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National Changes In Tuition Fees And Funding 2006 - Essay Example

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Betty and Adams have both recently secured admissions into one of the Uks top-flight university. The elation and excitement with which they have taken this is quite obvious as they go about telling whoever cares to listen about their impending scarcity in the neighbourhood which will be caused by their going off to the University…
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National Changes In Tuition Fees And Funding 2006
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As has been scientifically proven, a slight change or shift in an equilibrium situation is bound to set off a reaction process that moves to contain the change could mean different things to different people going by the Betty and Adams illustration painted above. The obvious fact in education today is that there has being a regime change in tuition fees for new students and this sector and implications underlined.
There are currently two tuitions fees types. The first indicates that new students are expected to pay 3,000 up from 1,200 that its initially was. This initial amount is however sustained for old students who are returning to campus. The expectation attached to this increase is that having been calculated and pegged till 2009 it will not be rising above this figure. Fees for sandwich and home foundation years are incidentally not part of this 3,000. One unique observation is however the fact that payment of these fees can be deferred until after graduation. The second tuition type is one in which a tuition fee loan is available, accessible without a no means test. This kind of loan is available to home students and EU nationals and it is paid directly to the university, it also has no age limit for applicants.
75% of students' loans for living costs are available without means test whole 25% is dependent on a means test. The sum of 6,170 is pegged as the maximum loan rates for those in London living a way from home while for those living in parental homes in London if is 3,415. The payment schedule for this loan is on an installment basis paid either in September or January and April. It has an age limit of 60years.
Fees and living cost are repayable starting from the April after graduation provided that gross earnings stand at minimum of 15,000 per annum. So it is really dependent on how much the student earns after graduation. 9% of earning over 15,000 are paid through the tax system with an interest not above the approximate rate of inflation. This loan however will be written off after 25years if it remains unpaid.
Grant such as the LA grants for living cost exists with a new 2,700 non-payable but means tested grant available to students. Income of 17,500 or less attract the maximum grant partial grants are awarded to families with income of between 17,500-37,425.Families with income above the upper limit of 31,425 are given no grant. Maintenance loans will be reduced by up 1,200 for some students who are receiving full grant or living at home e.t.c. where however the students qualify for social security benefits they shall have the maximum grant without and reduction from their maintenance loan.
A minimum of 300 should be offer to students benefiting from the maximum 2,700 grant by institution of higher education charging the maximum 3,000 tuition fees. This is towards helping the students in course-related cost and are not expected to pay back. This compulsory payment to student is done by SLC in January. Additional bursaries are awarded as deemed fits by the institution. Also obtainable in the new tuition and ...Download file to see next pagesRead More
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