Nobody downloaded yet

A Survey of Student Debt - Essay Example

Comments (0) Cite this document
The number of students currently holding student debt is increasing tremendously in many higher learning institutions across the globe. The main goal of the project is to design a pragmatic survey addressing varied sociological questions about student debt…
Download full paperFile format: .doc, available for editing
GRAB THE BEST PAPER92.1% of users find it useful
A Survey of Student Debt
Read TextPreview

Extract of sample "A Survey of Student Debt"

Download file to see previous pages 9. Did you read the contract carefully before taking your students loan and do you worry about your student debt? 10. Do you think the student loan terms could be changed in future in case the government lowers salaries when you have started to make loan repayments? 11. Do you think the current education system of funding higher education is a better or wrong one? If wrong, what actions or recommendations will you make to change it? 12. Do you know the amount of money you will owe the debtors by the time you finish your higher education? 13. Do you think that what are getting from attending higher education is worth for what is costing you to study? 14. Do you feel confident that your study will open the door to a better paying job in the future? 15. Do students and parents have any significant knowledge about the cost of financial aid? 16. How does the awareness and expectations about higher education affordability and financial aid affect college going behavior? 17. Which one among the following statements will you say applies to you? a) I understand the value of higher education; thus I work hard in my academic studies? b) I always don’t miss any lecture unless I am sick. c) I am always focused on my academic studies. d) Others: 18. Do you agree or disagree with the following statements? a) The student loan does not seem valid to me b) Student loan debts are not like any other debts c) Student loan repayment will not make any difference to my living standards. d) Others: Discussions of the Sample The sample for the majority of the respondents fell into varied categories including females and males ageing from the age of 18 and above. The majority of respondents were students taking varied university programs and those who...
As the report stresses the sample for the majority of the respondents fell into varied categories including females and males ageing from the age of 18 and above. The majority of respondents were students taking varied university programs and those who have received varied student loans. Nearly all the respondents were among the students who relied on student loans while the majority relied on the support from parents and relatives. The research employed sampling survey method and questionnaires were distributed to varied students in varied faculties for self completion of questions. The final data were collected after one week for further analysis and discussions.
This paper declares that from the research Questions, it was found that the student loans is among the highest percentage of funding tuition fee for students in higher education. Although many students receive scholarship or fee bursaries and other loans from relatives, personal savings and money from partners, many students rely on student loans. Moreover, the higher percentages of students fund their accommodations and living expenses through student loans and parents/ guardians or relative’s money to help. Therefore, many students feel guilty about the financial sacrifices their parents or relatives offer them; thus they feel under great pressure to work hard. The research indicated that many students studying in universities involve in part time or full time jobs but most of these jobs are unpaid. ...Download file to see next pagesRead More
Cite this document
  • APA
  • MLA
(“A Survey of Student Debt Essay Example | Topics and Well Written Essays - 1500 words”, n.d.)
Retrieved from
(A Survey of Student Debt Essay Example | Topics and Well Written Essays - 1500 Words)
“A Survey of Student Debt Essay Example | Topics and Well Written Essays - 1500 Words”, n.d.
  • Cited: 0 times
Comments (0)
Click to create a comment or rate a document

CHECK THESE SAMPLES OF A Survey of Student Debt

Student debt and bondage

...?On Debt and Bondage This paper is a reaction to an article written by Jeffrey Williams en d Academic Freedom and Indentured Fundamentally, the article is a commentary on the education system in America that emerged in recent decades wherein majority of American students graduate with substantial debt. William's argument is that such circumstance is tantamount to serving a kind of bondage as graduates are forced to pay back the money they owe to academic institutions. Williams cited grim statistics that supported his point. The most important of these is that two-thirds of American college students finish school with an average of $30,000 in educational bills. The...
4 Pages(1000 words)Coursework

The Student Debt

...An Article Review of Articles Article One Ethical Issue The article brings out to the surface the fact that a large number of students with a substantial amount of debts in the United States. In 2010, statistics revealed that the student debt exceeded outstanding credit card equity. Apparently, the number of graduate students who carry some debt at the start of their education is ever increasing as reported by The Institute of College Access & Success (TICAS) in 2010. Currently, approximately $900 billion are owed by Americans in the form of either federal or private loans. The ability of the Americans to repay loan has been decreasing...
10 Pages(2500 words)Article


.... Target age group socio-demographic profile: Onkaparinga is located south of Adelaide CBD. It covers an area of 518km2 with a population of 153,496 (2004). 22% of the city's population is aged 15 years or lower, hence the city's age structure can be classified as young when compared with Adelaide Statistics Division (ASD). In addition, according to the data available, the city of Onkaparinga's population aged 15-19 comprises 8 % of the city's total population, which, when numerically presented, is 11,500. Data Collection through household Survey Detailed demographic, economic, time use, labor force participation, asset ownership, and expenditure data will be collected using a simple questionnaire. As the illiteracy is...
2 Pages(500 words)Essay

Student Loan Debt Crisis

...Loan Debt Crisis Introduction America is currently in the midst of a tremendous economic crisis, with inflation reaching unprecedented and unanticipated levels.(Wikipedia, the free encyclopedia, 2010) This has resulted in a tremendous rise in the cost of living which has made living a challenge to the general public and to the student population in particular as they have limited resources at their disposal. The students, those who are pursuing higher education in colleges and universities outside their home town in particular have to bear the costs of college fees, accommodation, living expenses and other courseware related costs. (Deshmukh, 2010) Due to less employment opportunities...
11 Pages(2750 words)Research Paper

National Student Survey

...National Survey: Introduction National Survey is essential in the UK as it contribute to public accountability since it gathers feedback on student's course viability. This in turn helps the students on the choice they would have in future on higher education. The final year undergraduate students assist in collection of information during the survey. In the UK, a third National Student Survey is proposed to be carried out in year 2007. This was a recommendation that NSS be conducted on yearly basis by Quality Assurance Review Framework Group. There are two types of market research methods, the...
4 Pages(1000 words)Essay


...Debt The current global recession and the increased spending on war on terror have affected American economy drastically so that the fiscal deficit of the country has increased a lot. The phenomenon fiscal deficit happens when the government spending exceeds the revenue it generates excluding the money borrowed. In other words, fiscal deficit will put each citizen of a country indebted to some external financial sources. Thus even the new born babies are indebted to somebody even from the beginning of their life on earth. It is essential for a government to avoid the fiscal deficit as much as possible by the repayment of massive public debt in order to save the current and future generation from the...
2 Pages(500 words)Essay


...Running Head: Importance of Security Survey Importance of Security Survey or Audit of the of the of the Professor] [Course] Abstract Security Surveys or Audit can be considered as the current need of all business activities across the world. Security is often defined as a pro-active approach of assessing the internal and external environmental factors that may affect the health of the organization and its stakeholders in the short as well as in the long run. The discussion aims at highlighting the purpose of security surveys in the success and development of organizations across the globe. Over the years, increased emphasis on security has created a safe environment that...
2 Pages(500 words)Essay

Student debt management and student budgeting

...Counselor Tracy Grey Debt Management Online Sources Recommendation Canadian students owe an estimated 22 billion Canadian dollars with roughly 15 billion dollars coming from federal resources. Provincial and private money lending sources account for the rest of the loaned money (Debt 101, 2012). The last decade has seen the worst escalation in student debt in Canada with minimal student debt loads of $25,000 increasing from 17% in 1995 to 27% in 2005 (Seidman, 2012). In a similar manner, average student debt in Canada increased from $21,777 in 1999 to more than $28,000 in 2004. This...
2 Pages(500 words)Research Paper


...Survey My is Wadha Al-Marri and I come from Qatar. Currently I am a PhD researcher at Nottingham Trent I am investigating sustainable generation, green economy and renewable energy innovation in Qatar. This survey is part of the study which focuses on Qataris currently living in the UK,in a bid to take their opinion about issues regarding sustainability. This survey should only take 5 to 7 minutes to complete. Please be assured that the data collected during the research is purposely meant for the academic research only and nothing else. The survey is anonymous and no such data would be collected which could reveal the identity of the participants. If you have any...
1 Pages(250 words)Essay

Student Debt and Its Implications

...Student Debt and Its Implications Within the past decade, costs associated with college education surpassed inflation by six percentage points yearly. This brought private school education price to thirty seven dollars annually. This just one among reasons why students increased their borrowing. In addition, federal student loans were raised by the congress, which also introduced a grand plus loan. Through this, graduate students could borrow even attendance cost. Lenders also contributed much as they made it so easy for students to get loans. This was up to the year 2008 when credit started to tighten up. Many...
4 Pages(1000 words)Essay
sponsored ads
We use cookies to create the best experience for you. Keep on browsing if you are OK with that, or find out how to manage cookies.

Let us find you another Essay on topic A Survey of Student Debt for FREE!

Contact Us