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Universal Credit - Essay Example

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The purpose of the essay is to evaluate the state welfare through the reform packages such as “Universal Credit” and the policies implemented by the UK government post war. The purpose of the reform package is to compensate the people for the development of the rights in the form of compensation and job providence…
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Universal Credit
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Universal Credit

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Universal credit is a new reform which benefits people with the once-a-month payment policy and provides new job opportunities. The purpose of the reform package is to compensate the people for the development of the rights in the form of compensation and job providence (Social Security Advisory Committee, 2012). The purpose of the essay is to evaluate the state welfare through the reform packages such as “Universal Credit” and the policies implemented by the UK government post war. Background Policy Review Universal credit as a reform package in the UK signifies a substantial shift in delivering welfare to the people. Under the Welfare Reform Act, universal credit has been established. The family allowances, full employment benefits and the national health services were a few of the policies implemented in between the years 1945 to 1948 (Spicker, n.d.). Universal credit which has been implemented post war has emphasized the social policy area. The policy areas which helped in creating the universal credit policy include social policies covering employment, taxes and the level of poverty. Consequently, labour policies, health services, family allowances and the policy to derive full employment have acted as crucial social policies for the welfare in the post war era. These policies were formed to mitigate the issues which were faced due to the war. These policies were not being able to protect the welfare of the people as required. They were neither able to provide a full employment scenario nor were they able to facilitate health benefits to every individual. In order to mitigate concerns regarding health issues and employment, universal credit policy has been implemented. Universal credit as a post war policy is a combined income related and basic allowance scheme for the benefit of the family and children. It has been made accessible in both ‘in and out of work’ in order to replace the present benefits ‘Working Tax Credit’, ‘Child Tax Credit’, ‘Housing Benefit’, ‘Income-based Jobseeker’s Allowance’, ‘Income Support’ and ‘Income-related Employment and Support Allowance’ for better pay outs. These would lead to an increase in the financial work as well as render greater social benefits. This financial and social benefit would assist in increasing the on-going incentives due to the rise in the working hours. Due to integration of the policy, the prior work benefits are reduced and thus there will be no administrative barrier for employment (Department for Work and Pensions, 2012). The social policies which had been introduced after the war were primarily not being able to demonstrate wider welfare. The policies were lacking in terms of work incentives, interaction benefits and transition to risk. The policies were not providing proper benefits. They had few loopholes which were causing issues. The social policies of the UK dealt with the areas of poverty, ill-health, unemployment, poor housing and lack of education. Post war the National Assistance Act was passed which was aimed at helping any individual of the working age. To meet the ill-effects of the war as well as to provide assistance, the supplementary benefit and unemployment scheme were enacted to aid people with jobs to meet their livelihood. ...Download file to see next pagesRead More
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