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Importance of Health Care Insurance - Case Study Example

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The paper "Importance of Health Care Insurance" describes that paying for health insurance has many benefits contrary to not paying for the cover. It helps one to plan finances well and not be caught without notice. Importantly emergency cases will be handled immediately caused by lack of funds…
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Importance of Health Care Insurance
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Importance of Health Care Insurance

Download file to see previous pages... Health cover policies require that when a business has a total number going up to 25 full-time employees, they will be mandated to tax credits covering a total of 50% the population of staff insurance premium cost. Health insurance is all-inclusive for children and will cover them until they mature enough without parents incurring extra costs when paying for the cover. By subscribing to insurance wasteful spending is minimized, fraud is regulated and the expansion program for the preventive services is well ensured. The general essence of health insurance covers cut on medical spending while giving individuals an array of choices when seeking for health care services.
For the cover to reach millions of people, extra taxes will be paid by mostly the high earners, which may affect an individual or a business. Health covers that come with many options will demand a complicated shopping affair hence confusing.
To ensure full cooperation, the insurance policy demands that one pays monthly or else pay a fine for breaching the policy. It leaves nearly half of major nations without cover due to the inability to subscribe to it. Development of other features i.e. the CHIP takes away taxpayers money. Based on a full-time employment and employer mandate to pay insurance cover, many people have been put on shorter work hours in a bid to evade the payment of the cover. Lower paid workers get better benefits when compared to highly paid workers. It is generally accepted that youths are healthy and need no health cover, hence money paid for a youth is considered a waste. The focus of health insurance cover is to ensure that people are covered while it should consider that the cost of Medicare is addressed.
Individual and family: It is sometimes termed as a comprehensive cover. The period is more than 12 months while renewable.  ...Download file to see next pagesRead More
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