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Health reform (research paper) - Essay Example

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The comprehensive health care reform of the State of Massachusetts was implemented due to concern that some low-income individuals would go from being uninsured to being underinsured (Long 2008). Although the overall objective of the Massachusetts’ comprehensive health care…
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Download file to see previous pages to ensure customer satisfaction and preferences, to focus on value between providers and insurers, and to minimize the burden on tax payers (Haislmaier 2006).
The major aspect of the Massachusetts legislation is the conception of the Connector – a statewide health insurance. Connector will act as a “private sate-government chartered (Haislmaier 2006)” one-stop shop ort office where individuals and business employers who have employees numbering from fifty (50) and below will be capable to pay for personal and transferable health insurance coverage (Haislmaier 2006).
Underinsurance is a major concern for Massachusetts residences since some individuals will prefers to purchase health plans that entails high cost of sharing to be able to bring lower premiums monthly; and restricted benefits (Long 2008). These factors causes higher health care costs per person and can be the reason why most will choose to go without some benefits of a health care plan just to avoid excess health care expenses (Long 2008). Hence when this happens, workers who earn high salaries are covered for any serious injury or illness; while moderate and low income earners will encounter difficulties if the fee for the care which they will need will exceed the coverage of their chosen health insurance plan (Long 2008).
The health reform in Massachusetts paved way to having a low rate of universal individuals during its first year of execution. This likewise involved reduction of financial expenses in acquiring health care and enhancement of access to it (Long 2008).
Issues surrounding the provisions of the health reform in Massachusetts are concentrated on two aspects which are: that Massachusetts residents must buy a health insurance, and business that have more than ten (10) employees or personnel which do not provide their workers any health insurance should make payments to the state’s compensated care pool for a per worker contribution scale (Haislmaier, 2006).
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