The initial goal of public housing was to provide decent housing for poor and low- income households. Historically, there have been two types of public housing in Chicago: for families and for the elderly…
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The CHA is governed by commissioners who are appointed by the mayor. The first Executive Director of the CHA was Elizabeth Wood. Who served for 17 years. During the Wood years the CHA became immersed in perpetuating an obvious pattern of institutional racism: The federal Housing Act of 1937 in conjunction with the Chicago Public Works Administration were successful in completing four low-rise (two to four story building prior to World War II. Three of these projects were opened in 1938: Jane Adams House, on the near west side, comprising of 32 buildings which housed 1,027 families; Julia C, Lanthrop Homes on the north side housed 925 families and Trumbull Park Homes on the far south side for 426 families. These three complexes were built primarily for whites (although 2.5 per cent or 60 units were set aside for African Americans). In 1940 The CHA embarked on a pattern which would later be challenged as a social, moral and legal travesty. In 1941 the CHA completed construction of its first public housing project exclusive for African Americans and situated it in the heart of an African American (Ghetto) neighborhood. The Ida B. Wells House was considerably larger than the CHA’s previous projects, and it accommodated 1,662 families....
a myth which permeated every (white) neighborhood in Chicago. Not only did the CHA
promote its promulgation on the local level, the federal government under the
"Neighborhood Composition Rule", gave tacit approval for the furtherance of
institutional racism, when it stipulated: that the tenants of a housing development be of
the same race as the people in the area in which it was situated. (Hilliard1966)
Many northerners took a special type of "white" pride in decrying the antics and
overt racism of their southern brothers, while declaring that they (northern whites) were
all liberals, who believed in the absolute provisions of the Declaration of Independence,
The Bill of Rights and the Constitution, which provides human and civil rights for all
men, regardless of their race or skin color. In his pre World War II study of the race
situation in America, Gunnar Myrdal presented his findings on the heightened hypocrisy
which existed in the souls and minds of most white Americans in general and in this
instance of Chicagoans in particular;
Another form of discrimination in the North against Negroes is in the market for
Houses and apartments; whites try to keep Negroes out of white neighborhoods by
Restrictive covenants. The legality of these covenants is open to dispute, but in so
Far as the local courts uphold them, the discrimination is in the legal principle, not
In the individual cases brought to court. (Myrdal 527)
This study by Myrdal is required reading (at least passages and
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It is evident from the study that the government still does not seem to realize the weakness of its public housing policies. Therefore, it has refused to acknowledge the potential of the private housing markets in providing adequate housing to all the poor families in USA. As it continues to involve itself in public housing markets, it is adding more crises to that sector.
It is also noted that poor housing is closely related to high rates of criminal activities. A slum area has the potential to breed crimes and gangs. Shattered nerves and frayed tempers are the inevitable accompaniments of constant friction and quarreling which are inherent in poor housing conditions.
When it comes to spending they lead from the front, they know that their parents have deep pockets and they can afford to spend as much as they like on things which they get attracted to, ethically this is wrong and it is a very uncomfortable position to be in.
In the recent period, numerous programs are being funded by the Congress in order to meet up to the housing requirements for the population that is poor and susceptible. The plans are mainly controlled by the Department of Housing and Urban Development (HUD).
In fact, according to the Commission for Rural Communities (CRC), the cost of a house in rural England surpasses the income of most medium- and low-income earners by far, so they can hardly afford houses in the rural areas. This shortage of housing has brought fears that some areas are preserves of the rich.
Anti-social behavior can be of many things. We mainly associate this term with noisy neighbors, or people who use abusive and threatening language, or those who run their premises in illegal activities, such as prostitution. A menace to society, anti-social behavior in society is increasing at an alarming rate.
The main aim of establishing Fannie Mae was to give local banks money to finance home ownership. This was done in order to encourage and therefore increase owning of homes and to avail affordable housing.
During its initial stages Fannie Mae’s
institutions have warped or been bought out and government administration in the rich nations had to approach with release packages to bail out their fiscal systems. A fall down of the US sub-major mortgage market and the turnaround of the housing boom in further developed
Funding for affordable housing differs for those families which come under disabled and elderly population than low-income households. Federal level funding for the affordable housing need has been shifted to state and local level for the low-income people, however, for the elderly and disabled households, it still provides sufficient funding.