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Affordable Care Act in United States - Research Paper Example

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This paper seeks to discuss Affordable Care Act in the United States. Human health is of importance and thus the American government is concerned with health insurance of American residents. The Affordable Care Act puts all the consumers in America in charge of their health care…
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Affordable Care Act in United States
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"Affordable Care Act in United States"

Download file to see previous pages This paper illustrates that the main idea of health care is to improve and reform health care which is of great concern to individuals. Despite how much one is earning in America, there is the need for one to set aside a particular budget that can be used when one is in poor health and thus the aim of Affordable Care Act. Insurance coverage in the companies are of benefit to individuals who work in the factories and other companies since in case of an accident or any other issue related to one health, then the insurance partners can intervene and medical expenses are covered by the insurance company or the use of Affordable Care Act. The Affordable Care Act was signed into a law by President Obama in 2010 in United States federal statute where the government had to work along with health care and education reconciliation act to represent the United States interest in health care issues. The aim of Affordable Care Act is to increases the quality and affordability of healthcare making sure that those who do not have insurance coverage can get access to health insurance and thus expand public and private insurance coverage for the United States residents. The policy aims at lowering the cost of healthcare for individuals and the government as a whole where the government will have the mandate to make sure that all the residents in the United States will have the insurance coverage, subsidies will be available and insurance exchanges that are meant to increase the insurance coverage at affordable rates. The policy requires all the insurance companies to make sure that all residents are covered with minimum standards regardless of preexisting conditions or sex. The policy requires an individual to be covered by insurance from the employer-sponsored health plan and this means that one will have two insurance coverage. Failure to pay an approved insurance policy will mean that an individual will pay a penalty of 1% on income tax and thus the residents must comply with the Affordable Care Act. The policy aim is to get more than 30 million people who are going to be enrolled in the Affordable Care Act. The policy also requires low-income earners and those families with incomes between 100% to 400% federal poverty level will be considered and thus they are going to receive federal subsidies and only if the mode of purchase is through an exchange. ...Download file to see next pagesRead More
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