Health Care Plans Adopted in the US - Essay Example

However, one may get care outside the network, but at an increased cost. POS involves a combination of the other two plans (HMO& PPO). In this plan, there is a payment in advance. There is also a selection of care providers. However, services received outside this plan are paid back.

Question 4. In the past, the country had no well-developed healthcare policy. However, there were changes in the 1880s. In this era, especially in 1882, some insurance companies started to offer individual disability and illness policies.

There was no more development until the beginning of the 20th century. In this era, there was the rise of modern health insurance plans. There was the development of more benefits for various programs available. As it is today, multiple plans are providing comprehensive coverage.

Question 5. The structures of the government are involved in setting health care policies. The three areas are the executive, legislature, and judiciary. The executive comes up with policies that are seen as favorable to health care as a bill.

Such policies/bills are sent to the legislature for consideration. Hence, the legislature's role is to look for policies seen as a bill by the legislature. The legislature discusses the merits of the bill and if found favorable is adopted by the legislature. At this point, it is ready to be rolled out as a healthcare policy. The judiciary is concerned with resolving issues that may arise from various healthcare policies.