The Organizations Feature That Has Helped to Make It so Successful - Assignment Example

The organization’s partnership that vets loan applicants also facilitates the organization’s success by reducing its losses through defaulters. Similarly, the organization’s approach to offering even small loans helps it to meet its objective of lending money to those who may be afraid of borrowing large amounts of money. Kiva’s unique organization strategyThe unique factor about Kiva.org’s organization that distinguishes it from other businesses is its role as an agent instead of a party to the lending business.

The organization’s role in its empowerment objective is to link different stakeholders towards ensuring that potential entrepreneurs whose major challenge is capital receive help into starting their desired small scale businesses. It only facilitates the lending process and does not lend from its finances, a contrary approach to other businesses that are parties to lending agreements.Opinion on the organization’s lending model in relation to larger loans The organization’s model would not work for larger loans and large-scale business.

This is because the types of loans and businesses would entail higher risks such as loss of large amounts of money in defaults. This would have an impact that is more significant on the organization and challenge its success as compared to risks in small-scale loans. Lenders would also be unwilling to offer money for large loans because of the nature of the model in which lender have limited control over-involved risks.