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Decision-Making: Summary #1 “Report Highlights a Rise in Reverse Mortgages” The influence of decision making on borrowing has been discussed in the article. Evidently, marketing strategies have been developed in such way as to impact the decision-making of potential borrowers – people of the older generation…
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Download file to see previous pages... Reverse mortgages have drastically grown if to compare it with the 1990s. This is explained by the fact that for most American citizens, home is the most valuable asset. The reverse mortgages are convenient as they do not suggest the borrower should pay anything until the house is sold or the borrower dies. In addition, owners of homes are able to take cash out of homes to add to their retirement income. Homeowners who borrowed this way are obliged to pay property taxes and pay for homeowners’ insurance while they have the loan. The amount of people who borrow in a lump sum has risen and equals 70 per cent now. So, people risk being short of cash when they have health problems in case they took the money without really needing it. Many people borrow because they are misled by false marketing information that features celebrities and supports advertising with false claims that reverse mortgaging is a kind of government benefit. Reference Wyatt, E. (2012). Report Highlights a Rise in Reverse Mortgages. The New York Times June 28, 2012. ...
While the real course of action in the issue of Supreme Court’s decision regarding individual mandate in relation to the healthcare bill is still unknown and hard to predict, numerous bettors suggest the Supreme Court overturn the mandate when voting. This trend which has been supported by as many as 74 per cent of Intrade bettors is the opposite to the earlier one, which could be observed before oral arguments on the issue in March (Silver, 2012). Such huge shift in sentiment is evidently unjustified since the value of the information owned by traders is rather debatable. Indeed, oral arguments have certain power for predictions, thus, power is limited besides the evidence is ambiguous. Roughly chances are balanced, while the questions posed by individual justices are indicative of possible overturn of the mandate. Another possible way out of this situation is that the Supreme Court will not decide to rule on the mandate. However, it is hard to read the Supreme Court. Reference Silver, N. (2012). Overconfidence Suggested in Supreme Court Predictions. The New York Times June 27, 2012. Retrieved on July 4, 2012 from http://fivethirtyeight.blogs.nytimes.com/2012/06/27/overconfidence-suggested-in- supreme-court-predictions/?scp=3&sq=market%20forecasting&st=Search. Linear Programming: Summary #3 “Big A.T. & T. Computer for Complexities” The problem of linear programming application to the sphere of big business is discussed below. The article shows how back in 1988, first successful attempts to use complex algorithms to solve business problems were made. Today the use of software is an indispensable part of any business, even the smallest one. A new powerful computer system was announced to be about to enter the U.S. market by the American Telephone and Telegraph ...Download file to see next pagesRead More
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