Running Head: MANAGEMENT IN BANKING Management in Banking [Name of the Writer] [Name of the Institution] Management in Banking Introduction The key to a bank's success is the selection of sources and uses of funds. The source consists of capital funds, deposits and borrowings…
Download file to see previous pages...
All these funds are to be deployed in various avenues considering the risk and return factors. These avenues are, however, not alike in their returns. The assets, such as cash in hand, money at call and short notice, are held as per the liquidity requirements, and the return on these funds is almost zero, except money at call and short notice. Investments under Statutory Liquidity Ratio (SLR) serve the purpose of liquidity as well as income. (Alberto and Lapuz, 2005, 7)The rate of return on such investments should be adequate enough to cover financial and operating costs. Further, lending is a significant area of employment of funds in terms of size of funds involved as well as quantum of revenue generated. However, it carries a high degree of credit risk. In addition, banks also use a portion of their funds for creating their business infrastructure, which facilitates an enabling environment to conduct business and generate income. Efficient management of funds essentially includes raising of funds and their use in the manner that generates revenues sufficient to meet the operational as well as financial costs and contributes a reasonable return on capital. Thus, the objective of earning profits shall be fulfilled by an appropriate design of funds management on sound commercial principles.
...Download file to see next pagesRead More
Cite this document
(“Proposals for any topic in banking managment Essay”, n.d.)
Retrieved from https://studentshare.org/other/1409850-proposals-for-any-topic-in-banking-managment
(Proposals for Any Topic in Banking Managment Essay)
“Proposals for Any Topic in Banking Managment Essay”, n.d. https://studentshare.org/other/1409850-proposals-for-any-topic-in-banking-managment.
Thus, at an organizational point of view, the role of Human Resource is to make sure that the people working within the organization creative and productive in a way as to help promote and maintain the unique identity of the organization (Mathis & Jackson, pp.
According to the paper the amount of a particular economic product or service that an enjoyer or group of enjoyers will want to purchase at a certain price. The demand curve is generally downward sloping, since enjoyers will want to purchase more as price decreases. Demand for a products or services is determined by several different factors other than just price, such as the price of complementary goods and substitute goods.
According to Coyle (2000), currently there are three currencies that dominate in the foreign exchange market. They are, the United States of America dollar ($), the British pound (?), and the European euro. These three currencies influence the foreign exchange market a lot, and as a result, they are considered as the most stable currencies in the world.
These three religions have similar perception about God and their religious book also has evident relation to Torah. These religions have a common connection to the Iron Age and they trace their history back to the times of Abraham. It is also
In some way, Aristophanes means that the philosophical perspectives change the already present foundations of conventional ideals, gods and religion. To this he means that the already present beliefs in the system had to change