We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.
Nobody downloaded yet

Financial Regulation - Essay Example

Comments (0) Cite this document
The regulation of financial markets and its implications have been a topic of considerable interest among researchers and policy makers for a long time. On the one hand, it is argued that the regulation of financial markets has welfare benefits due to the existence of market…
Download full paper
Financial Regulation
Read TextPreview

Extract of sample
Financial Regulation

Download file to see previous pages... This essay is organized as follows. Section 2 discusses the origin of global financial crisis and its cases in general as well as in the case of UK in particular. Sections 3 and 4 discuss the different dimensions of financial regulation in UK and the reasons for their failure. Section 5 concludes the report.
The financial crisis had its origin in USA with the sudden boom in housing prices creating high optimism among investors and lenders between 1990 to 2006.This resulted in the creation of many mortgages and finally as the hosing price boom came to an end in 2006, subprime1 defaults started rising. Since the households became unable to repay their debts, the leading financial institutions worldwide had to write off their investments since August 2007. This deteriorated their balance sheet positions, which ultimately resulted in a tightening of supply of credit to households and firms to finance their consumption. Thus, the financial crisis led to economic crisis which spreaded all over the world (Agarwal et al, 2008; Vyuev, 2008; Gwimmer and Sanders, 2008).
Financial market regulation is mainly aimed at correcting market imperfection and ensuring allocative efficiency of resources (Giorgio et al, 2000). However, one major reason for financial crisis has been cited as the failure of regulatory system to cop up with the financial innovation that resulted in the crisis (Pan, 2009). The rising indebtedness of the US households and financial institutions during the years before the financial crisis increased their vulnerability to crisis. The complexity of highly sophisticated financial instruments like derivatives helped in spreading the financial crisis to countries all over the world. The inaccurate measurement of risk associated with the financial innovation also resulted in creating the financial crisis. The other main reasons for the financial crisis are identified in the literature as weakened lending practices, ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
(“Financial Regulation Essay Example | Topics and Well Written Essays - 2500 words”, n.d.)
Retrieved from https://studentshare.org/miscellaneous/1565540-financial-regulation
(Financial Regulation Essay Example | Topics and Well Written Essays - 2500 Words)
“Financial Regulation Essay Example | Topics and Well Written Essays - 2500 Words”, n.d. https://studentshare.org/miscellaneous/1565540-financial-regulation.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document
Financial Regulation and Supervision
This essay discusses that reliable and versatile debit and credit card processing service not only enhances business operations, but also increases sales. A reliable and first-rate efficient credit and debit card processing service enables individuals to accept payments anywhere, accept all payment forms, and access security and fraud protection.
10 Pages(2500 words)Essay
Advanced Financial Reporting & Regulation

The researcher states that in August 2004, the Securities Exchange Commission (SEC) announced a USD 150 million’s penalty levied against BMS. This was part of an agreement to settle charges by the SEC that the company had engaged in a fraudulent scheme to inflate sales and earnings in order to meet analysts’ earnings forecasts.

11 Pages(2750 words)Assignment
Financial regulation in the UK
ing and overseeing economic organisations and markets, which encompasses the central bank's function in this area. A centred topic in the argument the span to which economic guideline in the connection between various undertakings should be incorporated and if blame for economic guideline and supervision should be vested in one institution; One of the most fundamental alterations in institutional structure was the conclusion in the UK in 1997.
9 Pages(2250 words)Essay
Compliance and Financial Regulation
Firstly, the abolition of FSA and in the second the placement of the Bank of England in the centre of the United Kingdom’s financial regulation controlling both the macro-prudential system and the superintendence of the micro prudential policy. (Norton Rose pp.1-2) At July 26, 2010, Treasury showed a consultation paper with the title a new approach to financial regulation: judgment, focus and stability, which was the first conference on the pre said reconstruction by the Government.
10 Pages(2500 words)Essay
Financial Regulation & Supervision. Andrews Bank case study
Regulation and supervision in the financial sector is one of the most studied and evaluated elements. In the past years, the world has witnessed several issues and problems related to lax regulation and supervision in the financial arena.
9 Pages(2250 words)Essay
Financial Regulation & Supervision
The changed face of business has brought changes in the way the transactions occur through debit cards and credit cards, and the issue of security that has often been cited as a barrier to ecommerce (May, 2000, p.165). In response to such a barrier, firms engaged in such business have continuously assisted establishment of set of standards known as PCI DSS that today governs all the firms engaged in online transactions in the developed world.
9 Pages(2250 words)Essay
Failure of Financial Regulation in the UK
The lessons that the society learns from the biting effect of financial crisis help in making policies which intend to cushion the country from similar problem. The financial crisis that rocked the world in 1970s had devastating effects to the society. Economists and policy makers developed policies, which they thought could help the world to remain stable amid the challenges that come with economic meltdown.
8 Pages(2000 words)Essay
Emerging Markets and Financial Regulation
Financial instability and crisis have rocked most economies, with the recent one being experienced in the 2008-2009 period. One of the reasons cited behind this crisis has been a laxity on market discipline resulting in the lack of adequate warning signs that could have triggered the implementation of corrective measures.
2 Pages(500 words)Essay
Financial Regulation
There are numerous driving and motivating factors that stimulated the implementation of the financial regulation. There are some driving forces that culminated the need of implementing financial regulations.
2 Pages(500 words)Essay
Financial regulation, law and compliance
It was one of the major reasons that have marred consumer perception of the UK financial services industry, leading to a breakdown of trust. This paper will explore more factors that have contributed to consumer distrust in the UK financial
12 Pages(3000 words)Essay
Let us find you another Essay on topic Financial Regulation for FREE!
Contact us:
Contact Us Now
FREE Mobile Apps:
  • About StudentShare
  • Testimonials
  • FAQ
  • Blog
  • Free Essays
  • New Essays
  • Essays
  • The Newest Essay Topics
  • Index samples by all dates
Join us:
Contact Us