We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.
Nobody downloaded yet

Management - Essay Example

Comments (0) Cite this document
Personal Investment in the UK– is it merely just a question of risk and return?" Name Institution Date Part I: Speech Perhaps everybody in here has had of the phrase "the things, you pay attention to or do today, defines your future” (Murphy, 2010). This phrase makes us stop and think for a while at the things we are currently doing…
Download full paperFile format: .doc, available for editing
Polish This Essay93.1% of users find it useful
Read TextPreview

Extract of sample

Download file to see previous pages The basic idea that runs in our mind when we mention personal investment is about the risks and returns, but in reality we ask ourselves are this really the main concerns we ought to look at? In order to understand well this question I undertook a comprehensive look into the factors that affect personal investment in the UK., Personal investment To begin with, we need to understand what personal investment entails. Personal investing is one of the important components that one needs to understand while undertaking personal finance. Personal investment and personal finance are two terms that in many occasions are used interchangeably. However, it is worth noting that as much as one could use them to mean the same thing, in reality they have a slight difference. Personal finance is the broader term that describes the process of effective organization or management of assets that are in the possession of the family or an individual (Tatum, 2006). Therefore, the basic definition for personal investment will be a component of personal finance that involves taking investment activities such as undertaking a secure financial cushion that will cater for later years. One can also put it as, a long-term personal commitment that involves inherent risks and accrues regular income or leads to capital growth (Hargreaves Lansdown, 2009). The relationship between risk and return The key question in this symposium is whether personal investment only revolves around risks and returns. From my own opinion, I will agree with the question. The main reason we would be all want to carryout personal investment is for the returns, which determine how our future will turn out (My Wealth Guide, 2008). On the other hand, we cannot talk about returns and leave out risks because the two go hand in hand. Therefore, to be able to answer this question comprehensively we first need to understand what the relationship between risk and returns. This is because, for anyone who wishes to put his money in an investment, the primary concept they need to understand is the relationship between the risks involved and the returns of the investment. It is worth noting that, in investment, the basic trick that an investor has to be aware of is that the more risk an investment has, the higher the chances of having a better return (TD Direct Investing Ltd., 2010). Therefore, before taking the risk one should have an idea of which risks as an individual one would be willing to take in order to generate more returns with the hope that the risk does not occur. This is why in order to formulate a good investment plan; you will need to asses each available risk that you are willing to undertake. There are many risks in the field of investment and when we look at each risk in detail can take a very long time. However, I have compiled a few of the major risks that tend to affect personal investment in the UK that are as following. We have the: Inflationary risk One think we can all agree on is that the past few years have not been some of the best for UK and the world in terms of the economy. Moreover, this is where the inflationary risk comes in to play. The risk means that the value of an asset becomes lesser as inflation reduces the value of the country’s currency. Liquidity risk It refers to the risk that you as an investor may encounter when you have a need for liquid assets but are unable to sell or buy an investment because of the ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
(“Management Essay Example | Topics and Well Written Essays - 2000 words - 4”, n.d.)
Retrieved from https://studentshare.org/management/1465119-management
(Management Essay Example | Topics and Well Written Essays - 2000 Words - 4)
“Management Essay Example | Topics and Well Written Essays - 2000 Words - 4”, n.d. https://studentshare.org/management/1465119-management.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document
Introduction The development of globalization in markets worldwide has allowed businesses to achieve a high growth within a relatively short period of time. However, the decrease of time in the expansion of business activities, as a consequence of globalization, has been followed by the increase of relevant risk (Vellani 2007, 134).
7 Pages(1750 words)Essay
Along with the management skills, managers should possess some degree of technical skills (i.e. help wait on tables, occasional food preparation etc in the chosen case study) to manage employees and their problems in an effective manner (Basic Skills for Project Managers).
2 Pages(500 words)Essay
Management - Performance Management
Implementing a performance management system is essential because without such a system the management cannot determine organizational goals. There are different aspects to performance management such as performance planning, monitoring, reviewing performance, and appraising individual performance.
8 Pages(2000 words)Essay
After researching on the product market, the entrepreneur then goes on to establish the business enterprise. However,the strategies used in running the business determine its success and survival in the market.This is dependent on the management theory used by the business.
3 Pages(750 words)Essay
Project Management Risk Management
In order to effectively control the project, it is of great importance that the project managers must clearly identify the risks before starting the project and outline their responses against the various risks identified so that an effective and efficient strategy can be developed to meet the uncertainties related with the project.
6 Pages(1500 words)Essay
Basic definitions of management and organization structure are discussed in this paper. Initially management was considered as an art of directing and controlling people. But now it is considered a science of using expertise of personnel to its maximum potential.
5 Pages(1250 words)Essay
The role of a manager is to properly oversee the assigned tasks of management. He is the person who decides what course of action will be adopted in the wake of managing tasks. He is responsible for delegating work
2 Pages(500 words)Essay
Talent management is one of the vital functions of the human resources department of a company. In order to manage the talents effectively the HR
3 Pages(750 words)Essay
anizing, selecting and involvement of the best qualified staffing and the ability to lead people, each organization has chances to achieve the best outcomes as for the itself as for the stakeholders involved. Proper management ensure setting of such activities as planning and
6 Pages(1500 words)Essay
For the project success, it is essential to identify and categorize any potential risk then evaluate them in the end (Ward &
8 Pages(2000 words)Essay
Let us find you another Essay on topic Management for FREE!
Contact us:
Contact Us Now
FREE Mobile Apps:
  • About StudentShare
  • Testimonials
  • FAQ
  • Blog
  • Free Essays
  • New Essays
  • Essays
  • The Newest Essay Topics
  • Index samples by all dates
Join us:
Contact Us