quora
Free

Student loans and/or scholarships - Research Paper Example

Comments (0) Cite this document
Summary
What specific training and content management needs does our company have? The primary need for training is based upon the foundations of loaning funds to students who are academically worthy but who will also become valuable assets in terms of payoff value…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER94.7% of users find it useful
Student loans and/or scholarships
Read TextPreview

Extract of sample
"Student loans and/or scholarships"

What specific training and content management needs does our company have? The primary need for training is based upon the foundations of loaning funds to students who are academically worthy but who will also become valuable assets in terms of payoff value. More training needs to be incorporated in the areas of “organizational setup… institutional forms of division of labor…program design, promotion activities, selection of beneficiaries, disbursements, academic supervision, loan collection, investment of cash flow and reserves, monitoring and reporting” (Salmi 2003, p.4). These are the basics for a loan guarantor, but also, due to the nature of many funding opportunities, the inevitability of failure looms much higher without proper training in each of these areas. 2. What current problems are we facing? On an international scale, student loans and finance opportunities create a diverse range of issues in terms of what forms should be offered to students, such as “whether it should be in the form of universal or means-tested grants or bursaries, competitive scholarships, sponsorship by employers, subsidized job opportunities, or student loans” (Woodhall 2004, p. 38). In these scenarios, money is available through many channels, however the payoff from the company perspective isn’t always of value for shareholders, and more, there is an increased risk in offering universal funds for education on an international scale....
3. What are options for solving these problems? The primary scenario is illustrated by Canton and Blom 2004 where they study a method “to expand the potential market, [in which] a group of about 40 private universities introduced a credit program for needy and academically talented students” (1). This scenario assumes that the students are academically efficient and will make proper use of the funding while also making the assumption that students who have not performed as academically excellent can still be granted private funds based upon their future academic performance, or at least the guarantee that they will make an effort of their education. As Salmi 2003 notes, “because of heavily subsidized interest rates, high default rates, and high administrative costs, the repayment proportion of loans has not been very significant in most cases” (5). In order to alleviate these issues, and make student loan granting a valuable program, future repayment options focus on income contingency in which the graduate must repay a certain amount each month based upon their income. Salmi also writes that there isn’t a significant amount of data as to whether this method works for repayment, but there is enough to suggest that lenders have a better chance at receiving funds if the graduate is placed into this system of loan recovery. 4. Is a learning management system the best option? A learning management system would be useful in certifying proper appropriations of funds to ensure students who are academically capable are granted the monies to pursue higher education while students who may be risky investments are offered different opportunities based upon their ability to excel. Specific training needs must also be met to Read More
Cite this document
  • APA
  • MLA
  • CHICAGO
(“Student loans and/or scholarships Research Paper”, n.d.)
Retrieved from https://studentshare.org/english/1458873-student-loans-and-or-scholarships
(Student Loans and/Or Scholarships Research Paper)
https://studentshare.org/english/1458873-student-loans-and-or-scholarships.
“Student Loans and/Or Scholarships Research Paper”, n.d. https://studentshare.org/english/1458873-student-loans-and-or-scholarships.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document
CHECK THESE SAMPLES - THEY ALSO FIT YOUR TOPIC
Student Loans: Malpractices. Frivolous Lending, Helpless Lendees
That company’s investment in lending to students was roughly estimated at $ 100 billion as of 2005, according to Harvard Business Review (7). .By 2010, total student loans in the USA exceeded $1 trillion. The total student loan figure was greater than American debts through credit cards, said Tim Iacono (timiacono.com) who got the report from New York’s Federal Reserve Bank.
10 Pages(2500 words)Research Paper
The Student Loans

The author of the paper provides the debate as to whether the student loans should be forgiven or not. Failure to forgive the student loan debts might have some effects on the economy. Most of those people who fail to pay their university loans tend to less likely start businesses of their own.

2 Pages(500 words)Essay
Access to Higher Education
According to the paper there has been greater demand for ore technocrats over time. This has happened because of the procedural level of enlightenment of the human populace. Good policies on education has equally led to establishment of more colleges and universities, the academic infrastructure in these colleges of higher learning has also improved enormously.
6 Pages(1500 words)Research Paper
College tuition
Consequently, the race for higher education resulted in soaring of tuition fees. Students usually pay these costs from a different number of sources including personal savings, parents’ money, scholarships, student loans and other financial instruments.
5 Pages(1250 words)Research Paper
Student Loan Debt Crisis
The students, those who are pursuing higher education in colleges and universities outside their home town in particular have to bear the costs of college fees, accommodation, living expenses and other courseware related costs. (Deshmukh, 2010) Due to less employment opportunities and lack of means for income generation students are on a very tight budget which is borne either by their parents or by banks as loans.
11 Pages(2750 words)Research Paper
The Value of my fee Dollars
or business/industry, and finance raised by way of loans are the main sources of funds for educational institutions, while salaries, facilities, faculty/student welfare, and new projects are major items of expenses. Expenditure is incurred on two accounts – capital account
3 Pages(750 words)Research Paper
Student debt management and student budgeting
In a similar manner, average student debt in Canada increased from $21,777 in 1999 to more than $28,000 in 2004. This signals an increase of over one
2 Pages(500 words)Research Paper
The Controversy of Government Subsidized Student Loans
The government of USA, for instance, gives the mandate of education funding to the department of education. The department of education in turn employees the students loans to achieve the same. The student’s loan is for the
12 Pages(3000 words)Research Paper
Teaching in Urban Schools and Low Income
Teachers should be well compensated for their efforts but it is a problem in some schools that cannot afford to pay their teachers well and as a result of which the satisfaction level reduces amongst teachers, job satisfaction is really important for a person to keep performing consistently.
3 Pages(750 words)Research Paper
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.
Let us find you another Research Paper on topic Student loans and/or scholarships for FREE!
logo footer
Contact us:
+16312120006
Contact Us Now
FREE Mobile Apps:
  • StudentShare App Store
  • StudentShare Google play
  • About StudentShare
  • Testimonials
  • FAQ
  • Blog
  • Free Essays
  • New Essays
  • Essays
  • Miscellaneous
  • The Newest Essay Topics
  • Index samples by all dates
Join us:
Contact Us