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A Survey of Student Debt - Essay Example

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The number of students currently holding student debt is increasing tremendously in many higher learning institutions across the globe. The main goal of the project is to design a pragmatic survey addressing varied sociological questions about student debt…
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Download file to see previous pages 9. Did you read the contract carefully before taking your students loan and do you worry about your student debt? 10. Do you think the student loan terms could be changed in future in case the government lowers salaries when you have started to make loan repayments? 11. Do you think the current education system of funding higher education is a better or wrong one? If wrong, what actions or recommendations will you make to change it? 12. Do you know the amount of money you will owe the debtors by the time you finish your higher education? 13. Do you think that what are getting from attending higher education is worth for what is costing you to study? 14. Do you feel confident that your study will open the door to a better paying job in the future? 15. Do students and parents have any significant knowledge about the cost of financial aid? 16. How does the awareness and expectations about higher education affordability and financial aid affect college going behavior? 17. Which one among the following statements will you say applies to you? a) I understand the value of higher education; thus I work hard in my academic studies? b) I always don’t miss any lecture unless I am sick. c) I am always focused on my academic studies. d) Others: 18. Do you agree or disagree with the following statements? a) The student loan does not seem valid to me b) Student loan debts are not like any other debts c) Student loan repayment will not make any difference to my living standards. d) Others: Discussions of the Sample The sample for the majority of the respondents fell into varied categories including females and males ageing from the age of 18 and above. The majority of respondents were students taking varied university programs and those who...
As the report stresses the sample for the majority of the respondents fell into varied categories including females and males ageing from the age of 18 and above. The majority of respondents were students taking varied university programs and those who have received varied student loans. Nearly all the respondents were among the students who relied on student loans while the majority relied on the support from parents and relatives. The research employed sampling survey method and questionnaires were distributed to varied students in varied faculties for self completion of questions. The final data were collected after one week for further analysis and discussions.
This paper declares that from the research Questions, it was found that the student loans is among the highest percentage of funding tuition fee for students in higher education. Although many students receive scholarship or fee bursaries and other loans from relatives, personal savings and money from partners, many students rely on student loans. Moreover, the higher percentages of students fund their accommodations and living expenses through student loans and parents/ guardians or relative’s money to help. Therefore, many students feel guilty about the financial sacrifices their parents or relatives offer them; thus they feel under great pressure to work hard. The research indicated that many students studying in universities involve in part time or full time jobs but most of these jobs are unpaid. ...Download file to see next pagesRead More
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