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Chapter Summary - Student Aid - Essay Example

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Summary to essay on topic "Chapter Summary - Student Aid"
In the article under analysis, the author Marcia Clemmitt has pointed out towards the pathetic financial situation the students undergo by borrowing loans from the private borrowing agencies in order to get higher education at college and university levels. The writer has…
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Download file "Chapter Summary - Student Aid" to see previous pages... The cost of college has nearly doubled over the past 20 years, in inflation-adjusted dollars, and college tuition and fees have risen faster than inflation, personal income, consumer prices or even the cost of prescription drugs and health insurance. (2010: 2)
The author, based on her in-depth research,
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also submits to state that the students belonging to lower stratum of society of the USA have far higher percentage of completing their graduation in comparison with those of the middle and higher strata. But the governmental funds and scholarships, once granted to the students on the basis of financial position, have been attached with the grades and scores students get in studies. Hence, the scholarships are divided among the students of all classes, which have accelerated the financial miseries of the students belonging to the lower classes. Though granting of scholarships on the basis of performance in studies is a very healthy trend, but it deprives the financially poor students of the financial support necessary for the completion of their studies. Since they are unable to support themselves, they seek help from different sources. Consequently, private financing companies and organizations are offering their services against heavy interests, and provide the students with study loans, which become almost impossible to pay by the students. It is therefore instead of deducting the amount of merit based scholarship from the need based one, separate funds must be allocated for the students displaying extraordinary performance in academics and sports. Merit-aid, Clemmitt views, may create heavier loan burdens for low-income students. The University of Maryland recently discovered that low-income students were graduating with more debt than middle and high income students and concluded that its grant program which had 60 percent merit-based awards. (2010: 4) As a result, ...Download file "Chapter Summary - Student Aid" to see next pagesRead More
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