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Housing Policy and Finance - Coursework Example

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"Housing Policy and Finance" paper assesses how the government policies in respect of social housing finance might impact on the organization's business plan in the future. Housing and policy finance is a core area in the development of any society, whether from an international level perspective…
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Housing Policy and Finance
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Download file to see previous pages Secondly, it addresses a wide range of indicators, which determine the communication of economical policy shocks to residential ventures. In this case, the prices of houses are significantly higher in the state economies with higher flexibility in the area of mortgage trades. Thirdly, the communication of the shocks is more effective at the state economies where mortgage equity offers are more prevalent and financing contracts are large of the variable-rate type. Towards understanding these vital areas, a two-sector model is used – where collateral constraints and price stickiness are the main variables in determining how the reaction of the consumption and residential investments to fiscal policy shocks are altered, by the two alternative values across the two institutional features. These include interest rate financing configurations (fixed vs. variable) and down-payment rates. From empirical evidence, the sensitivity of both the different variables to the fiscal policy shocks heightens with the reduction of the down-payment levels. They also increase in cases where variable-rate financing structures are available (Blakemore 1998).

(c). The government’s policy agenda is the account of the problems and objects to be given service attention, during government planning and programs at any given time. These comprise the enumeration of the problems or subject areas that the people within – and those outside of the government structure offer unlimited focus at all times. These are created with the intent of directing government actions towards affecting those that are more likely to bring about the desired outcome. It also entails the process of arriving at significant organizational decisions, these including the identification of alternatives – like spending priorities and programs – giving preference to those of greatest impact. They fall under the areas of management, administration, politics and the financial mechanisms to be mobilized towards the realization of definite goals. ...Download file to see next pagesRead More
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