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How Can College Students Manage Their Money - Essay Example

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This article “How Can College Students Manage Their Money” highlights some of the ways that students may use to manage their money well. One of the most important steps in the sound management of money is creating a budget that clearly shows income sources and expenditure…
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How Can College Students Manage Their Money
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How Can College Students Manage Their Money

Download file to see previous pages... A student should also be able to separate wants from needs and prioritize the most significant things. “Scholarships.com” explains that a good plan must be put into action after identifying the differences between wants and needs (Web). Understanding wants and needs helps in tracking a student’s spending and making sure that a student has sufficient resources in the event of an emergency and enhances making informed money management decisions. Moreover, a student may opt for a checking account that reduces fees on withdrawals or fund transfer and therefore shopping around to find a bank with convenient ATM’s near campus may hugely reduce some unnecessary costs. Just in line with the banking, a student should be able to keep an eye on the account balance before spending against it thus reducing cases where a student budgets for money that is perhaps not existing. Additionally, most students misuse credit cards hence attracting dangerous financial position.
 Many students currently use credit cards in carrying out their transactions thus making it easier to amass a large amount of debt while in college. A student should go easy with the credit cards and understand that the easiest way of spending beyond one’s means is charging the credit card (“Scholarships.com” Web). Students should, therefore, use credit cards sparingly and avoid paying interest on even simple things such as on a bag of chips. ...Download file to see next pagesRead More
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