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Analysis of the Health Care Models Lecturer’s Due In the field of medicine there are four main health care models, which include the Beveridge Model, Bismark Model, National Health Insurance Model and the Out of Pocket Model. Every health care model has its main principle functions and a set of guidelines, which identify it. The discussion aims at analyzing each model explaining its features, functions and how it operates. The Beveridge Model involves healthcare provided by the government through tax payments.
In the model, most hospitals and clinics belong to the state including some of the employees, nurses and doctors (Reid, 2008). Additionally, private doctors also get their salary from the state. The state runs and controls all the activities carried out by the hospitals as they are the sole provider. Countries using the Beveridge Model are Cuba and Great Britain. Despite its European Heritage, the Bismark Model of health care provision mostly applies to the Americans. The model employs the American insurance system in which both employees and employers jointly contribute a set amount to the ‘sickness fund.
’ However, unlike other insurances, Bismark type covers everybody and it does not seek any profits. Unlike in the Beveridge Model, the Bismark Model mostly includes private hospitals and doctors. Some of the countries that employ the model include Germany, France, Japan, Switzerland and Belgium. The National Health Insurance Model (NHIM) contains both Beveridge and Bismark attributes. It utilizes private sector providers but obtains its funds from the state-managed insurance program in which every citizen contributes.
The NHIM is a much cheaper and simpler model as it is non-profit making. The single payer, which is the government, can control the prices by lowering them. The system mainly features in Canada and newly industrialized states such as Japan and South Korea. The final model refers to the Out of Pocket health care, which involves over the counter payment by an individual for any form of health care service (Reid, 2008). These systems depend on direct payment of services by clients directly out of their pocket; hence the name.
In conclusion, the four main models of Health care provision show that each aims at providing better and easily accessible services to its customers. However, the Out of Pocket model receives great negativity as at times people find it expensive. Work citedReid, T. R. (2008, April 15). Health Care Systems- The Four Basic Models. PBS. Retrieved May 12, 2014, from http://www.pbs.org/wgbh/pages/frontline/s
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