This study will discuss key ways in which individuals can further become involved within the process of philanthropy as well as to provide ways in which the individual can engage with such a process in order to effect a positive change in the world…
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The first article, “Internet Opens World to Microloan Investors”, which the author will discuss and draw an inference from helps to promote the concept of providing small “loans” to individuals in developing nations. Whereas providing 25-75 dollars to charity in the United States or another developed economy would actually provide little remediation of overall poverty, the authors relate the ways in which certain websites and key individuals have begun fronting very small personal loans or gifts to disenfranchised individuals in a developing country as a means of spurring business and raising the standard of living within these systems. This system is highly beneficial due to the fact that it connects would-be entrepreneurs with the valuable access to start-up capital they so desperately need in order to realize a given business aspiration. Again, due to the fact that the developing world has such a decreased cost of entry, oftentimes even very small loans are able to foster a business half a world away. Similarly, the second article, “Simple, Easy Ways to Give Back” helps to engage the reader with the many opportunities that exist within the periphery of the consumer as ways in which they can seek to develop their philanthropic side. For instance, the article relates how those that are technophiles can easily utilize their mobile phone platform as a way to text small charitable donations to the charity of their choice. Additionally, the article relates the ways in which donating the leftover amount on a gift card can be beneficial to specific charities. By utilizing web-based charitable organizations, the “loose change” on store gift cards can rapidly and efficiently be converted into a charitable donation.
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