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20 - Assignment Example

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In manage care plans costs are shared by the employer, insurance company and individuals but consumer driven plans shifted most of the part of costs from insurance company and employers to individuals. This meant that the burden was now on consumers.
Ans. In 2007 Potter…
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Assignment 20
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Download file to see previous pages... Though he knew that many people did not have adequate health care he was never able to attach faces to them. When he saw huge number of people at the health expedition he first realized this.
Ans. This memo was written for the opponents of health care reforms. It highlighted the flaws of healthcare under government by using phrases like “delayed care is denied care”, “government takeover”, “bureaucrats not doctors prescribing medicines.”
Ans. Public healthcare is opposed by the health care insurance industry because they do not want to lose market share and compromise their profits. They secure this position by using politicians and making them believe that insurance industry is the only efficient option. When these politicians advocate the industry, Americans believe them.
Ans. The healthcare insurance has highjacjed the health care system by making people believe that government run healthcare is inefficient and this industry is the only reliable option for them. This industry is running on profit basis by shifting more and more costs to the individuals.
Ans. They sometimes deny medical claims and scrutinize the condition of patients. They only pay for claims when it is actually needed and when its experimental such as in case of liver transplant. Sometimes the industry demands for increased premium because they know that employer will have no other choice but to withdraw insurance.
Ans. They make money by diminishing medical loss Ratio. If claims increase in number they increase premium and sometimes they let go some clients because they don’t want the premium if the medical loss ratio increases.
Ans. Potter suggests that corporate bureaucrat’s first concern is his profit not patients. Hence it is not very different from a government bureaucrat being in between patients and doctors because in the current system too a corporate bureaucrat stand between doctors and patients and ...Download file to see next pagesRead More
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