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Performance Expectation and Evaluation - Essay Example

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Processing and Appraisement of Credit Proposals. This means that the incumbent is required to process and appraise the various credit requests received from our various borrowers. The incumbent is expected to perform detailed financial analysis of the financial statements,…
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2. Be well versed with Prudential Regulating and credit environment of the market. Prudential Regulations are issued by the supervisors of the banks in order to make prudent lending decisions. The incumbent is expected to have a sound knowledge of the regulatory environment besides having a good knowledge of the credit environment of the market. This would also mean that the employee is expected to know about the market trends, economic conditions as well as general political environment of the terroritries within which we work and from where we receive lending requests.

Thus the incumbent of the job is therefore expected to have a sound knowledge of the regulatory environment. 3. Can attend to Bank’s internal significant issues, queries from Regulatory bodies. This requires that the incumbent should have sound communication skills especially written skills should be exceptional. Since this job requires the employee to have interaction not only with our borrowers but with other regulatory bodies also therefore communication skills are necessary requirement of the job.

Further, since employee is also expected to write credit memorandums therefore the written comprehension capabilities of the employee should be above average. 4. Be able to analyze MIS statements and their follow-up for limit allocations, disbursement & outstanding position etc. This job expectation requires that the incumbent must have the ability to interpret information. Since the employee would be reviewing MIS statements therefore the expectations are that the employee must have the good computer skills especially MS Excel based skills as the data will be analyzed, monitored through this software. 5. Should be a self starter and can work independently.

This is probably the biggest expectation from the incumbent. He or she must be a self starter meaning less training and development opportunities would be provided initially. 6. Be well versed with

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