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This essay aims at showing the various reasons, both social and economic, as to why health insurance should be made free. Although the move to provide free health insurance has some disadvantages the purpose of this essay is to show how the positive side of free health insurance compares with the negative side.
One among the major problems facing health-care access around the world and especially North America (U.S. and Canada) is poor access to health services. Due to poor income distribution, the affordability of health care has deteriorated from 2001 to 2005 and further from 2008 towards the end of 2014 (Bureau of Labor Statistics, para. 2-4). Among the reasons limiting access to health care is poor income distribution. For the middle and high-class social classes, health care costs are manageable and provoke few to no major affordability issues. Health care affordability means the ability of an individual to meet his/her medical care costs through self-sponsorship or employer-paid insurance cover.
In order to ensure that health care affordability is accessible to members of the public, it is in the best interest of the public to either access income generating opportunities to unify accessibility or to have health care made free to everyone. The latter case is much practical and medical cover is a basic need to every individual. Unlike with the case of luxury and overall cost of living, health care should be made free and accessible to all citizens such that low income-earners can have the same accessibility as high-income earners.
Due to the problem of income distribution and unemployment, it is documented that some countries such as the U.S. have a high number of uninsured people. As of 2012, 46% of adults aged between 19 and 64 years did not have insurance cover for the whole year. Based on the population in 2012, 46% of the adult population
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Many debates have been made to hear different sides of the issue. Some says it should not be freed and some says it should be. This paper supports the side where universal health care should be freed. Supporting studies and statements have been compiled and explained all through out for the readers to understand the real meaning of the universal health care.
It is projected that about 46.3 million or 15.39 percent of the people on the US lack health insurance coverage. Additionally, even homesteads with health insurance covers may be rendered susceptible as a result of financial baggage of a calamitous health positions or poor health either because of the constriction of strategy of decisions about what care is covered.
But inspite of all these getting a health insurance has become one of the most important thing for any individual in the US, since nobody knows when a medical emergency will crop up. The possession of a health insurance will really safeguard any individual from the extremely high costs, which will be incurred during the course of the medical treatment, by taking care of the medical bills.
He finally died from lack of medical attention. This is an example given by president Obama in an article on the time where he was discussing the importance of health reforms. This is just one of the many examples of how difficult life can be when people cannot afford medical care in America.
Almost half of all immigrants, in fact, do not possess insurance, which is approximately thrice as high as those for native-born citizens. Since such a large number of immigrants do not have health care, they come up against serious barriers in pursuit of medical care and have to pay more from personal savings to receive care.
The insurance companies are there to help us in the time of our needs. But there are no free lunches in the world. The insurance customer needs to pay to an insurance company to buy the satisfaction that if anything bad happens to him/her they will be there to fix everything.
Fleming (2006), presented ten and Goodman, Musgrave and Herrick (2004), provided twenty adverse effects of nationalized health insurance in Britain and Canada, illustrating the real price tags paid. This paper will limit discussion to only
According to the report health insurance companies primarily offer wide range of health care plans and the customers are supposed to choose from the plans that best suit them. The risk initiation and the amount of premium depend upon such chosen plans. The apt governing structure should have an efficient CEO&MD at the top.
According to a survey conducted by US Census Bureau in 2008, 46. 3 million Americans were insured. Similarly, the 2007 health care expenditure was estimated at $ 2.2 trillion, which was a reflection of 16.2 percent of
The aim of introducing the health insurance scheme is to reduce expenditures by the government of UAE on health costs. Also, health care schemes boost the quality of medical care while reducing the government expenditures. Health insurance schemes boost the insurance companies
3 Pages(750 words)Essay
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