Contact Us
Sign In / Sign Up for FREE
Go to advanced search...

BUS 101 - Essay Example

Comments (0) Cite this document
The Federal Reserve System tries to control or regulate the size of the money supply by "conducting open market operations in which the Federal Reserve lends or purchases specific types of securities with authorized participants, known as primary dealers such as the United States Treasury…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER98.6% of users find it useful
BUS 101
Read TextPreview

Extract of sample "BUS 101"

Business 101 Summarize how the Federal Reserve regulate the money supply. The Federal Reserve System tries to control or regulate the size of themoney supply by "conducting open market operations in which the Federal Reserve lends or purchases specific types of securities with authorized participants, known as primary dealers such as the United States Treasury. All open market operations in the United States are conducted by the Open Market Desk at the Federal Reserve Bank of New York, with an aim to making the federal funds rate as close to the target rate as possible."
When a central bank is "easing", it triggers an increase in money supply by purchasing government securities on the open market thus increasing available funds for private banks to loan through fractional reserve banking (the issue of new money through loans) and thus grows the money supply. When the central bank is "tightening", it slows the process of private bank issue by selling securities on the open market and pulling money (that could be loaned) out of the private banking sector. It reduces or increases the supply of short term government debt, and inversely increases or reduces the supply of lending funds and thereby the ability of private banks to issue new money through debt.
The operative notion of easy money is that the central bank creates new bank reserves (in the US known as "federal funds"), which let the banks lend out more money. These loans get spent, and the proceeds get deposited at other banks. Whatever is not required to be held as reserves is then lent out again, and through the magic of the "money multiplier", loans and bank deposits go up by many times the initial injection of reserves. (
2. Describe the advantages and disadvantages of the different methods of short term financing.
Cash: Advantages: Flexibility, liquidity,.Disadvantages: low return, slack might lead to agency costs.
Inventory-Advantages: fewer "outs", might be able to take advantage of volume discounts, more economical production runs .Disadvantages: Must be financed, spoilage, it can hide problems
Accounts Receivable.Advantages: credit sales may increase sales .Disadvantages: May not be paid, must be financed
Current Liabilities Advantages: Speed, Flexibility, often lower rate .Disadvantage: Volatile, downside if you can not refinance
Accounts Payable: This is the most important source of short-term financing for many firms. Beware that increased use of Accounts payables (such as by not paying off when you should) can be expensive as most firms offer favorable terms for prompt payment and delaying payments can also upset your suppliers.
Short-term loans:
Bank Loans , Commercial paper ,Commercial paper vs Bank Loans
Money Markets Securities
T-Bills ,Federal Agency Discount Notes ,Bankers' Acceptances ,Negotiable CDs
Commercial Paper-IOUs. Advantages: Flexibility, liquidity, Disadvantages: low return, slack ... firms bank and trade credit are the only sources of short-term debt financing. (
3. Appraise the four general techniques of risk management.
1. Risk avoidance
Includes not performing an activity that could carry risk. Avoidance may seem the answer to all risks, but avoiding risks also means losing out on the potential gain that accepting (retaining) the risk may have allowed. Not entering a business to avoid the risk of loss also avoids the possibility of earning profits.
2. Risk reduction
Involves methods that reduce the severity of the loss. Examples include sprinlers designed to put out a fire to reduce the risk of loss by fire. This method may cause a greater loss by water damage and therefore may not be suitable.
3. Risk retention
Involves accepting the loss when it occurs. True self-insurance falls in this category. Risk retention is a viable strategy for small risks where the cost of insuring against the risk would be greater over time than the total losses sustained.. War is an example since most property and risks are not insured against war, so the loss attributed by war is retained by the insured. Also any amounts of potential loss (risk) over the amount insured is retained risk.
4. Risk transfer/Shifting Risk
Means causing another party to accept the risk, typically by contract or by hedging. Insurance is one type of risk transfer that uses contracts. Other times it may involve contract language that transfers a risk to another party without the payment of an insurance premium. Liability among construction or other contractors is very often transferred this way.
4. Risk Assumption
Technique of risk management (better known as retention or Self-Insurance) under which an individual or business firm assumes expected losses that are not catastrophic, but protects against catastrophic losses through the purchase of insurance. Also refers to (1) instances where insured place themselves in situations that they realize pose a danger, and (2) the acceptance of risks by an insurance company. (Business Dictionary)
1. Business Dictionary. Dictionary of Business Terms. Copyright 2000 by Barron's Educational Series, Inc..
2. Wilkepedia. Org.
3. Read More
Cite this document
  • APA
  • MLA
(“BUS 101 Essay Example | Topics and Well Written Essays - 500 words”, n.d.)
BUS 101 Essay Example | Topics and Well Written Essays - 500 words. Retrieved from
(BUS 101 Essay Example | Topics and Well Written Essays - 500 Words)
BUS 101 Essay Example | Topics and Well Written Essays - 500 Words.
“BUS 101 Essay Example | Topics and Well Written Essays - 500 Words”, n.d.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document


Philosophy 101

... of Existentialism and The Value of Philosophy The main theme in existential philosophy can be expressed by the following phrase, attributed to Jean Paul Sartre: “existence precedes essence” (Kelly 271). This phrase signifies a denial of predetermined essences in all human beings. Sartre, in his Existentialism is a Humanism, justifies the aforesaid phrase by arguing that humans are thrown into the world without meaning and subsequently fashion their essences accordingly through their volitions. Based on this argument, existentialism holds that there is no general essence among individual selves. It asserts that one’s identity and purpose is fashioned by the individual subject alone. In this light, philosophy enables the individual...
1 Pages(250 words)Essay

English 101

...Literary Analysis The Gettysburg Address his world will little nor long remember, what we say herebegins The Gettysburg Address, authored and delivered by Abraham Lincoln on November 19, 1893. Modern scholars still discus whether Lincoln understood the brevity of his words on that day in Gettysburg Pennsylvania. The President of the United States was invited to speak. "Abraham Lincoln prepared those remarks very carefully. Though he spoke for only three minutes, the crowd broke into applause five times"(McCurdy 1). Written well over a hundred years ago, The Gettysburg Address is still used as a prime example of highly effective and efficient writing. In just under two hundred and seventy words, Lincoln managed to do what most... Analysis...
2 Pages(500 words)Essay

Nursing 101

...Nursing 101 Introduction: I am a beginner nursing I am at the juncture of enormous and outstanding changes in technological advancements in Medicine and Healthcare. New technologies, new treatments, and new pressures are mounting on the healthcare professionals on a daily basis. Added to that, rapid socioeconomic changes and related changes in response to social, political, and economic factors are challenging and changing everything—including nursing. Within this complexity, perhaps to ease the problems related to healthcare delivery, decentralization is the best way. Therefore, clinical care delivery and clinical learning experiences of a student nurse like me would ideally also drift from the conventional system. I am too novice...
4 Pages(1000 words)Essay

English 101

...Online Study v/s on Campus Order No. 250035 No. of pages: 2 Premium 6530 The Modern day study pattern has become extremely flexible in the face of changing times which could not be thought of in days gone by. Education and its facilities have improved in leaps and bounds and there are a number of options available for students to choose from. One of the main options in the field of education is Online Study and Campus Study. In this essay we are going to find out what are the salient differences found between Online and Campus Study. Online v/s Campus Study One of the big differences between these two types of study is difference in the course media. The online course though pre –structured follows and asynchronous structure... Study v/s on...
2 Pages(500 words)Essay

Design of a product or service prototype (BUS CATCHER)

...Type the company Bus Catcher This is a dissertation paper on developing a business plan for introducing a product, Bus Catcher, which will offer extra value to commuters using public transport like bus, using a combination of products and software. This dissertation is at the product/service definition, testing stage. Dissertation proposal Contents 1 Introduction……………………………………………………………….3 2 Market……………………………………………………………………..3 3 Technology………………………………………………………………...6 4 Proposed product/Service offering…………………………………………7 5 Objectives …………………………………………………………………8 6 Methodology…………………………………………………………………9 7 Timelines……………………………………………………………………10 8 Conclusion……………………………………………………………………10 Annexure…………………………………………………………………………………11...
7 Pages(1750 words)Essay

Biology 101

...Each answer should be 100 words Animals obtain energy through a series of chemical reactions m which sugar (C6Hp06) and oxygen gas (O2) are reactants. This process produce water (H,0)~ and carbon dioxide (CO2) as waste products. How might you use a radioactive isotope to find out whether the oxygen in CO2 cc from sugar or oxygen gas? During the tricarboxylic acid cycle, sugar molecules are broken down to carbon dioxide and energy. The process takes place under aerobic conditions because oxygen acts as the electron acceptor in the electron transport chain, to produce H2O. To determine that the oxygen in CO2 indeed comes from sugar, and not from oxygen gas, cells (e.g bacterial or yeast cells ) that are actively respiring can... answer should...
4 Pages(1000 words)Essay

Bio 101

...Running Head: Effects of Fast Food on Health Effects of Fast Food on Health [Institute’s Effects of Fast Food on Health The 21st century holds a very fast paced society. While people try to find quicker methods for performing several tasks; they have also adopted a quicker method for eating. This new trend is the ever growing trend of fast food; whose use is increasing at a fast pace in countries all over the world. While fast food has its benefits, its harmful effects may outnumber all the positive effects. Greasy fries, burgers, sandwiches, tacos, pizza, and fried chicken all complete a deliciously scrumptious meal. An added factor to its attractiveness is the economical and affordable price of fast food as well... Head: Effects of Fast...
2 Pages(500 words)Essay

History 101

... 3 August 3 In what ways did the political, intellectual, and daily life in the Carolingian Empire represent a fusion of Gallo-Roman, Germanic, and Christian practices? Be Specific. The Carolingian Dynasty of the Frankish Kingdom was considered an important period in the Medieval Period. It was because of the Carolingian Dynasty that a portion of what was left of the Roman culture was carried over throughout the Medieval Ages and survived being lost in history. Ironically, the Carolingian Dynasty were ruled the Franks, and whose population included the Gauls. The Gauls and Franks were one of the fiercest enemies of the Romans throughout Roman rule. It is also worth noting that by this period in history, the Roman Empire... 3 August 3 In what ...
10 Pages(2500 words)Essay

Econ 101

...The development of Micro and Macro economics can be mostly attributed to one famous economist, John Maynard Keynes, who lived between 1833 and 1936. This economist is famed for the development of various economic theories, most famous of them being the development of the Keynesian theory of economics. Keynes was born and bred in the elite society, and as a result, he received the best education that could be. The main contribution to economics that was developed by Keynes came with the publishing of his book, “The General Theory of Employment, Interest and Money” in 1936. The book contained a new economic outlook of the government and money, and from the roots of the book, came the introduction of macroeconomics. According... development of...
1 Pages(250 words)Research Paper

Theology 101

...Theology 101 Theology 101 Question St. Perpetua’s understanding and experience of divine revelation resembles Dame Julians inseveral aspects. They depict divine revelation as possible and not as impossible as some people view it. Perpetua received multiple visions, and so did Dame Julian of Norwich. For instance, in her first divine experience, Dame Julian of Norwich received fifteen revelations that centered on the cross. The divine experiences strengthened the faiths of the two and increased their devotion to God. On the other hand, Perpetua calls upon her divine experience while Dame Julian’s are spontaneous. Martyrdom of Perpetua and her Companions record that it is Perpetua’s brother who suggested to her that she could receive...
2 Pages(500 words)Essay

First group Bus Travel

...First group Bus Travel Market research on reluctance of people towards public transportation Table of Contents Introduction 3 2.Research objective 4 3. Literature Review 4 3.1 Psychological aspect of reluctance of individuals towards public transportation 4 3.1.1Habit 5 3.1.2Justification of behaviour 5 3.1.3Symbolic aspect of personal vehicle 5 3.2 Secondary market research on reluctance to public transportation 6 3.2.1Low income group 6 3.2.2Rural population 6 3.2.3People with disability and of older age group 6 3.2.4Privacy and safety 7 3.2.5Convenience 7 3.2.6Rigid time schedule 7 3.2.7Routing 7 4. Research methodology 8 4.1Data Collection 8 4.2Sampling 8 4.3Data collection instrument 8 4.4Research philosophy 8...
9 Pages(2250 words)Research Paper

BUS 600: Week 4 DQ 1

...Difficulties in communication exist regardless of the individual that is speaking or to whom they are speaking. As a function of such an understanding, it is necessary to understand that there is a distinction differential with regard to communicate persuasively; whether to a boss, a peer, or a subordinate. Whereas many individuals might indicate that there should be a great level of difference between the way that one communicates to a boss, to a peer, or to a subordinate, it will be the alternative approach of this particular analysis that the main difference is ultimately with regard to the level of deference that is paid to these individuals. Whereas it is true that the subordinate requires respect as a human being... in communication...
1 Pages(250 words)Assignment


...In my working experience in restaurant, the manager tried to apply Quality management. For instance, every day at the settled time we had meetings todiscuss the main results of our work. In addition, we were aware what exactly our manager required from us to provide the high quality of restaurant service. In this context, waiters knew their plan from managers, cookers told the others the dishes that are ready to expire, and managers gave examinations to the newcomers. In my opinion, the very idea of these gatherings was effective. In theory, they enabled direct communication between different ranks within the restaurant hierarchy, the staff was aware of restaurant’s vision, and everyone saw all the achievements and failures... my working...
1 Pages(250 words)Essay

Regional Bus Transit

... Regional Bus Transit Data Management Team Project – Project Description Project Name/Title: Reginal Bus Transit. Data Dictionary Entity Attributes Data types Size Description BUS Registration number(pk) Type of bus Number of Passengers Date valid Size Varchar Varchar Int Int Int 10 12 3 12 10 It is the primary key for bus table and it gives identification of bus. It is about bus details It gives detail of number of passengers in bus. It shows detail about bus validity. It shows capacity of bus. ROUTE Route Number(pk) Area covered Bus number Number of stops Length of route Varchar Varchar Varchar Int Int 10 12 10 3 10 It is the primary key for route table. It gives identification of route. It gives details...
2 Pages(500 words)Assignment

CAN Bus Technology

...CAN Bus Technology This paper is about the CAN bus technology. CAN bus technology is more prevalent nowadays. My aim is to present a technological overview of this technology. I will discuss CAN bus history how It has evolved, the main motive behind its development. Then I will discuss some technical points regarding this technology. Overview of CAN bus: (Kuanming, 1999) Her I will discuss the CAN bus features in a little overview: CAN bus has a line configuration with passive bus coupling There are number of microcontrollers and chips that carry this protocol CAN bus has object oriented messages, that can be broadcasted and multicoated with response check In the CAN bus number of subscribers relies simply on the capability of driver...
6 Pages(1500 words)Case Study

CAN Bus Technologies

...CAN bus technologies In this paper I will discuss CAN bus technologies. This paper will take a look on Historical background, operation, working, implementation and advantages of the CAN bus technology. Controller Area Network (CAN) is becoming a de facto standard for data transmission in automotive applications. What is CAN Bus? Controller-area network is also known as CAN or CAN-bus was introduced as a vehicle bus standard design to permit microcontrollers and devices to have communication infrastructure with each other inside a vehicle with no a host computer.1 CAN is one of the field bus which is broadest application internationally complete named “Controller Area Network”. As a kind of serial communication bus by means of multi...
9 Pages(2250 words)Case Study

Trelawney Buses - an Economic Overview for the Purpose of Designing and Argument for Government Subsidies for Bus Driver Training

...Trelawney Buses Trelawney Buses: An Economic Overview for the Purpose of Designing and Argument for Government Subsidies for Bus Driver Training Name of Student Name of University Trelawney Buses 2 Trelawney Buses: An Economic Overview for the Purpose of Designing and Argument for Government Subsidies for Bus Driver Training The Trelawney Bus company has acquired a large portion of the market for public transportation. To understand how this affects the company, it is important to understand the history of privatized smaller companies that end up swallowed by larger companies. As this happens, a monopoly begins to emerge that affects government controls on the industry. A result of this is that the OFT will have to step...
9 Pages(2250 words)Case Study

The Modernization of Article 101 and 102 TFEU

...The Modernization of Article 101 and 102 TFEU and Merger Policy Over the Last Ten Years Introduction The EU’s modernization of Articles 101 and 102 TFEU and merger policy over the last decade are designed to provide for efficient economics, protection of the consumers’ welfare and to foster a competitive environment.1 A principle step in this direction was by virtue of the adoption of Regulation 1/2003 on the Implementation of the Rules on Competition Laid Down in Articles 81 and 82 of the Treaty also known as the Modernization Regulation.2 Articles 81 and 82 are now Articles 101 and 102 of TFEU.3 Another key step in the EU’s modernization of Articles 101 and 102 TFEU overt the last decade was the implementation of Merger Regulation...
16 Pages(4000 words)Essay

Marketing Plan for Easy Coach Bus Limited

...Executive summary The introduction of a new product is a hectic yet equally important activity for the profitability objective of any proprietor. This business plan therefore seeks to introduce and market a new company, Easy Coach bus limited. The company that boasts a fleet of long distance buses seeks to access the American market by offering alternative commuter bus services thereby linking various cities and states within the country. The marketing plan therefore outlines various marketing operations that will not only introduce the company in the particular market but also earn the company a substantial share of the market capable of sustaining the operations and earn the company desirable profits. The plan discusses the factors...
6 Pages(1500 words)Case Study

Sustainable Transport: A Comparison of Bus Services and Infrastructure in Glasgow and Edinburg

...An Analytical Comparison of Bus Services and Infrastructure in Glasgow and Edinburgh in Relation to Sustainable Transport Table of Contents Chapter Introduction 3 1.2Rationale for Study 3 1.3Aims and Objectives 4 1.4Structure of the Dissertation 4 Chapter 2: Literature Review 6 2.1 Sustainable Transport in Scotland 6 2.2 Bus Services and Infrastructure in Glasgow and Edinburgh In Relation To Sustainable Transportation 9 Chapter 3: Methodology 14 3.1. Research Approach 14 3.2. Data Collection Procedure 14 3.3 Limitations 15 Timeframe 15 15 References 16 Chapter 1: Introduction 1.1 Indicative Title “An Analytical Comparison of Bus Services and Infrastructure in Glasgow and Edinburgh in Relation to Sustainable Transport...
12 Pages(3000 words)Dissertation
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.

Let us find you another Essay on topic BUS 101 for FREE!

Contact Us