Informal Memo Proposal - Coursework Example

Informal Memo Proposal A Proposal to address ineffective Business-To-Business Transaction Procedures and Recent Card Anti-Fraud Developments Proposal 1Business-to-business transaction procedures are essential now that competition has increased in virtually every market in the economy. Knowing the current procedures that take place between individual organizations is essential to initiate a room for economic growth. Every organization is striving to retain market share by linking up with businesses that compliment their services (Kurtz and Boone 108).

Proposal 2The continuing credit card fraud and data breaches have targeted biggest companies that were thought to have impermeable breach measures. Companies such as Target, Anthem, and White Lodging have been the recent victims of data breach and subsequent credit card fraud (Spann 16).Problems to Be AddressedThe first proposal seeks to address the procedures that businesses can adopt when contemplating transactions with another business. The organizations can adopt proper consultation and procurement procedures to create room for growth and stay afloat in the market.

The second proposal aims at finding the current strategies that are used by organizations to prevent credit card fraud and data breaches that happen behind closed doors. The data breaches and card fraud activities are illegal, and they hamper efficient operations that relate to customers and the organizations. Main PurposeThe main purpose of proposal #1 is to address the b2b transactions for the interest of the customers and individual organizations. The transactions help business to institute pricing strategies, contracts and product and services as per the prevailing demands in the market.

The primary aim of proposal #2 is to provide a platform that can be used to educate institutions on the methods they can take to prevent card fraud. Cards that are lost stolen or counterfeited affect consumers and businesses that offer the credit card services. The consequences come in the form of profits and legal action. The AudienceThe audience for proposal 1 includes individual customers and businesses that are affected by attributes of business transactions. The information initiates a platform for informed decision-making.

Proposal 2 targets credit card companies, individual online business owners and legal entities that fight card fraud. The card fraud activities defraud shoppers, account owners that lose their card information to online thieves. For example, over 70 million Target Company customers lost their card accounts after the 2013 data breach hit the company. The cards were used later for illegal shopping activities. Type of InformationAnalysis of business-to-business transactions will use pricing information, valuation strategies and innovations from individual companies.

The strategies or procedures adopted by businesses provide an efficient mechanism for dealing with business dilemmas. ConclusionHighlighting fraudulent activities by use of debit and credit card will be based on information provided by companies such as MasterCard, Euro and Visa among other leading card companies (Spann 89). The strategies they use to prevent fraud will be addressed. Assistance Assistance will be required to design arguments that can fit b2b approaches and current credit card anti-fraud activities.

The argument should be in harmony with the kind of information that elicit, written, spoken or visual point of view from the audience (Lunsford, Ruszkiewicz and Walters 5).Work CitedKurtz, David L, and Louis E Boone. Contemporary Business. Mason, OH: Thomson South-Western, 2007. Print.Lunsford, Andrea A, John J Ruszkiewicz, and Keith Walters. Everythings An Argument. Boston: Bedford/St. Martins, 2007. Print.Spann, Delena D. Fraud Analytics. Hoboken, N.J.: John Wiley & Sons, 2014. Print.