The Affordable Care Act - Response Why America Needs a Health Care Reform - Case Study Example

The Affordable Care Act The Affordable Care Act (ACA) or The Patient Protection ObamaCare as is commonly called has become a U.S.A federal statute, which came into effect through the president’s signature back in 2010 Barnett & Burrus, 2013). The Affordable Care Act presents the most crucial regulatory refit of the United States Health Care sector. It is more improved and accommodating compared to the 1965 act of Medicare or Medicaid. The ACA goal brings with it much added advantages to the American people. It aims at boosting the quality of healthcare and makes it affordable to all Americans, expanding the insurance coverage rate, stabilizing the cost of health of an individual by making the services affordable, and induction of many mechanisms as insurance exchanges and subsidies (Derksen, 2013). All these advantages incorporated to Affordable Care Act aimed at increasing coverage to the people of America and make the health care services reasonably priced to all races, class, and ethnicity. This is the new America’s health care law, a good move by the federal government enacted as it has improved the expectations and health standards of the Americans. Within the margins of its provisions, this act has granted Americans a number of payback, a new dawn of health rights, and absolute protection from exploitation and health care denial (Derksen, 2013). All this provides a workplace benefit, and in the new era, it is widely accepted I the labor law. As in Labor laws, the ACA comes as a worthy trend for Americans for it serves to reduce the over-expanding growth in health care spending amongst the Americans. By doing so, the act expands a supporting hand through the creation of an environment of affordability, eminence, and accessibility of both public and private health insurance. The consumers have benefitted from an enacted protection mechanism, a waiver through subsidies, taxes, insurance exchange, and endorsed regulations (Derksen, 2013). For instance, the Obamacare, as they call it, allows the youths to stay as benefactors of this model until the age of 26 years. This is an age of maturity when every other American youth can now come out, work and participate in paying for his health insurance. This has ensured that every American youth would be in a position to secure health services despite his background or financial capability Barnett & Burrus, 2013). A healthy nation is a wealthy state, so they say, and the ACA has emerged to guarantee the American youth of this benefit. This is a good achievement in the labor laws. In addition, the ACA protects the American workers by ensuring that they do not suffer isolation during the period of sickness. In return, the act forbids health insurance companies from terminating any American from their benefits in the event when one is sick or when one genuinely makes an error during the registration process (CCH Incorporated & Wolters Kluwer (Firm), 2010). The Affordable Care Act remains as an achievement since for decades, the Democrats and the Republicans have strained to come up with a new regulation to streamline the health sector in America (Derksen, 2013). Unlike every other president’s election promise on revamping the health sector not coming into effect, the Obama administration succeeds in doing so. In addition, the Affordable Care Act has answered the nagging question as to why the American state needed a Health Care Reform. It comes as a welcome for many citizens have languished for lack of health protection mechanisms or none at all (Chang & Davis, 2013). Take for example, in the former United States; years before this act came into effect, health care remained a profit-making scheme left for the private sector to mint millions of the struggling American citizens. This was against the international labor laws. To mitigate this and create the field of affordability, the bill came as a sigh of relief. This is because under the privately controlled mechanisms, the prices faced stringent and calculated strategies, a practice which surfaced as being unfair to the Americans (Chang & Davis, 2013). How could the Americans work in a 24 hour running economy and yet accessing quality health was a challenge? The stratification, which accorded only then able to access quality health care insurance policy came to an untimely end as citizens of this great nation got a platform for every folk to benefit. This was again in the labor laws provisions for citizens, who before could not access quality health services but only through emergency rooms or attend to Medicare or Medicaid, as every worker got an assurance for his or her health policy. In an economy like the one of the United States of America, the labor quarter needed the health sector up there to attend to the needs of its people, and this is what ACA provided Barnett & Burrus, 2013). The new law just made health insurance policy a dream come true by widening the coverage margins to so many Americans as well as easing the difficulties of life by making it more and more within everybody’s means. The Affordable Care Act goes beyond the basic mandate of quality provision of health to improvising morals, which insurance companies have exploited in the expense of the labor market (CCH Incorporated & Wolters Kluwer (Firm), 2010). The companies have for being in dire need to act through regulations rather than the monopoly swing they enjoyed. For example, until the ACA came into effect, the health insurance companies practiced what many tagged as the inequitable and unpardonable hiking of the rates in the provision of quality health care (Derksen, 2013). The unpredictable pricing of the health sector for the American workers normalized with the passing of the ACA in a law. The companies also controlled the way the health policy was to cover the Americans as well as employing policies, which would deny many of the access to quality health care due to the pre-existing conditions. The law came an created a totally different realm, away for the profit making institution to quality health care insurance providing institutions. This is a guarantee to the working community, and the youth in America that being healthy is a right not a privilege any more. The citizens no longer depend on the mercies of their employers or face the unguaranteed Medicare or the Medicaid schemes to ransom their health (CCH Incorporated & Wolters Kluwer (Firm), 2010). This is gained to the side of the labor sector as all these issues have come under control with the enactment of the bill into a law. One can imagine the many times the citizens of America would get a shock of their life after the unprecedented realization that they no longer stand a chance of accessing quality health care for the reason of being sick. Obama Care made all these unfairnesses illegal (Chang & Davis, 2013). This meant it a right to the citizens as no insurance company would any more strip coverage from the sick. In order to prop up economic efficiency and the objective of collective health coverage, the Affordable Care Act had to come into effect. Away from the many provisions it came up with, it also sought to revitalize the non-group health insurance market (Tate, 2013). This was to accord American Workers, a health insurance, which was accessible without necessarily depending on the employer. The insurance exchanges were now to become cheaper as subsidizing them meant every other employee could access. This resembled the Massachusetts act of 2007. The labor market stands as the biggest beneficiary as exploitation seemed to end. Take for example the middle class citizens, whom the federal government secured to pay part of the bigger expense on acquisition of quality health as well as out-of –pocket costs (Tate, 2013). These subsidizing the costs at which the struggling workers would endure to access quality health came as a reprieve to many Americans. This is a success of the labor sector for many of its people secured a quality assurance. Provision of workplace benefits even without direct relation to the job itself is enough to secure American working citizens a quality health insurance policy. This is a fact is not new, it is rather an end to the long search for a comprehensive health policy that served every other citizen. The basics of the Affordable Care Act make it a worthy trend in labor laws. Take for instance; the small businesses would eventually be receiving a tax credit in the event that they provide their workers with health insurance coverage (Tate, 2013). The impact of this is that many innovators would aim at creating jobs and many citizens would get a job plus an additional insurance cover. Once the worker enters the coverage scheme, the Act ensures that the idea of having limits annually or the any other lifetime limits on the quality and amount of care one ought to receive is no longer a bother (Tate, 2013). Without doubt, the ACA goal brings with it much added advantages to the American people. As the law of the Land, the labor sector has secured zero rates in key medical expenses and things like domestic violence screening. This is the new America’s health care law, a good move by the federal government enacted as it has improved the expectations and health standards of the Americans. The advantage attached to this is that all the citizens of the United States of America have the enacted option to choose to either purchase or seek for provision of health care, which is not part of their income as well as employment. As many would have argued, this Obama model of streamlining the health sector served bests to bolster the economy of the state (Chang & Davis, 2013). The affordable health acquisition to every citizen guaranteed his or her normalcy of working without much pressure of what to do in the event of getting sick. The growing and the energetic youths, having secured a healthy bill, meant that the nation would have secured a healthy posterity, if the leaders of tomorrow where the youth is a saying to go buy (Barnett & Burrus, 2013). Health insurance companies now stand on a tightrope to explain the any slight change in an event where there is an increase in the cost of coverage. Such benefits like choosing the doctor to administer a person, acquiring preventive care at no cost at all, and termination of insurance barriers when it is an emergency case made this ACA be an enormous boost to the labor laws and the greater American life. References Barnett, R. E., & Burrus, T. (2013). A conspiracy against Obamacare: the Volokh conspiracy and the health care case. http://www.palgraveconnect.com/doifinder/10.1057/9781137363732. Chang, T., & Davis, M. (2013). Potential adult Medicaid beneficiaries under the Patient Protection and Affordable Care Act compared with current adult Medicaid beneficiaries. The Annals of Family Medicine, 11(5), 406-411. CCH Incorporated., & Wolters Kluwer (Firm). (2010). Law, explanation and analysis of the Patient Protection and Affordable Care Act: Including Reconciliation Act impact. Chicago, IL: Wolters Kluwer Law & Business. Derksen, D. J. (2013). The Affordable Care Act: unprecedented opportunities for family physicians and public health. The Annals of Family Medicine, 11(5), 400-402. Tate N. (2013). Obamacare survival guide. West Palm Beach, FL : Humanix Books. Read More