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E-commerce - Research Paper Example

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The author of the paper "E-commerce" dwells on the concept of online commerce. According to the text, e-commerce as commonly referred to is the buying of information, products, and services over the electronic systems more so through the internet. …
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E-commerce

Download file to see previous pages... However, the key challenge has been the fraud and general security issues this affects both the buyer and the seller. Businesses run the risk of phishing attacks before they can transact any business. This is costly for them as a business, but it is inevitable to avoid further losses in future. The customer is the most vulnerable to fraud and security risks the common security issue is hacking of their credit card. My paper seeks to explore deeper into these problems (fraud and security), effects on e-commerce, and ways of improving the security of the business to both customers and the sellers. The recommendations to be made can be used by authorities to make changes in the trade for its success in the future. 2. LITERATURE REVIEW 2.1 Introduction Since the introduction of e-commerce fraud and security issues are a serious blow in the business, of all other issues that people around the globe have had to put up with, fraud and security issues have dominated. Discussions have previously been held to try and bring a lasting solution but with little success. Of all cyber crimes in the world, fraud accounts for 3% which is a substantial margin compared to other small offences committed through internet. Garner Group on the other hand estimated that around 1.06% of the total online transactions are fraudulent as compared to the 0.6% (Reynolds 2004). Both statistics above translate to a lot of money loss, which affects clients and sellers of goods or services. Effects and impact of security and fraud in e- commerce are worrying, by year 2003, it was estimated that 1.8 billion dollars would be lost (Debjan 2005). Once one is a victim of security and fraud in e- commerce, majority fear and their perceptions changed. Many fear that they may lose their money again...
Since the introduction of e-commerce fraud and security issues are a serious blow to the business, of all other issues that people around the globe have had to put up with, fraud and security issues have dominated. Discussions have previously been held to try and bring a lasting solution but with little success. Of all cyber crimes in the world, fraud accounts for 3% which is a substantial margin compared to other small offenses committed through the internet. Garner Group, on the other hand, estimated that around 1.06% of the total online transactions are fraudulent as compared to the 0.6% (Reynolds 2004). Both statistics above translate to a lot of money loss, which affects clients and sellers of goods or services. Effects and impact of security and fraud in e- commerce are worrying, by the year 2003, it was estimated that 1.8 billion dollars would be lost (Debjan 2005). Once one is a victim of security and fraud in e- commerce, majority fear, and their perceptions changed. Many fear that they may lose their money again especially if they lost a lot of money previously.Literature review below has the research and view of people who have done research e-commerce in the past. The literature has a lot of information and data regarding the proposal.E-commerce touches many people’s lives around the globe, a million e-businesses, are registered and operation on the internet, interacting with a billion people both buyers and potential buyers, through trillion interconnected intelligent devices. ...Download file to see next pagesRead More
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