Through the years, it was made clear that Islamic banking could be expanded in order to meet the demands of individuals and firms that had related their activities to the Western Financial institutions. The position of Islamic banks in markets worldwide indicates the phenomenon that was mentioned above.
This paper provides a critical examination of the evolution of the epistemology of beyond budgeting through time, from the perspectives of knowledge and of the adopted research methodology. The former includes discussions on contrary arguments, while the latter includes discussions of relevant quantitative models if there are any.
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Liquidity in banking can be defined as a measure to which a firm or a person can convert assets to cash. Liquidity assets are those assets that can be converted to cash in a quicker way so that the financial obligations can be accomplished. Some of the examples of liquid assets are cash, government debt and reserves from banks.
Ford Motors has been a symbol of business success in the US. Majority of the shareholders would like to hold Ford in their portfolios long term and were attracted to the high-yield dividend given by the company. However, recently, there has been news of trade tariffs raising concern on the performance of the car manufacturers including Ford.
Choosing stocks to invest in is a critical decision. Peter Lynch, one of the most successful investors of our time left practical the on how to choose stocks which will yield the higher return for prospective stockholders. In his article Strategies for Stock Selection, he put forward four factors to look at: markets; economic cycle; obvious risks; and company.
With these basic considerations in mind, the researcher has decided to focus on the following aims and objectives for the paper: Improve our understanding of mergers and acquisitions and the factors that contribute to its success or failure identify the financial factors that affect the success of mergers and acquisitions.
Financial adaptability of any organization lies in its ability to meet the unexpected needs or opportunities it comes through. For this AMEC has to take several effective actions to keep on their financial adaptability. For an example, AMEC might have to raise capital for their new expansion or might be in need to repay some immediate debt obligations
According to the paper, the financial environment and the interest rates are related to each other and while setting the interest rates government takes into account the financial environment more seriously. The financial environment comprises of many factors such as money market, capital market, secondary market, primary market, debt markets, liquidity state of the economy.
In the Kingdom of Saudi Arabia, in particular, the Saudification of banks ensures that the local banking industry is protected from the entry of not only Western conventional banks but also Islamic banks based in other Arab countries, because of the need to comply with the 60% Saudi ownership requirement.
Australian Broadcasting Corporation report described Australian banks are in crisis and that the supposed crises of Australian banks would lead to an economic crisis in Australia. The rapidity with which banks are able to project a bad or rosy financial picture suggest that businesses are able to window dress their books quickly.
In addition to risks, cost and barriers are the main impediments of investment. A financier cannot ignore certain factors such as political, legal, economic confiscation before making a decision to invest in India. Disputed issues at these sources might lead to investors’ aversion to investing in Indian projects.
The report gives investors an opportunity to work together for purposes of gaining confidence in the operations of the company. Currently, investors require more information in areas such as management, accounting techniques, areas of resource management and going concern. The report denotes that, investors need an assurance on quantitative performance.
The author states that the bank’s roots can be traced to its time as Portland Savings Banking 1852 then becoming Banknorth and operating under this name for quite some time, there is no doubt that finding out how all these mergers have helped to make the bank what it is today would give in-depth understanding.
A financial plan is an essential tool in developing a business plan since it evaluates the current and future financial state of the business by use of known variables to forecast income. For the masters of Arts in Secondary teaching, employment income, student loans, grants, and a government scholarship are the most crucial sources of income.
Rediform Concrete is considering a $5 million capital investment for a factory to manufacture formed concrete products, such as patio stones, mobile home stones, and lawn decorations. The proposed factory will generate annual sales between $2m and $5 million. After-tax fixed costs are 0k per year and after-tax variable costs are 50% of sales.
The ratio finds out how far a firm relies on debts to finance its investments. The higher the debts, the greater are the chances of facing financial distress. Again, the higher the equity, the more will be the number of shareholders and the more chaotic will be the situation. Thus, there must always be a balance.
This criterion refers to the ease of use and is contrasted with complexity. Complexity may be associated with the need to perform many steps and a complicated procedure as preliminary to availing of the service. This may include the registration procedure, for instance, where the customer is asked to fill up a form with his or her personal data.
The company faces resistance from European and American markets on its plans to take advantage of the low-cost economies by transferring work to these Asian countries. The transfer of these processes can be a great cost advantage to the company but if they are unable to take this advantage then their competitors definitely will.
Once the business becomes viable, the challenges shift from where to get financing for expansion or for increasing working capital to one of the mixes between debt and equity. Under normal economic conditions, a large firm like AIG would have to make a decision as to what combination of debt would be ideal for helping maximise shareholder value.
The author states that corporate governance has been rarely used, much less mentioned, prior to the 1990s. But today because of the need to introduce shareholder value, the pressure from the shareholders themselves, and the requirement of regulatory laws as well as the stock exchange in countries such as the US, corporate governance has become a byword.
In a mixed economy, both planned and trade based operations are considered with varying weights. Most of the developed countries, such as United Kingdom (UK), United States of America (USA) etc. have embraced free trade for long. However, developing countries like India and China with many others gradually liberated themselves to the external world.
In addition, the project has also focussed on the relevance of cash flow projection in an evaluation of an investment outlay over profit projection. The paper has also highlighted the causes and consequences of the financial crisis of 2008 and the impact of it on international corporate governance code.
The hypothesis for this research is that the addition of the washer-dryer machines will help the children in leading healthy lifestyles. This will make the children attend school more often. The data used in this study was obtained from 160 children from Maplebrook Elementary school. These were chosen out of the 320 children who make up the school.
The author studies reasons why China holds the advantage over India. He proceeds to examine the benefits heaped by China due to FDI. In this regard, empirical evidence and three case studies are conducted to demonstrate the increased value to China due to FDI. He presents the different challenges faced by FDI in China.
All the variances illustrated in the foregoing samples pertain to unfavorable variances. Favorable variances take place if the situation results into lesser actual cost compared to budgeted figures. In the case of Company X, presume that its material consumption was ninety glass panes as it was not able to use the ten panes for breakage allowance.
Working capital is a financial term that is used to describe the liquidity of a company. Working capital is the number of liquid assets or cash required to conduct the operations of the business. Working Capital is the determinant of the strength of a firm’s business/operations plan and its efficiency.
The author states that Islamic banking has been found to be not only feasible and viable but also an efficient way of financial intermediation. Modern Islamic financial system has developed a mechanism where the income does not arise from the income. Instead, wealth-generating investments are made to enhance the cash flow.
BP’s headquarter is located in London, but its largest production unit is located in the United States. On the whole, its production capacity is roughly 3.8 million barrels of oil per day which is supplied through 22,400 service stations worldwide. The brands of the company include: Castrol, Arco, Aral, Wild Bean Cafe
The cash that is required either includes the owner’s capital or loan from the bank. This start-up capital is needed to initiate business, thereby supporting the start-up expenses. The start-up expenses include purchase or rent of land or store, decoration of the store and lastly, expenses related to the purchase of raw materials.
In order to gain a clear idea of the entire situation, secondary research has been undertaken. This involves a deep study of the various reports that have been published in the past regarding the issue. To go on further and analyse the issue and the crisis of the bank, firstly let us begin with a review of Northern Rock bank.
The cost of financial intermediation according to Kunt et al (2002) is the function of the net interest margin of the banks and its overhead expenditures. The simplest definition of net interest margin is the sum of interest income minus the interest expenditures divided by interest-bearing assets (Kunt et al. 2003).
The corporations are largely separate entities, the foundation of which is based on the way they are financed and supported. Capital structure intends to define the way the company has been financed, that is, how its assets have been bought: whether through equity, debt or hybrid security options or a combination of these options.
The author states that the development of Islamic banking originally took off as a means to fulfill the specialized needs of the Muslim community. Early in the seventies, the first major Islamic banks were established, although their main aim was largely communal, that is, to provide products and services.
Takeover bids often evaluate the efficiency sentiments of the market before rolling the deal. Various shades of EMH have been studied in this paper in the light of takeover bids that succeeded as well as failed to capture this sentiment of markets. EMH is a theory that assumes that market prices cannot be influenced by fresh information.
The classic approach strategy involves certain goals that the company is trying to achieve and the means that are being used by the company to achieve those goals. The decision-based approach of the strategy involves certain integrated and dynamic decisions to establish the company in a complex environment.
Financial statements are prepared and presented through observation of relevant accounting standards and procedures. Users of these statements, therefore, need to derive assessments that are realistic in regard to any given entity’s financial status. These users are spread across the economic context.
The author states that the thesis structure is vividly shown in the table of contents. Basically, the business internship opens the door to the real world application of the classroom textbook theories. Venture Capital training includes the analyses of the affected entities’ financial statements, management officers, business model, marketing strategies.
The substitute basket is made up with a mounted view to attempt and minimizing costs while maximizing tax as they complying with legal requirements. As a section of the heightened needs and requirements in regards to transparency, the formation of the substitute basket is published on a daily basis.
According to the research, there is a direct association between the government regulation/deregulation with the recent 2008 US financial crisis. The relaxation of government regulations/deregulations led to the unexpected 2008 financial crisis. The implementation of rescue-based government regulation/deregulation benefited and advantageously rescued many financially distressed companies.
In terms of liquidity, which is one of the primary considerations for potential creditors, Bogus Limited remains solvent as the firm’s current ratio of 1.21 and 1.48 in the last two periods. This means that the company has more than enough current assets to back up current liabilities (Brealey, Myers & Marcus 2004).
According to the research findings, it can, therefore, be said that the job of trustees can be described as follows: “Essentially, they have the duty to administer the trust for the benefit of the beneficiaries in accordance with the wishes of the settler as expressed in the trust deed and with the principles of equity.”
NPV method of investment appraisal is to accept projects with a positive NPV. NPV is the value obtained by discounting all cash outflows and inflows of a capital investment project by a chosen target rate of return or cost of capital. The project seems worthwhile as it has a positive NPV, hence it should be accepted and carried out accordingly.
In particular, the researcher considered the concepts of financial planning and budgeting, performed vertical and horizontal analysis of the financial statements as well as computed the financial ratios that could help management, investors and creditors in understanding the operational viability and health of the organization.
One crucial concept, which most investors must be aware of, is the trade-off between risk and return of any financial asset. There is a positive relationship between the expected return of a financial asset. Higher the risk of a financial asset, higher the return would be expected for the same to compensate the associated risk.
The errant acts of financial executives as evidenced in the Enron and WorldCom scandals in 2001 and the subprime mortgage crisis demonstrated that financial accounting practices must be closely monitored internationally to avoid any such recurrence. This discussion paper will analyse the impact of the IFRS on diverse economic sectors globally.
There exist multiple models and methods within both of types of forecasting. Qualitative forecasts are more often based on data which is subjective, while quantitative forecasting is derived from objective data. Each of these methods is suitable for unique situations or circumstances, and they both have inherent weaknesses and strengths.
The main tool by which the policies are governed is the setting on the interest rate. The interest rate is determined by a board which is headed by the Chancellor of the Exchequer. This paper discusses some important financial statistics issued by the Bank of England. Recent lending trends have been the focus of this paper.
Forensic accounting involves utilization of auditing, accounting, and criminal investigation skills to carry out an analysis of fraudulent acts committed when preparing financial reports. Therefore, forensic accountants employ complex investigation techniques to determine the accuracy of financial reporting and detect any fraudulent act
In light of this, the usage of IT by several organizations is depicted along with the collapse of the HIH Group. The reasons for the collapse are related to the inefficient information system that has been used by the company, GEN+. It not only produced inaccurate and faulty financial data but also failed to generate efficient financial reports.
This research will begin with the statement that foreign direct investment (FDI) is a critical element used by policymakers in an economy for purposes of economic integration through the establishment of long-term relationships. Since the third wave of globalization began in the 80s, there has been a worldwide surge in FDI.