Finance & Accounting Essays

The paper  “Financial Analysis of Newcrest Mining Ltd and Qantas Airways Ltd”  is an engrossing example of a finance & accounting report. The objective of this report is to provide information necessary for investment decision-making in either Newcrest Mining Limited or Qantas Airways Limited.

The paper  “Luis Vuitton-  Financial Evaluation and Profitability”  is a meaty example of a  finance & accounting report. Louis Vuitton is a French fashion house that deals in a wide array of products such as Luxury trunks, books, sunglasses, accessories, jewelry, watches, shoes, ready-to-wear clothing, and leather goods among others.

The paper  “Capital Project Management”  is a useful example of a finance & accounting report. Capital projects refer to those construction projects that promote the growth of a utility’s infrastructure or upgrade or reinstate the worn-out infrastructure. These projects require a considerable amount of financial investment or capital.

The paper  “The Bank of North Dakota – Management, Marketing, and Financial Analysis ”  is a felicitous example of a finance & accounting report. The Bank of North Dakota is a publicly owned bank with its base headquarters in the USA West Bismark in the North Dakota State region. In this regard, the venture has its offices in the respective cities and towns around the North Dakota State.

The paper “Finance and Accounting at Marks and Spencer” is the right example of a finance & accounting report. Marks and Spencer is a UK retailer that has over 1,330 stores worldwide. It among the leading retailers in the UK as well as worldwide. The company prides itself in providing sustainable value for its shareholders and enhancing the lives of the shareholders.

This paper will also discuss how to monitor and control to identify the resource problems with my work areas and how to keep records of past resource use to plan for future requirements.Let us assume that I am a finance manager.  As a finance manager, it is my responsibility to plan and control the financial resources of the enterprise.  The plan is of course intended to control but the question is: “control for what?”  

These loans were usually tied to the prime interest rate plus points (Ornstein et al p5). B” paper represents a loan, usually credit challenged, that did not meet investor, Fannie Mae or Freddie Mac’s standard lending guidelines. Due to this, lending institutions began to develop loans to accommodate this sector of home buyers.

The shift in the practice of counseling reflects a shift in our thinking. It has drifted away from positivism and moved towards social constructionism. The outcome is defined by what an individual may experience or how important or vital it poses for change and progress. Outcome research not only encompasses the quality of life but also the quality of care.

The distribution of the graph is ambiguous as it is difficult to find whether it is normally distributed or not, however the probability plot which is shown in figure 2 affirms that it has a normal distribution with few outliers.

Forensic accounting practices refer to a special practice area of accountancy that focuses on such things as outcomes from actual or anticipated disputes. Forensic accounting can be considered as a legally accurate and acceptable accounting’ technique. Forensic accountants engaged in forensic accounting can be called forensic or investigative auditors.

The organizational structure and policies of the National Bank of Bahrain support bureaucracy which is negatively affecting the innovation of the organization and those who are working in it. The Bahraini banking industry has been criticized for its bureaucratic nature backed by the government’s intervention which is affecting its ability to meet the changing needs of customers.

The symptoms of growth, though very slow, but have been witnessed in the last quarter of the year 2009, where the economy expanded by 0.1%, which can easily be neglected when the real growth is measured i.e. in comparison with population growth; the economy is only considered growing when the growth rate exceeds the population growth rate.

This code will be applicable to the audit firms who audit the accounts of companies listed on the Main Market of the London Stock Exchange. At present, it applies to 8 major auditing firms of UK which audit 95% of the listed companies. Other firms may adopt its practices in full or part. This code has been developed and published by the independent working group.

A good number of relevant literature on the subject are available in many accounting, auditing and investment books. For example, the outline of the users of financial information, as well as their profiles and their strategies, objectives and motivations, could be found in Accounting Information by Albrecht et al.

The primary research findings will mainly contain the interview data that will be collected through a relevant questionnaire. The financial managers and the accountants will be interviewed as they are expected to disclose the advantages and the disadvantages of the accounting standards currently followed by their company.

Ford Motor Company is one of the major players in the global automobile industry. It is a U.S. based multinational company of Dearborn, Michigan. It has expanded in the six continents of the world that includes, North America, Europe, Asia Pacific, Latin America and Middle East Africa and in the Caribbean regions.

The credibility of a central bank is achieved when intentions of this financial institution become guiding principles of economic participants’ understanding and expectation of macroeconomic trend. The United Kingdom, like many other regimes that adopted inflation targeting, try to achieve credibility through price stability.

Businesses and households abroad are increasingly turning to US dollars for their transaction and other needs, particularly at times of economic contraction. This dramatic growth for the US bank notes has created challenges for the Federal Reserve in meeting the responsibilities of currency supply and distribution.

It is clear that the deficiency of internal controls or entity level control systems was the major cause of these failures. Even though the persons at the helm of affairs had been the convicts in the case of Enron Corporation and WorldCom, an effectively performed entity level control system might have minimized the intensity of the disaster

Banks may choose to enter into syndicated loan participation agreements to spread the risks involved in making specialized loans and can also earn attractive management fees at the same time (M.A.L., 1978). Syndicated loans could include multiple term loans in multiple currencies, with multiple arrangers and multiple lenders who also participate in it, but in general, one “lead” bank performs the primary functions.

The user groups who refer to the two accounting branches differ. For financial accounting, relevant user group comprises of external users like creditors, investors, government and stakeholders while for management accounting, it is the internal users including officers, employees, managers, and executives of the business itself.

The harmonization of these International Accounting standards has recently become one of the most debatable issues in the accounting circles. There is an immense need for the harmony of the accounting standards in the modern age of globalization as services and business have increased the impact of cross-border borrowings and investments. 

Ethical investments have a significant positive social impact on an entity making investments. Ethical investments will ensure that the investments made by the organization are consistent with personal values. These investments increase common investor’s understanding of organizations that are not consistent to principles of ethical investments.

The potential ethical issues, raised by this research on CSR and its effect over company performance, will be avoided by approaching the most eligible person in the selected organization who possesses all the relevant knowledge and understanding on the subject of CSR and also, about the company performance.

The author states that capitation pertaining to healthcare insurance can be defined as a fixed per-person payment made by the insurance company in advance to the healthcare provider. When an individual enrolls in a health maintenance organization, the insurance company makes fixed advance payment to the healthcare provider.

Tested information based from experiences of successful businessmen as well as researches of experts of the subject matter are anticipated to be discussed in this course so I believe much learning will take place here. I foresee a well-informed student with clearer visions and more detailed plans to emerge from this undertaking as I see it to be a great opportunity for me to widen my understanding about finances and its management.

The paper "Financial Markets and Institutions" is an outstanding example of a finance and accounting literature review.  A financial intermediary is an institution or organization that is able to move money from borrowers and savers. According to Allen and Gale (2000, chap 1), Financial intermediaries can be broadly classified into deposit-taking institutions such as banks, credit unions, savings and savings societies.

The Fidelity Large Cap Stock Fund has performed fairly well over the past year with a 17.68% cumulative total return as of October 30, 2012. When compared to the S&P 500 which contains the 500 top-performing companies it has done much better by outperforming that fund by obtaining an approximate 3 percentage point higher return for the year to September 30, 2012.

The liquidity position of the company is good. From the year 2009 to 2010 the liquidity of the company has raised and is above the industry benchmark level, thereby indicating that the company has the capability of meeting all its short term obligations. The quick ratio in the years is well above the industry average. With an increase of quick ratio in the industry average for the year 2010 the company also improved its quick ratio and it bit above the industry average.

In the 2010 documentary Inside Job directed by Charles H Ferguson, the director tends to do away with the secrecy and amorphousness associated with the economic meltdown of 2008 that engulfed within its ambit not only the US economy but also the large interconnected world economy.

Such an analysis of the importance of budgeting to an organization was limited to the study of features that make different forms of budgeting appropriate. Researchers have shifted their focus and are now critically assessing the manner in which organizations are implementing budgetary systems to suit their operations (Hope and Fraser, 2003).

The paper "Why Do So Many Mergers Often Fail?" is a great example of an essay on finance and accounting. Mergers and Acquisitions replace the former organizational culture with the new one and with this transformation employees are uncertain about the future while strategic decisions coming from top management disengages workers' attention and loses performance soon after the transformation.

Study of money and all other assets in a business or organization and their management is incorporated in the financial studies all incorporated in your Finance Major degree. As it has been seen in this paper, the value of a budget in handling any amount of money cannot be underestimated. Studying finance introduces students to the concepts of handling money and how to draw budgets that are logical and achievable.

The paper "Excello Telecommunications: Legality and Ethicality of Financial Reporting" is a wonderful example of an essay on finance and accounting. The legal issues involved in the case include the intent to veer away from the revenue recognition principle as prescribed under the Generally Accepted Accounting Principles (GAAP), as well as potential violations on any of the applicable criteria set by the Sarbanes-Oxley (SOX) Act.

The topic for this research will be Financial Mismanagement in Public Schools in America. As an educationist, I am concerned about the welfare of the American children who mainly rely on public education as a source of hope. The research will be carried out to investigate the cases of misappropriation of school funds by the school administrators.

The paper "Bank Loan Loss Accounting" is a great example of a finance and accounting essay. It is important to highlight that this research paper delves into the discussion is on the proposed and suggested variations as well as changes in accounting standards for bank loan loss accounting. It can be noted that the paper has been divided into various segments: introduction, financial instruments, comment letters.

The paper "Cost Transparency in Supply Chains" is a good example of a literature review on finance and accounting. A research carried out by Andrea Hoffjan and Sebastian Luhrs in the journal “cost transparency in the supply chain” was done to find statistical evidence to suggest new directions in the detection and applications of open-book accounting.

The paper "The Concept of Materiality in Auditing" is an exceptional example of an essay on finance and accounting. Materiality is a concept that is used to guide the effective practice in auditing and other important financial accounting exercises in companies. Financial accounting is a useful practice towards ensuring financial accountability in organizations making them credible and effective.

The last demographic feature to be looked at is the education level. Just like age and income, education level is another key demographic feature that tends to affect the purchasing power of people. The study, therefore, sought to find out whether the preference of luxury cars is pegged on the education level of the individual buyers.

The objectives of the investment fund set standards in investment restrictions are fundamental policies that can never be changed without the authorization from the holders of majority shares. The fundamental objective for the underlying company is to maximize capital growth through investing in a different portfolio with private equity funds and with all being private companies.

Currently, the Islamic financial services are on rapid growth, and they do not only have a dynamic growth, but also serious completion along cross-borders. Currently, the Islamic financial services are on rapid growth, and they do not only have a dynamic growth, but also serious completion along cross-borders.

His talk of the conservation that he held with Jim McIntyre, who was his student, and at the same time a manager for a local utility company. Jim McIntyre later, together with his wife too, made a visit to Mr. Bach’s office so as to have the assistance of a Mr. Bach in reviewing their family’s financial status.

The paper “Predictability of Surplus Stock Returns” is a thoughtful example of a finance & accounting essay. First and foremost, the predictability of excess returns in the stock markets is an issue affected by not just a factor but many factors in the environment. The issues which affect the markets such as politics and economical environments will affect the predictability of stock returns.

The author states that financial and data loss occurs in varied ways according to Herron. Fraudsters and identity thieves use various techniques to steal credit card information. Firstly, they use credit card skimming. This is a means of stealing credit card numbers where a small device is inserted into an ATM to store information.

The paper "Central Assumptions Made in Mean-Variance Analysis and Capital Asset Pricing Model" is a great example of a finance and accounting essay. In mean-variance analysis and capital asset pricing model, a central assumption is made that investors prefer to invest in the most efficient portfolios available to them at the time of investment.

American executive compensation has been a point of concern and an agency problem in most companies.  This is because the wages of average workers have stagnated as well as the economy levels.  CEOs' excess compensation results from ethical lapses. Many senior executives fail to focus on ethics for a long period.

Triathlon Scotland is the Scottish national governing body (NGB) that is responsible for the multi-sport triathlon in which participants compete in swimming, cycling, and running at a single event. Like most NGBs, Triathlon Scotland relies heavily on public funding, disbursed through the National Agency of Sport in Scotland.

The paper "Budgeting and Motivation Levels"  is a delightful example of a term paper on finance and accounting. A budget is a specified target in terms of the amount of cost or revenue that a firm or organization intends to achieve during a period of time. Generally, a budget is planned by taking into account the past trends of the company.

The paper "Financial Market Transactions " is a great example of a literature review on finance and accounting. There are many tools that can be used in the financial market to be able to monitor, evaluate and make decisions on the components in the market. Investors and brokers basically embark on two methods which are fundamental and technical analysis of the market.

The paper "Analysing Literature" is a good example of a Finance & Accounting literature review. Coobes, H. C. (1981) Trial Balance. MacMillan. In this book, H.C. Coombs, also known as nugget Coombs, describes Judith Wright as the ‘wisest of poets’ due to her understanding of the Australian culture, society, history and for her efforts to bring forth and record these in the form of poems for everyone to read, remember and ponder on.