Universal Healthcare in the United States - Essay Example

This paper argues that the universal health care system would be beneficial for the United States. The statement passed by Institute of Medicine is the US is the only developed nation that does not provide universal health care system. In United States, around 84% of citizens have some form of health insurance, either through their employers, purchased individually or provided by government programs. Some publicly funded health care programs are provided for the elderly, disable, children and poor and federal law mandates public access to emergency services1.

The US government schemes reported for over 45% health care expenses. This makes US government the largest insurer in the nation. Based on health care expenditure, The US government has been placed in the top ten highest spenders among the United Nations member countries in 2004. Still more than 16% of population in America is without health insurance2. The health insurance costs are increasing faster than wages and medical bills, leading to personal bankruptcy in the United States. The lack of health care for all America is fundamental moral issue.

In order to understand universal health care we need to understand its concept. It is a broad concept that can be applied in many ways. Universal health care is the form of health care benefit that is provided by the government. The government introduces varieties of programs aimed at promoting the right of admittance to the public to health care as much as possible. Many countries apply universal health care through lawmaking, regulation and through taxes. Some of the costs are paid by the patients but later they are reduced in taxation and paid to the patient.

There is a need of universal health care system in United States of America. A single paying system operated by the government will help save on bureaucracy and investor profits. In this way