Designing Qualitative Research for Social Science & Health - Essay Example

deteriorating health, the sudden transition to a life of lesser financial control appears to be the underlying factor for both changing health status and limited access to the initial lifestyle. Retirement is the transition from being a working individual into not working. There are many reasons why people retire. Some of these include voluntary, sickness, incapacitation and age. Age is the most common factor for retirement. Most retirees are considerably aged by the time they make the transition (Smith and Moen, 2004).

The transition is sometimes made at a point in life when the input of the individual is fading and their youthfulness has been lost. These factors, combined with the sudden transition to being non-salaried, have been known to negatively impact the inevitable transition into retirement. Psychologists postulate that retirement has adverse effects both on the psychosocial and physical wellbeing of the individual. For instance, some researchers have attributed the transition to accelerated ageing (Osborne, 2012).

Many retirees have alluded to the fact that they did not make substantive decisions regarding their retirement days since they could not figure out how the transition would affect them. This implies that many retirees do not have an aforethought strategy to manage their new-found status. For this reason, they are usually met with constant challenges, both psychological and organisational. Yet retirement planning is considered an essential part of the transformation that follows ceasing employment.

Planning should ideally be done before the individual crosses over to the world of retirement. The most important part of the planning is to necessitate a smooth transition into the new phase in life. However, many people attempt to develop a retirement plan after experiencing what the transition is like, and sometimes after realising that they could have made misinformed choices as they settle down. Some of these misinformed choices are likely to