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Protecting Yourself from Identity Theft - Term Paper Example

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The author of the "Protecting Yourself from Identity Theft" paper seeks to examine how identity theft can be prevented. However, to do so, it will be required to take a close look at the different types of identity thefts and how exactly they can occur or happen. …
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Protecting Yourself from Identity Theft
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Download file to see previous pages Each individual now has a digital or virtual presence on the web or Net as an inevitable counterpart of the physical presence in the real world. In fact, this digital or virtual presence of an individual threatens to overshadow the physical presence as ICT grows all the more pervasive. The digital or virtual presence of an individual is established by the digital or virtual identity of the individual. The digital identity of an individual is defined by a set of parameters including the individual’s Social Security Number, bank account information, credit card information, etc. If these parameters are known to a second individual, he or she may falsely assume the identity of the original individual and carry out financial and other transactions on behalf of the original individual. These transactions could result in huge financial and other losses for the victim and unlawful gains for the perpetrator. The perpetrator thus indulges in identity theft of the victim. As almost all such transactions happen over the Internet or on the Web, and there is no physical involvement, it is extremely difficult to detect such crimes or apprehend the persons behind such crimes.
The United States Department of Justice, however, defines Identity Theft as “Identity theft is a crime. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person’s personal data in some way that involves fraud or deception, typically for economic gain.” (National Crime Prevention Council, 2005)

The above definition broadens the ambit of identity theft to incidences which may occur off the net to include incidences of physical deception and fraud. And contrary to popular perceptions offline identity thefts are far more prevalent than their online counterparts. However, more often than not, the stolen identities are misused over the Internet for illegitimate financial gains.  ...Download file to see next pagesRead More
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