Nobody downloaded yet

Finace - Essay Example

Comments (0) Cite this document
Banking regulations a premised on microeconomic concerns with regard to banks’ abilities to monitor the risks arising from their lending side as from micro and macro-economic concerns with regard to banking system stability in instances where there is a crisis. Nonetheless,…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER93.3% of users find it useful
Read TextPreview

Extract of sample "Finace"

Download file to see previous pages It is typical of regulatory environments to offer incentives to managers as way of spurring increased risk taking by the banks for the benefit of the larger population.
Typical provisions found in different regulatory frameworks include branching and new entry restrictions, pricing restrictions (interest rate regulation and other prices/fees controls, restrictions to the line of business, ownership linkages regulation between financial institutions bank portfolio asset’s restriction, compulsory insurance deposits, and capital-adequacy requirements, reserve requirements, and requirements to direct credit to favored sectors or enterprises, among others (Claessens & Laeven, 2005).
Different regulatory environments may from time to time ease on the regulations as a form of incentive to bank managers and hence spur increased risk taking by banks. One way through which incentives may put forth is with regard to branching regulations. In order to increase the rate at which the larger population embraces banking, regulatory environment may be eased to allow banks to open more branches and hence reach out to the population more closely (Baltensperger, 2007). Such a move allows bank managers an incentive that will motivate them to expand their operations. This is definitely an increased risk to the bank. While some banking regulations dictate the number of customers to warrant opening a new branch, in such instances, the regulation can be eased to allow a bank to open a new branch without attaining the mandatory number of clients.
Mergers are often regulated. However in special circumstances, the rules guiding mergers can be eased as an incentive to secure banking customers. Banking system specialty from stability perspective is widely recognized and studied. However, not much literature has looked at the implications is special statuses which may be accorded in special ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
(“Finace Essay Example | Topics and Well Written Essays - 1750 words”, n.d.)
Finace Essay Example | Topics and Well Written Essays - 1750 words. Retrieved from
(Finace Essay Example | Topics and Well Written Essays - 1750 Words)
Finace Essay Example | Topics and Well Written Essays - 1750 Words.
“Finace Essay Example | Topics and Well Written Essays - 1750 Words”, n.d.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document


Corporate finace

...?ASSESSMENT CASE STUDY of OPODO Acquisition Opodo Acquisition by Permira & AXA This case study is based on the acquisition of Opodo by Permira Advisers Ltd. and AXA Private Equity, in 2011. Introduction Opodo Limited manages a Website in the category of travelling, which provides worldwide access to hotel properties, air lines and car rental places. Apart from this, the website also offers the facilities of hotel reservations or booking, online booking for flights, car hire services, and complete travelling package that includes flight and hotel trips. Moreover, the company also offers the holiday and cottage packages and the insurance facilities such as car excess reduction insurance and travel insurance. Online Travel Portal... CASE STUDY...
8 Pages(2000 words)Essay

Packinghouse Daughter & Finace Capitalism

... Packinghouse Daughter & finance capitalism The packinghouse daughter narrates the events that took place in 1959 in the silent town of Albert Lea in Minnesota. At the time, the author, Cheri Register was only fourteen years of age when events at the local meatpacking industry created large excitement that she only thought existed in large distant cities. On one end, the strike divided the home town while one the other hand strengthening he loyalty to labourers who do hard jobs to supply markets of large and small organizations alike. In the novel, there is a deliberate blending of personal experiences as a striking worker’s daughter, oral history, public and private memoir historical research, and loss of innocence... Packinghouse Daughter & ...
3 Pages(750 words)Research Paper

Finace (IGR, SGR, EFN)

...?FINANCE Table of Contents Table of Contents 2 Background 3 Question 4 Internal Growth Rate (IGR) 4 Sustainable Growth Rate (SGR) 5 Question 2: 6 External Financing Needed (EFN) 6 Question 3: 7 References 8 Appendices 9 Appendix 1 9 Appendix 2 11 Background S&S Air is a profitable public company. Mark and Todd are the owners of the company. They both have been successfully running the company and were successful in generating wealth for its shareholders. It recorded a net profit of $1,845,242 in the year 2011. Out of this the company distributed $560,000 as dividends for its shareholders. The remaining income was added back as the retained earnings for the company. This type of retained earnings generally helps companies like S&S... Table of...
3 Pages(750 words)Case Study

Corperate Finace- Financial report

...Corporate Finance Table of Contents Corporate Finance Table of Contents 2 Executive Summary 3 Introduction 4 An Overview of the Organisations 4 Financial Analysis 5 Liquidity Ratios 5 Gearing Ratio 8 Efficiency Ratios 10 Profitability Ratios 11 Market Value Analysis 14 Conclusion & Recommendations 15 Reference 17 Appendix 18 Executive Summary Redrow Plc and Balfour Beatty Plc, both operate in the infrastructure industry. During the year 2008 and 2009, the industry experienced a serious downturn, which reduced demand to a considerable extent. However, the situation is slowly picking up, which is definitely encouraging for companies operating there. The analysis has been concluded with a note that Balfour Beatty is a more promising... Finance...
10 Pages(2500 words)Essay


...FINANCE Table of Contents Question 6 Answer: 6 Question 2: 6 Answer: 6 Question 3: 7 Answer: 7 Question 4: 7 Answer: 7 Question 5: 7 Answer: 8 Question 6: 8 Answer: 8 Question 7: 8 Answer: 9 Question 8: 9 Answer: 9 Question 9: 9 Answer: 10 Question 10: 10 Answer: 10 Question 11: 10 Answer: 11 Question 12: 11 Answer: 11 Question 13: 12 Answer: 12 Question 14: 12 Answer: 12 Question 15: 13 Answer: 13 Question 16: 13 Answer: 13 Question 17: 14 Answer: 14 Question 18: 14 Answer: 14 Question 19: 15 Answer: 15 Question 20: 15 Answer: 15 Question 21: 16 Answer: 16 Question 22: 16 Answer: 16 Question 23: 17 Answer: 17 Question 24: 17 Answer: 17 Question 25: 17 Answer: 17 Question 26: 18 Answer: 18 References 18 Question 1: How the goal... Table of...
9 Pages(2250 words)Essay


... Face Book IPO Introduction The rate of growth ands the large number of users of the social network makes face book a successful story. With over 900 million subscribers, the company has attracts tremendous revenues from the adverts placed on the social site. The company’s IPO that will formally transform it into a public company raises concern to the users of the site. Expected Changes on Users First, by going public, face book users fear threat to the privacy of their information. A public company is expected by SEC to make public their operations and business hence this might result into the disclosure of subscribers information. Moreover, by selling their stocks public, the company’s innovation sector might be affected... Face Book IPO...
1 Pages(250 words)Essay

Healthcare Finace Article Review

...Healthcare Finance Health care financing and mobilization of resources towards lessening disease burdens are major concerns for the governments all over the world. With many people still falling sick, it the highest time governments had a paradigm shift on how healthcare can be made affordable. In an article by the Task Force on Global Action for Health System Strengthening published by the research team on health financing, it was established that globally, more than 100 million people each year fall into poverty because of the cost of medical treatment. The team further found that most of this people use out-of-pocket expenditure on health. This makes it difficult for them to see a doctor as it is estimated that they may only... Finance...
2 Pages(500 words)Article

Finace EJ

...The Common Agricultural Policy of the European Union Contents Case Analysis 3 Minimum Price Policy 3 Other Policies of CAP 4 Current EU CAP 7 Global Agricultural Markets 10 Works Cited 17 Name of the Student Name of the Professor Course Number Date The Common Agricultural Policy of the European Union Case Analysis This case study sheds light on agricultural sector of the European economy. The study here elaborates the economics or rationality behind the primary rules of Common Agricultural Policy (CAP) of European Union (EU). EU claimed that after implementation of the CAP, agricultural sector in the former has experienced over production and generated a dependency culture among farmers, instead of achieving cost efficiencies... Common...
12 Pages(3000 words)Case Study

Coporate finace

...CORPORATE FINANCE (ANZ BANKING GROUP LIMITED) Here Here CORPORATE FINANCE (ANZ BANKING GROUP LIMITED) Introduction The Australian and New Zealand Banking Group Limited (ANZ) specializes in providing a range of financial and banking products and services to small businesses, retail, institutional, and corporate clients. The company operated in New Zealand, Australian and the Asia Pacific region. The aim of this report is to analyse the company’s cost of debt, equity, and its weighted average cost of capital. 1.0 Company’s cost of equity The cost of equity is the shareholders’ required rate of return on their equity investment.1 1.1 Cost of equity using the dividend growth model Cost of equity= (Next year’s annual dividend/ current...
4 Pages(1000 words)Admission/Application Essay

Coporate finace

...Cost of capital By [Insert Calculation of cost of equity by utilizing the dividend discount model The Gordon’s dividend models mainly focus on the dividends. The technique stipulates that the cost of equity is the function of the prevailing market price and the anticipated dividends of the firm/company1. The rate at which the firm’s future anticipated dividends and the current market price are the same is equivalent to the cost of equity. The axiom is that the market price is adjusted according to the required rate of return by individuals and investors in that share2. The method requires several inputs like current market price, growth rate and dividend in the next period. Macquarie group limited 2014 financial report, the share...
4 Pages(1000 words)Essay
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.

Let us find you another Essay on topic Finace for FREE!

Contact Us