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Housing in Metropolitan America - Term Paper Example

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This paper talks about the decline on the availability of affordable housing units in the United States and offers certain recommendation on solution of that important issue. As a country’s population continues to grow, the importance of housing to its sustainability is becoming a serious matter…
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Housing in Metropolitan America
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Housing in Metropolitan America

Download file to see previous pages... This will eventually affect the entire nation’s reputation. The government’s failure to solve this problem will surely result to a growing number of homeless people. Socio-Economic Aspects Owning a house requires a large amount of investment, mostly, ranging from two to four times of a person’s annual income. One third of the United States households are renters. There are only a few, who are capable of acquiring a home at this point in time where the US economic condition remains stagnant (Gabyion n.pag.). It has always been the dream of the American people to live in a house of their own. Today this dream seems to become impossible. The reason is that jobs in America are seldom to be found, not because of people’s inaccuracy but because jobs are not enough for everybody. If no jobs are available then owning a house is still an unclear vision. The incapacity of people to afford inflated home prices is undeniable even to those who are employed, hardly figuring out how to budget expenses that includes the payment of high priced houses (Snyder n.pag.). Figure 1 In Figure 1, the graph shows a difference between the rate of increase in nominal home prices and nominal rents from the year 1983-2009. The number of home owners increased to an amount that is a bit smaller from the increase in house prices. The increase in house prices and home owners should have been the same (“Housing Bubble Graphs” n.pag.). There are about 30 million households in America that are experiencing housing difficulties, almost half of the households are listed to receive government aid, but then only 4.1 million are able to acquire these benefits. There are only 76 rental units available for occupancy...
This paper outlines the importance of the provision of the affordable housing units to American people in the aftermath of financial crisis. It is shown in the paper, that this problem is of high importance, that involves the welfare of everyone in America.
Houses, not only provide shelter to an individual, but also measure one’s financial capacity. It is one of the basic needs of man that allows him to survive in this constantly changing world.
Many people are struggling to budget their finances to pay for their necessities, including the amount of money paid for home rental, much more when it comes to buying a house. A big number of homeless people in the U.S. might sound unusual, for some this indicates poverty. While helping the less fortunate countries to develop, the government is unable to deal with the concerns of its own nation, like providing enough affordable housing units to the low income earners. If this situation worsens, many citizens will be affected that will become a major problem of the government.
Owning a house requires a large amount of investment, mostly, ranging from two to four times of a person’s annual income. One third of the United States households are renters. There are only a few, who are capable of acquiring a home at this point in time where the US economic condition remains stagnant
There is an urgent need for policies that will help regulate the availability of affordable housing units, most importantly to those who deserves to avail of it, the poor families and the low income earners. ...Download file to see next pagesRead More
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