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Housing for People with Special Needs - Essay Example

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This essay summarizes the different areas of affordable housings especially associated with the low-income households. The areas covered include special housing needs of elderly and disabled households, discriminatory behaviors and the fair housing programs, home ownership, and income integration…
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Housing for People with Special Needs
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Download file to see previous pages The essay "Housing for People with Special Needs" summarizes the different areas of affordable housings especially associated with the low-income households. The areas covered include special housing needs of elderly and disabled households, discriminatory behaviors and the fair housing programs, home ownership, and income integration.
In the real estate and mortgage market of US, the discriminatory behavior has been convicted as illegal by the federal government at all levels. Certain legislations have been made in this regard which demonstrates the illegality of the discriminatory practices in the real estate and the mortgage market including Supreme Court decision of 1948, Fair Housing Act of 1964 and lastly, the Community Reinvestment Act of 1977. With the passage of time, most of the kinds of discriminatory patterns and behaviors in these markets are declared as illegal after enforcement of such legislation by the federal government.
The enforcement of fair-housing legislation although has remained inconsistent such that discriminatory behaviors have not been total disappeared, yet there is evidence which shows a real progress in this regard. The evidence reveals that in the real estate housing market, there has been a significant reduction in the discriminatory behavior in relation to house purchasing and renting in the 1990s. Similar kinds of evidence are found in the mortgage market, where the Whites are left way behind than Blacks and Hispanics in relation to home-purchase. ...Download file to see next pagesRead More
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