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Causal Argument - Essay Example

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The Obama health care which is also referred to as the Affordable Care Acts are restructurings in the health insurance industry and the whole American health care system. The act had been enacted into law and has over a thousand pages of regulations. It offers the American…
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Causal Argument

Download file to see previous pages... In the course of the ruling, the regulation was improved to permit States to opt-out of growing admission to Medicaid (Troy 30-32).
The law necessitated all American citizens to have a health insurance plan by 2014 with an option of paying a month fee for every month short of minimum necessary coverage. The health plan was shared responsibility, which was unofficial to individual’s mandate. Supreme Court administrated it to be a tax plan but rather not a mandate by ruling June 28, 2012 (Troy 30-33).
The healthcare law does not alter the approach to which insurance is obtained, since people can still purchase private insurance, acquire employer-established insurance, and acquire healthcare insurance plan via government programs like Medicaid or Medicare. However, the Obama Care only adds new ways of purchasing the insurance cover and plans. According to the law, insurance can only be purchased through state health insurance marketplaces where the insured obtain cost assistance and acquire apples-to-apples evaluations of plans (Hollander 1).
According to the law, each insurance cover categories have their open enrollment times, consequently making certain categories of insurance plan to be purchased only during specific period of the year (Hollander 1).
The Health Care Act is a problem to some quotas of the Americans who view it as expensive while others view is at cheaper. It necessitates all American citizens to buy a private health care insurance plan, get immunity or remit a tax fine on their end year taxes. According to the law, citizens who are unable to afford health insurance cost either qualify for Medicaid, Medicare, CHIP or acquire support in the formula of tax credits or support with the up-front costs via their State’s Health Insurance Exchange Marketplace (Wear 17-20). Those who cannot afford even after assistance especially when the insurance cost is more than 8 percent of their families ...Download file to see next pagesRead More
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