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Table of content - Essay Example

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The final goal is to come up with a simple template of a budget for as simple income earner. The core problem rotates around the inability to have a tool where one can maintain the daily…
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Download file to see previous pages There is also a problem in where one is not in a position to draw up a clear investment plan with limited finances. All these problems emanate from the failure to have a tool where one can account for daily expenditures and income. The end solution, therefore, is to invent a tool that facilitates evaluation of the financial inputs and outputs incurred on a daily basis.
To gather the information, academic journals were analyzed. Data collection did entail utilization of a cross-sectional survey, using the questionnaires. Information was also the journals tend to explain some of the challenges and drawbacks that a person may face while budgeting. They also give a clear guideline on the steps to draw an effective budget. Theoretical studies did indicate that the business is subject to undergoing various steps in its operational life. All the steps have different financial demands and unless budgeting is done effectively, it is prone to failure. Personal expenses also stand a gap in the success of a business. Therefore, budgeting of the expenses is equally important.
I choose to go with the third option simply because it revolves around developing my own expense report. It directly has to do with my finances that range from my savings, wages, expenses and investments. Everyone ought to have a well-developed Individual Expense Report even if only to keep track of both the in-flow and out-flow of his or her personal finances. It is a good true that can help solve the problem of trying to figure out what you did with your last month’s income and what you can do with the extra cash you still have. Finances are very volatile and if not allocated to a certain area, they tend to disappear with nothing tangible to show for them. Option C to me is the basis of the rest two; reason being that one has to learn their own financial management before they can launch out to writing reports for companies (Option A) or a future business (Option B).
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