, credit is delaying payment not out of choice but of necessity. For the rich, credit is a means of delaying payment for an item simply because the opportunity exists to purchase several resources without the use of cash transactions. For the businessman credit is the chance to provide persons with resources without immediate payment whilst gaining extra income for the customer’s delayed payment.

Since Japan had major trading relations with many East Asian countries, Japan suffered significantly during the Asian economic crisis. The crisis caused the reduction of sales in exports, and although Japan tried to make up for its losses by trading heavily with the US and Europe, the lost Asian markets were still irreplaceable for Japan.

The paper “Positive Accounting Theory, Role of Banks and Federal Governments in Development of Small Businesses” is a great example of a finance & accounting essay. The theory of Positive Accounting seeks to make relevant accounting transactions based on the predictions of real-world situations and occurrences.

from various organizations, the accountant as a career will need more qualifications due to the changing times of technology. The experts that can help in reducing the heavy workload of accountants are working on more machines. Some of these machines are to ensure accuracy. Though many machines have been introduced.

The company’s tax revenues paid the police salaries and that for politicians and soldiers. As an impact, Caltex drove the South African economy which in turn was like the most expensive vehicle that supported the worst unethical actions of the government of South Africa.

The paper "International Fisher Effect Theory" is a great example of a finance and accounting essay. Finance is the uncertainty that professionals apply in the decision making and economics of the time. The effects of uncertainty and timing enable businesses to make various economic choices that concern an alternate course of action.

The paper "Efficient Market Hypothesis" is a perfect example of a finance and accounting case study. Strong Form Efficient Markets – This form of the efficient market holds that the investors are aware of every kind of information about the market which includes all past information, publicly available information and private information.

The decisions made sorted by working out the information needed to make this decision thinking about product costing and budgetary control. Application of the factors in the examination of partnership also considered. The study picked on Worplesdon as the case study to look at this factor.

The paper "Theory of Constraints and Activity-Based Costing" is a great example of a finance and accounting essay. Among all of the manufacturing industries, most of the efforts are drawn in order to develop such a product mix that should be optimal in nature. Different theories and perspectives have been presented in this area of research.

The paper "Credit Rating Agencies Role in the Unfolding of the Global Financial Crisis" is a great example of a finance and accounting essay. The scope of the present report is to explain the contribution of credit rating agencies in the unfolding of the global crisis based on the analysis of their features and activity and further to emphasize the need for stronger regulation in order to prevent another systemic crisis.

The motor vehicle industry is likely to face a market crisis resulting from the government’s policies aimed at cutting carbon emissions and overproduction in the previous years. Moreover, the industry has hit its maturity stage and hence it is likely to experience minimal growth within the next twelve months.

The role of monetary policy is to maintain price stability - it is a crucial necessity for the growth of an economy and welfare of the people. ECB has failed in its objectives as found during the post-2008 financial crisis. The paper attempts to find whether the causes of this failure lie in the absence of appropriate fiscal and banking union. 

In an ideal environment, a company needs to have job descriptions for all its positions for people to know where they fit within the organization. Indeed, pay structures enable the human resource department to administer fairness in compensation and provision of services to the employee (Samuelson and Marks, 2012). 

The paper "Balance Sheets and Financial Transparency" is a great example of an essay on finance and accounting. “The use of off-balance sheet accounting continues to undermine the financial transparency of company financial statements” Introduction: Over the past few years, there have been some of the most challenging financial crisis that has hit the world economies post the Great Depression.

The paper "Describing the Mechanics behind Financial Crises Using the Great Depression of the 1930s" is a great example of an essay on finance and accounting. Describing the mechanics behind financial crises using the Great Depression of the 1930s Introduction There is a great deal of speculation regarding what specific mechanics served as the most influential factors leading to the Great Depression of the 1930s.

The donor policy adopted by the World Bank and Western Donors in relation to giving aid to the underdeveloped countries needs reform.  This proposal for reform seeks to address the problem of inequality treatment received by the Third World and other underdeveloped countries, which feel that the World Bank and Western Donor are treating them with discrimination.

The paper "Financial Management" is a great example of a finance and accounting essay. Capital budgeting is a finance technique for the procedure of choosing whether or not to embrace an investment project. There are two standard ideas utilized as a part of capital budgeting: net present value (NPV) and inward rate of return (IRR). (Wharton, 2005: 159)• Should you embrace a particular project?

The paper "International Finance and Financial Innovation" is an exceptional example of an essay on finance and accounting. In the wide sense, financial innovation refers to the improvements in financial packages, financial products, and financial technology that improves and advances the financial sector of a given nation. Financial innovation is an important part of finance around the world.

The paper "The Current Requirements of IFRS 8 " is a perfect example of an essay on finance and accounting. Segmental reporting involves disclosing the operating segments of a company including its divisions or subsidiaries alongside its financial statements.

It is quite important to state that executive compensation is a very crucial issue for federal agencies if they are to retain scarce executive talent. An improperly remunerated executive may cost the government’s money as well as produce an executive who lacks the drive to improve the agency's operations.

The paper "The Test of Market Price for Weak Form Efficiency " is a great example of a finance and accounting essay. Weak form efficiency tests are concerned with whether an investor might consistently earn higher than normal returns based on knowledge of historical price sequences. Proving the weak form of efficiency can be difficult as there are infinite numbers of approaches to forecasting future returns.

The paper “Annual Reports Complexity” is an actual example of a finance & accounting essay. Companies’ annual reports give detailed information about the past, present, and future of the company. It helps both shareholders and customers to trace the progress of business, losses and achievements, risks and perspectives, mistakes, and lessons learned.

is a requirement for credit card holders to abide by the rules and regulations of the card companies. Therefore, college students must ensure prompt monthly payments to evade late charges. They should also avoid spending beyond their means. This is because credit purchasing is spending money that you do not have.

 In commercial contexts, a commodity refers to a basic product that is widely used as a raw material or as an end product across international markets, and that which is interchangeable with other common commodities. Examples of commodities in international markets including but not limited to energy sources like natural gas and crude oil.

It is essential to state that volatility is the issue that has currently been witnessed largely with bitcoins. Based on a number of researchers, bitcoins are more volatile than regular currency. For example, studies show that for the last three months, the price of bitcoins has dropped drastically by 60%.

The paper "Advanced Financial Management - Air Arabia and Emirates Airways" is an outstanding example of an essay on finance and accounting. The focus of this paper is on ratio comparison analysis for two major airlines based in Dubai: Emirates and Air Arabia. The paper puts up a discussion that ascertains the comparison of these two airlines in regards to their immediate 2013 annual reports only.

The paper "Accounting Analysis for Leasing Project" is a decent example of a Finance & Accounting essay. Off-balance sheet financing is a situation in which a company does not include liability on its balance sheet. There are two common types of off-balance financing; operating lease and partnership. An operating lease allows a company to rent or lease equipment and then acquire the equipment at the end of the lease through buying with a minimal amount of money.

The paper "Operating Lease and Financing Lease" is a decent example of a Finance & Accounting essay.  According to Collins, (2004) he differentiates between the operating and capital lease. An operating lease is recorded as an expense on the profit and loss as rent incurred. it used by companies as it is favorable to accounting ratios by reducing debt and increasing liquidity.

The paper "New Unit Product of PCB Circuit Using ABC Costing System" is a great example of a finance and accounting essay. The main aim of this report is to analyze the operational cost of the three circuit boards produced by the company. This report entails gathering all the information required by the manager of the printed circuit boards produced, their costing from the income statement produced from last month’s sale.

The paper "Price Setting System" is a great example of a finance and accounting essay. The price-setting process for any given organization is the most difficult and important decision that a manager or senior management team faces. The price concept usually has a major influence on both the consumer and shareholder value. In most cases, an expensive good or service is perceived to be of higher value.

The paper "Certified Practicing Accountants and Institute of Chartered Accountants Comparison" is a great example of a finance and accounting essay. The journey to earning the title of accountant will usually take on different forms. This path will usually depend on the profession that one is in, the qualifications they have attained, the region in which they reside, and the profession they have started practicing.