In 2008, the aging ratio in Japan was 22.0%, the highest in the world. This paper looks into the systems and institutions for the elderly population covered by long-term care insurance in Japan and the Republic of Korea. It shall discuss the historical changes in policies in these two nations. …
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This essay stresses that Health Care & Welfare Complex is established by medical facilities in order to singularly provide health care, medical and social services by opening related corporations and accompanying health and welfare facilities. Medical complexes establish a medical service network which integrates rehabilitation; acute, mental, chronic diseases center; elderly welfare center; and a home nursing and home rehabilitation center for the local community. These centers also help maintain the quality of medical services through education courses offered to the members of the community.
This report makes a concluison that because of advances in medical technology, the ageing population of Japan and Korea increased at unprecedented and unmanageable rates. As a result, health care costs also increased. The existing health care systems in both countries were overwhelmed by the number of ageing individuals expecting provisions in health care. Models and solutions to health care delivery like the health care complex and technology are just some of the solutions being employed by both countries to address their health care problems. Recently in Japan, LOC insurance support was gained, not only for social goods, but also for goods and equipment for the elderly including wheelchairs; walkers; goods to protect against bedsores; technology to assist in changes in position, and such other similar technology. Such changes and new technology have now made possible better support, coverage and health care for the elderly.
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The percentage of the populace made up of aged persons in the United States is anticipated to increase from 13 to 20 percent in the next few decades. The number of Americans aged 65 years and above will rise by 35% to 71 million, by 2030, encompassing of 20% of the US population.
The baby boomers are expected to keep that growth cycle going, most likely at faster rate, which is expanding the demand for services and is also heightening the expectations from service providers (Study Notes, p. 2). From the economists and the business perspectives, when the demand increases, the supply will also increase to meet the increasing demand.
Although long-term care is not limited to the elderly, as long-term care is also needed by anyone who need assistance in every day living as a consequence of disability regardless of age - disability happens more often in those who are older, specifically if they reach the age of 65 and up (Johnson, Toohey and Wiener 1).
The author states that the expense of providing healthcare services is spraining government and family budgets, as costs soar due to rising pharmaceutical drug prices, provider services and inflation. Long-term care involves a wide range of services for people who require caregiving support on a routine basis.
Long Term Care insurance policies help many individuals to receive the expensive nursing homes and assisted living facilities. Long term insurance solves one of the biggest fears of Americans to spend all their life savings on expensive nursing costs and medical bills. Insurance is a way through which Americans can cover their expenses.
The world is an aging society and the United States is not exceptional. Research shows that by the year 2050, the number of older people is expected to go high by 135%. Long Term Care Continuum refers to the medical and social care services that are meant to support the needs of people living with chronic health problems.
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