Information Technology of Titan List and Mailing Services Inc - Essay Example

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Summary

The database being reviewed in this paper under the title "Information Technology of Titan List and Mailing Services Inc", is the Titan List and Mailing services inc. This database contains credit details of homeowners who are servicing a mortgage.
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Information Technology of Titan List and Mailing Services Inc

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Subject: Information Technology
Type: Essay
Level: Ph.D.
Pages: 1 (250 words)
Downloads: 2
Author: eliwill

Extract of sample "Information Technology of Titan List and Mailing Services Inc"

Homeowners’ identity details are classified according to county and the amount of debt they owe the mortgage companies. The database also contains other properties of the specific mortgages that the homeowners are currently servicing.

Business Application(s)

This information is important since the credit bureau gives accurate information about the ability of different individuals to service their loans fully. This information from Titan List and Mailing services makes meaning only to financial institutions which give loans and other financial products. It is of great importance and value when making decisions on whether to give a loan to a client or not.

The information in this database is credit scored. Credit scoring this information is a good means of determining the creditworthiness of clients. However, difficulties are experienced by the system in an attempt to model the real economic scenario in generating these credit scores (Mays, 58). Due to this reason, the credit scores generated by this database will miss some aspects of the actual economic environment and produce inaccurate results.

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