Contact Us
Sign In / Sign Up for FREE
Go to advanced search...

Health insurance should be free - Essay Example

Comments (0) Cite this document
Based on the fact that medical conditions are part of the social issues humans have to deal with, health insurance should be accessible to everyone. Since health insurance…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER97.5% of users find it useful
Health insurance should be free
Read TextPreview

Extract of sample "Health insurance should be free"

Download file to see previous pages This essay aims at showing the various reasons, both social and economic, as to why health insurance should be made free. Although the move to provide free health insurance has some disadvantages the purpose of this essay is to show how the positive side of free health insurance compares with the negative side.
One among the major problems facing health-care access around the world and especially North America (U.S. and Canada) is poor access to health services. Due to poor income distribution, the affordability of health care has deteriorated from 2001 to 2005 and further from 2008 towards the end of 2014 (Bureau of Labor Statistics, para. 2-4). Among the reasons limiting access to health care is poor income distribution. For the middle and high-class social classes, health care costs are manageable and provoke few to no major affordability issues. Health care affordability means the ability of an individual to meet his/her medical care costs through self-sponsorship or employer-paid insurance cover.
In order to ensure that health care affordability is accessible to members of the public, it is in the best interest of the public to either access income generating opportunities to unify accessibility or to have health care made free to everyone. The latter case is much practical and medical cover is a basic need to every individual. Unlike with the case of luxury and overall cost of living, health care should be made free and accessible to all citizens such that low income-earners can have the same accessibility as high-income earners.
Due to the problem of income distribution and unemployment, it is documented that some countries such as the U.S. have a high number of uninsured people. As of 2012, 46% of adults aged between 19 and 64 years did not have insurance cover for the whole year. Based on the population in 2012, 46% of the adult population ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
(“Health insurance should be free Essay Example | Topics and Well Written Essays - 1250 words”, n.d.)
Health insurance should be free Essay Example | Topics and Well Written Essays - 1250 words. Retrieved from
(Health Insurance Should Be Free Essay Example | Topics and Well Written Essays - 1250 Words)
Health Insurance Should Be Free Essay Example | Topics and Well Written Essays - 1250 Words.
“Health Insurance Should Be Free Essay Example | Topics and Well Written Essays - 1250 Words”, n.d.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document

CHECK THESE SAMPLES OF Health insurance should be free

Health Insurance Paper

... discusses the reasons why government should be directly involved in health insurance. A recent survey by the Commonwealth Fund on health involving industrialised nations rated America in the lowest rank. According to Davis, Schoen, and Stremikis, “In July 2008, the Commission released the second National Scorecard on U.S. Health System Performance, which ranked the nation’s performance on 37 indicators, 11 of which were based on international comparisons” (Davis, Schoen, and Stremikis). The parameters used in this survey include equality of health outcomes across its population, fairness of financial contributions, and patient responsiveness. The current health insurance system is financed by employers as a benefit to their employees. Low...
4 Pages(1000 words)Research Paper

National Health Insurance System

...? National Health Insurance System National health insurance is always a that is heavily debated upon by people form everyend of the world. Many protagonists of this system of insurance scheme, which is wholly paid by the federal government, usually points out its cost effective usefulness to other countries such as Canada and Britain. Even though this programme is of success in America, it is not the perfect solution to the America’s medical insurance problems. This insurance scheme only provides the solution to the insurance problems of millions of Americans who currently do not have insurance. It nevertheless brings with it a slew of problems of its own operations. This research paper explains the advantages and disadvantage of national...
3 Pages(750 words)Essay

Workers Without Health Insurance

It will finally draw a conclusive recommendation on how workers can be provided with medical covers to enhance their heath care service provision.
The primary source of health insurance covers in the United States is the employer-sponsored insurance -ESI1. ESI offers job-based health benefits which are in some cases subsidized by the federal government by exempting employer tax on health insurance premiums. In certain companies there are private employer sponsored which are voluntary and depends on the company's financial ability to meet the health care requirement for its entire workforce. Since not all employers offer insurance covers to its employees, not all workers have insurance policies and consequently, their children...
9 Pages(2250 words)Essay

Health insurance

...Health Insurance The employer contends that the union had filed for grievance after three months whereas it has to file the grievances within five days of communication about the change in the insurance policy. The employer had indicated about the change in insurance policy before it independently changed the insurance company on January 1, 2003. Therefore the grievance is not timely. The union had to file grievances in five days from January 1, 2003. The union negotiated with the employer regarding the financial difficulties and health insurance program in good faith and cooperation. The negotiations came to an end when it became clear that the employer was in process of violating the contract. 2) 'Impossibility Doctrine' is a reason...
2 Pages(500 words)Essay

Negative Letter (Health-Insurance)

... 3840 Sandusky St. Delaware, OH 43015 (800) 123-4567 ext 890 4 March, 2009 Ronald Reineke Production Officer The Company 85 W. Winter St Delaware OH, 43015 Dear Mr. Reineke, I have received your correspondence regarding your pending surgery costs. Unfortunately the company is unable to pay for the surgery because it is not covered under your elected health insurance policy. All new employees are given a choice between three health maintenance organizations (HMOs) upon employment. With this choice, employees are given a list of doctors and hospitals that are in cooperation with each respective HMO. These lists are included in the packet of insurance information you received upon employment. Coverage...
2 Pages(500 words)Personal Statement

National health insurance

...Health care system in the United s The current system of health care in the United s is perceived as being expensive and providing a levelof care that is substandard, because fifteen percent of Americans do not have any kind of health insurance at all, while more than thirty percent of Americans are underinsured ( One of the problems with the American health care system is that it is mostly owned and operated by the private sector. The public sector input into health care covers programs such as Medicare, Medicaid and the Children’s Health Insurance Program. This essay argues that the United States should reform its health insurance system and switch to a national system because the current system...
4 Pages(1000 words)Research Paper

Health Insurance

... in the health related expenditure, the markets for the health insurance company would further open up. The apt governing structure should have an efficient CEO&MD (Chief Executive Officer and Managing Director) at the top. The CEO&MD should be sufficiently experienced in this field of business. The top boss could be followed by various Executive Directors for the domains of Marketing, Finance, Sales, Risk Management, Human Resources, Legal and Operations. The Executive Directors could have managers based upon channels or geographical locations. The governing council should ideally comprise of the positions of the Executive Directors. Along with the internal positions, external professionals should also be inculcated into the governing...
6 Pages(1500 words)Essay

Health insurance

... Health Insurance Advertisements Advertisements are important aspects of a business or any organization with intentions and objectives of widening their client base. It is through advertisements that companies, organizations or any businesses get to access a larger and more expansive population. The messages passed through advertisements are more often than not intended to persuade the target population into using more of the product or service being advertised. These advertisements must be prepared and presented in such a way that they are captivating and caries most of the information in a short, precise, but clear way. Therefore, this paper will look into a health advertisement and discuss it in its fullness. Health and health...
2 Pages(500 words)Essay

Health Insurance

... of Phoenix Material Health Insurance Matrix As you learn about health care delivery in the United s, it is important to understand the various models of health insurance to develop a working knowledge as you progress through the course. The following matrix is designed to help you develop that knowledge and assist you in understanding how health care is financed and how health insurance influences patients and providers as important foundational information for your role as a future health care worker. Fill in the following matrix. Each box must contain responses between 50 and 100 words using complete sentences. Include APA citations for the content you provide. Origin: When was the model first used? What kind of payment system is used...
5 Pages(1250 words)Coursework

Employer Health Insurance Mandates

In as early as the time of Theodore Roosevelt’s Bull Moose party, there were already campaign platforms that mention health insurance. This was around 1912. Then we also have the progressive reformers who asserted for compulsory health insurance. Years passed and debates went on. Every American seems to agree that there is a need for a national health insurance system. However, there is no consensus as to how the health reform shall be executed. Many have promised to improve the system by removing the bureaucratic red tape in the picture. However, due to the other priorities that took most of the attention of the former presidents, health care has never progressed fast. The event of September 11, 2001 attacks pushed healt...

18 Pages(4500 words)Research Paper
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.

Let us find you another Essay on topic Health insurance should be free for FREE!

Contact Us