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Feedback - Essay Example

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Summary
Have you ever pictured being able to fulfill the American Dream? For many decades the American dream of being prosperous and having a home was a reality for many people, but unfortunately we are experiencing a severe economic downturn that…
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Feedback

Download file to see previous pages... In a speech provided by the White House Web site (2009) titled “Remarks by the president on the home mortgage crisis,” President Barak Obama highlighted how the mortgage phenomenon challenged the American dream and it frightened our nation’s financial system, the strength of our families and communities. President Obama (2009) said that, “its a crisis that strikes at the heart of the middle class: the homes in which we invest our savings and build our lives, raise our families and plant roots in our communities.” Millions of this country’s citizens ended up losing their jobs and are still at risk of losing their properties. The foreclosure crisis impacted the United States economy dramatically, and I strongly believe that one way to protect ourselves from foreclosures is to control the risk of our financial activities, and as homebuyers we should be well aware of what type of loans we can afford.
As homeowners it is essential to take responsibility and take proper actions when it comes down to correctly distributing the household’s budget. According to Petrovich (2008), usually one individual manages the books in the majority of our households, meaning taking charge for bills getting paid and supervising the finances. Moreover, Petrovich (2008) had written that the person in charge knows if the total income is enough to keep up with the expenses. It is easy to review your expenses increases versus the earnings you are bringing home. Are you considering in your monthly balance sheet costs like utility bills or simply groceries? Determining and examining your spending behaviors is crucial to be successful at managing your finances, and have a lifestyle that meets your budget (Petrovich, 2008).
But what do we know and why do we care about foreclosures? According Frame (2010), foreclosure can be defined as a legal ...Download file to see next pagesRead More
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