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Mobile Service Usage in Developing Countries Especially Mobile Learning and Mobile Financial Services - Research Proposal Example

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The focus of this paper will be on the different types of mobile learning and financial services used in different developing countries of the world. Some examples include, learning using mobile phones by accessing online databases and distance learning programs. …
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Mobile Service Usage in Developing Countries Especially Mobile Learning and Mobile Financial Services
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"Mobile Service Usage in Developing Countries Especially Mobile Learning and Mobile Financial Services"

Download file to see previous pages According to the research findings the need of mobile services is ever increasing. It is relatively more in the developing countries as compared to the developed ones. It is because people in the developing countries have a lack of infrastructure and other facilities and the use of mobile phones is becoming exceedingly common. In countries like India and Pakistan where the rural areas lack proper banking and ATM facilities people tend to turn towards mobile phones for their banking and other financial transactions. Similarly, in places like Kenya and South America the use of mobiles for financial transactions has been there for years. Using the existing infrastructure is always cheaper compared to developing a new one.
The research will focus on the issues, importance and limitations of the various avenues where mobile phones are used in learning or in financial services. The research will be conducted by reviewing different implementations in different regions of the world. The major regions will be Africa and Asia. In Africa, we will focus on M-Pesa case that was implemented in Kenya. M-Pesa was a branchless bank which aimed to provide people with the basic banking facilities without the need to visit a physical bank branch. The service was initially started to assist people in paying off loans without going to the banks but later when the use case was well acknowledged by the public it developed in to a branchless banking venture. ...Download file to see next pagesRead More
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